Paytm: Secure UPI Payments vs Freecharge: UPI, Credit Cards Usage & Stats

Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is a one-stop solution for all your payment needs: ● Send money to your friends & family using your mobile number via Paytm UPI. Including those who are not on Paytm. ● Scan any QR code and make payments at grocery stores, petrol pumps, restaurants, etc. ● Recharge your mobile and pay your utility bills (electricity, gas, water, broadband, etc.). Paytm app is now powered by top Indian banks: Axis Bank, HDFC Bank, SBI Bank, and Yes Bank, ensuring a seamless and secure banking experience for all its users. Safe, reliable and superfast UPI payments ● Enter your mobile number & transfer money to anyone using Paytm UPI. ● Check your bank account balance and view transaction history on Paytm. ● Your UPI ID is a unique ID used to make payments using the Unified Payment Interface (UPI). ● Set your UPI PIN (a 4 or 6-digit number). It’s mandatory to set the PIN while creating UPI ID on the UPI app. ● Use UPI Lite for lightning-fast UPI Payments up to ₹4000/- per day, no PIN required. Building on the convenience of UPI, Paytm also offers enhanced flexibility with the RuPay Credit Card, allowing you to make secure payments effortlessly. Benefits of using RuPay Credit Card on Paytm ● UPI payments via Credit Card: Just add your credit card on Paytm easily and pay at any shops without any CVV/OTP ● Hassle-free & safe payments: No need to carry credit cards everywhere ● Get Rewards & Cashbacks: Earn rewards, cashbacks on all your Paytm payments Safe & contactless payments at offline stores ● Pay using Paytm UPI Payments app, mobile number or by scanning QR code at nearby retail stores, pharmacies, restaurants, petrol pumps etc. Pay at online stores ● Make payment at food delivery, grocery, shopping & entertainment apps/sites & other 100+ apps Easy recharge and utility bill payments ● Recharge your mobile, DTH (Tata Play, Sun Direct, Airtel DTH etc.) or pay electricity, broadband, water bills, insurance premiums, E-Challan, Loan EMI, Municipal tax etc. ● Find the latest prepaid recharge plans & mobile recharge offers on Jio recharge, Airtel recharge, Vodafone Idea (VI) recharge, MTNL & BSNL recharge ● Recharge any FASTag Order grocery, food and home decor items on Paytm ONDC ● You can order food and buy monthly groceries and get the best deals on Paytm ONDC. Check free credit score Get instant personal loans ● Loan amount starting from 50K to 25 lac ● Repay loan 6-60 months ● Annual interest rate (per annum monthly reducing): 10.99%-35% ● Loan processing fee: 0-6% Note: Personal Loans are only available to Indian citizens within the territory of India Lending partners (NBFC): ● Hero Fincorp Ltd: https://www.herofincorp.com/partners ● Aditya Birla Finance Ltd: https://finance.adityabirlacapital.com/our-digital-lending-platform-partners ● TATA Capital: https://www.tatacapital.com/partners.html ● Poonawalla Fincorp: https://poonawallafincorp.com/digital-partnership.php ● SMFG: https://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=partner_details ● Clix :https://www.clix.capital/our-partners/ Example: Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18 Loan processing fee: Rs.4250 Stamp duty charges: Applicable as per law EMI per month: Rs.6621 Total interest: Rs.19178 Disbursal amount: Rs.94785 Amount payable: Rs.119186 Book tickets for Trains, Bus, Flights ● Paytm is the Authorized IRCTC Partner for Rail e-ticket booking, Cancellation, PNR Status & Live Train Status Contact Us One 97 Communications Limited One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN *Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services
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Being a well-known name in the world of payment apps, having over 100 million users across the country, Freecharge has transformed to become one of the leading financial services and investment apps in India. From recharge & bill payments to investment & lending, Freecharge lets you do it all effortlessly. Key App Features Create your ‘@freecharge’ BHIM UPI ID and send money to friends/family or scan any QR to pay quickly & securely at any store. Earn cash back on your transactions. Avail Personal Loan and Credit card Invest in Digital Gold Pay electricity bills online, Do recharges, Make insurance payments, Buy amazing deals from top brands, and many more Get Personal loan Freecharge offers Personal Loan of up to 5 Lakhs within 2 minutes. It’s 100% digital process and requires zero documentation. We offer affordable EMI options with flexibility to repay within 6 months to 36 months. It’s an unsecured loan which is disbursed instantly to your Bank account. 1. Low Interest Rates starting from 14% per annum 2. Instant approval & quick disbursal 3. Flexible EMI options 4. 100% Collateral free 5. No hidden charges Easy Credit App • Apply for Axis Bank Freecharge Plus Credit Card and enjoy unlimited cashback UPI App • Transfer money to your friends/family easily or scan any QR to pay at a local store. • Send/receive money easily in/from your bank account. Recharge & Payments App • Find best-prepaid recharge plans & mobile recharge offers on JIO Recharge, Airtel Recharge, VI Recharge, and BSNL Recharge. • Use the Freecharge app for FASTag recharge and travel worry-free. • Avail exciting offers/rewards on Tata Play recharge, Airtel DTH recharge, Videocon D2H recharge, Dish TV recharge, and Sun direct recharge. •Avail amazing cashback offers on electricity bill payment, water bill payment, gas bill payment, postpaid bill payment, and broadband bill payment. • Book LPG cylinder in minutes and enjoy exclusive offers/discounts. • Save your salary and pay rent with a credit card. • Buy/sell Digital Gold online at real-time market value. It’s 24K, 99.9% pure. What Makes Freecharge Unique? • Claim offers/deals available in the app and save every time you spend. • All our financial services are secure and backed with the trust of Axis Bank, so you can transact and invest worry-free on the Freecharge app. Contact us at care@freecharge.com.
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Paytm: Secure UPI Payments vs. Freecharge: UPI, Credit Cards ranking comparison

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Paytm: Secure UPI Payments VS.
Freecharge: UPI, Credit Cards

December 30, 2024