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- Paytm: Secure UPI Payments Vs. Kotak811 Mobile Banking
Paytm: Secure UPI Payments vs Kotak811 Mobile Banking Usage & Stats
Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is a one-stop solution for all your payment needs:
● Send money to your friends & family using your mobile number via Paytm UPI. Including those who are not on Paytm.
● Scan any QR code and make payments at grocery stores, petrol pumps, restaurants, etc.
● Recharge your mobile and pay your utility bills (electricity, gas, water, broadband, etc.).
Paytm app is now powered by top Indian banks: Axis Bank, HDFC Bank, SBI Bank, and Yes Bank, ensuring a seamless and secure banking experience for all its users.
Safe, reliable and superfast UPI payments
● Enter your mobile number & transfer money to anyone using Paytm UPI.
● Check your bank account balance and view transaction history on Paytm.
● Your UPI ID is a unique ID used to make payments using the Unified Payment Interface (UPI).
● Set your UPI PIN (a 4 or 6-digit number). It’s mandatory to set the PIN while creating UPI ID on the UPI app.
● Use UPI Lite for lightning-fast UPI Payments up to ₹4000/- per day, no PIN required.
Building on the convenience of UPI, Paytm also offers enhanced flexibility with the RuPay Credit Card, allowing you to make secure payments effortlessly.
Benefits of using RuPay Credit Card on Paytm
● UPI payments via Credit Card: Just add your credit card on Paytm easily and pay at any shops without any CVV/OTP
● Hassle-free & safe payments: No need to carry credit cards everywhere
● Get Rewards & Cashbacks: Earn rewards, cashbacks on all your Paytm payments
Safe & contactless payments at offline stores
● Pay using Paytm UPI Payments app, mobile number or by scanning QR code at nearby retail stores, pharmacies, restaurants, petrol pumps etc.
Pay at online stores
● Make payment at food delivery, grocery, shopping & entertainment apps/sites & other 100+ apps
Easy recharge and utility bill payments
● Recharge your mobile, DTH (Tata Play, Sun Direct, Airtel DTH etc.) or pay electricity, broadband, water bills, insurance premiums, E-Challan, Loan EMI, Municipal tax etc.
● Find the latest prepaid recharge plans & mobile recharge offers on Jio recharge, Airtel recharge, Vodafone Idea (VI) recharge, MTNL & BSNL recharge
● Recharge any FASTag
Order grocery, food and home decor items on Paytm ONDC
● You can order food and buy monthly groceries and get the best deals on Paytm ONDC.
Check free credit score
Get instant personal loans
● Loan amount starting from 50K to 25 lac
● Repay loan 6-60 months
● Annual interest rate (per annum monthly reducing): 10.99%-35%
● Loan processing fee: 0-6%
Note: Personal Loans are only available to Indian citizens within the territory of India
Lending partners (NBFC):
● Hero Fincorp Ltd: https://www.herofincorp.com/partners
● Aditya Birla Finance Ltd: https://finance.adityabirlacapital.com/our-digital-lending-platform-partners
● TATA Capital: https://www.tatacapital.com/partners.html
● Poonawalla Fincorp: https://poonawallafincorp.com/digital-partnership.php
● SMFG: https://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=partner_details
● Clix :https://www.clix.capital/our-partners/
Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: Applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount payable: Rs.119186
Book tickets for Trains, Bus, Flights
● Paytm is the Authorized IRCTC Partner for Rail e-ticket booking, Cancellation, PNR Status & Live Train Status
Contact Us
One 97 Communications Limited
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN
*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services
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Kotak 811 – A one-stop destination for all your banking needs.
Make Money Transfers Smooth & Easy
Simplify your finances with Kotak811, the ultimate app for easy money transfers, UPI payments, and account management! With our feature-rich mobile banking app, you can enjoy quick and secure UPI transfers to any account, instantly check your account balance, view transaction history, and grow your savings account faster with High-Interest Fixed Deposits!
Kotak811 mobile banking app is your one-stop solution for managing your bank account anytime, anywhere. Kotak811caters to your needs with its easy-to-use interface and wide range of features.
Move money effortlessly:
● Instant UPI Transactions: Send and receive money instantly using the Unified Payments Interface (UPI). Whether splitting a bill with friends at a restaurant, paying rent to your landlord, or repaying a colleague, Kotak811 makes it quick and convenient.
● Scan & Pay in a Flash: Ditch the hassle of manually entering account details or carrying your cards everywhere. Simply scan QR codes displayed at stores, on bills, or shared by individuals to make secure and instant payments.
● Fast & Secure Every Time: Rest assured, your money transfers are protected with advanced security measures like two-factor authentication and block unblock. Enjoy peace of mind knowing your finances are secure with Kotak811.
Stay on Top of Your Finances:
● Balance at Your Fingertips: Check your bank balance anytime, anywhere with just a few taps. Need a quick peek without revealing the entire amount? Utilize the convenient ‘hide balance’ feature for discreet viewing.
● Track Your Transactions: Gain complete view of your spending habits. Easily access your UPI transaction history, allowing you to categorise expenses and monitor your financial well-being.
Grow Your Savings:
● Open FDs with a few taps: Create new Fixed Deposit (FD) accounts directly within the Kotak811 App. The simple process makes investing and growing your savings for future goals easier than ever.
● Manage FDs Conveniently: Monitor your existing FD investments, track their progress, and manage them effortlessly from the comfort of your phone.
Credit Card Management:
Easily manage all your credit cards through the Kotak811 App – make payments, check statement, set transaction limits and more.
Why Choose Kotak811?
● Seamless UPI Money Transfers: Send and receive money instantly using the widely accepted UPI network.
● Effortless Scan & Pay: Skip manual entry and pay securely with just a quick scan.
● 24/7 Account Access: Manage your finances at your convenience, anytime, anywhere.
● Discreet Balance Check & Transaction History: Stay informed about your finances with the ‘hide balance’ feature and easily access transaction history.
● Grow Your Savings with FDs: Open and manage Fixed Deposits to achieve your financial goals.
● Advanced Security Measures: Enjoy bank-grade security for all your money transfers.
● User-Friendly Interface: Experience a smooth and intuitive design for a hassle-free banking experience.
Download the Kotak811 App today and redefine your banking experience
For complete terms and conditions regarding the Rs.200 vouchers offer on transactions, please click the link below.
https://images.kotak.com/bank/mailers/2024/files/Reactivation_campaign_T&C_clean.pdf
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Paytm: Secure UPI Payments vs. Kotak811 Mobile Banking ranking comparison
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Paytm: Secure UPI Payments VS.
Kotak811 Mobile Banking
December 30, 2024