St.George Mobile Banking vs Ubank Money App Usage & Stats

St.George: Simple and secure banking at your fingertips. Open an everyday banking or savings account in 3 minutes. Make payments • Make fast and secure payments & transfers or schedule them for the future • Apple Pay - Pay with your mobile • Digital Card† - Boost your card security by using the dynamic CVV on your credit or debit card • Verify^ - Adding a new payee? We’ll check the account details you’ve entered have been commonly used Track your spending • ‘Categories’* - Track your spending habits • Set up notifications so you’re notified when your money comes and goes • Expense Splitter - Paid for a shared expense? Keep track of who’s paid you back • 24/7 Fraud monitoring detects any unusual purchase activity on your card Everyday banking tools • Quick Balance - see your account balance at a glance and transfer money between accounts • Activate, lock** or cancel your card • Contact Us from the App to skip security questions~ • ATM & Branch finder – locate your nearest St.George, Bank of Melbourne, BankSA or Westpac ATM or branch Need Help? If you are having issues with our app, delete and re-install it. If issues persist please call us on 13 33 30 (8am – 8pm Mon – Sat). †The terms and conditions applicable to your product also apply to the use of your digital card. Internet and Phone Banking Terms and Conditions also apply. You may not always be able to access your digital card. ^St.George Verify screening is based on the payment information available in our systems, at the time you add your payee details. As we are unable to validate the account details with the recipient bank, we can’t confirm whether the name and account details are an exact match. St.George Verify applies to Internet Banking and Mobile Banking only. It may be affected by such things as system outages or limitations, scheduled maintenance or other factors beyond our control, and may not be available at all times. *This tool provides general information and is intended to be a guide only. Available on savings, transactions and credit card accounts. **Locking your card will temporarily stop new transactions on your card for up to 15 days or until reactivated. The card will automatically reactivate after 15 days if you don’t unlock the card or report the card lost or stolen. ~Standard SMS, call or data charges apply. Read the Terms & Conditions at stgeorge.com.au before making a decision and consider whether the product or service is right for you. Fees and charges may apply. iPhone, iPad, iPod touch and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a Service mark of Apple Inc. St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL Australian credit licence 233714.

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Ubank Money App

Signing up with a bonus code? Enter your code and make 5 eligible card purchases in your first 30 days to earn your signup bonus. See full terms below. Ubank is an everyday money app with banking and budgeting tools that help you get ahead with money. No matter where you’re starting from, ubank has loads of savvy features to help you do everyday money better, including: - No monthly fees and no overseas or international transaction fees from ubank. - Easy to unlock bonus interest on Save accounts, with a monthly $500 deposit (on balances up to $250K per customer). Withdraw money without affecting your bonus interest rate. - Connected Accounts, to display your other bank accounts and their balances in the ubank app. - Instant digital cards so you can start spending straight away with your digital wallet. - Bill prediction to notify you when your regular expenses are coming up. - Shared Accounts for rent or romance, so you can share money with your partner-in-finance. - Save Targets with an Autosave option, to help you save like a machine for your goals. - A Spending Footprint that tracks your spending in easy to follow categories. Ubank also supports you in the big moments, with flexible home loans for owner-occupiers, investors, and refinancing your loan. Apply with ubank for a comfortable loan with easy application, fast approval and great customer support along the way. Download the app and get started in minutes with a Spend and Save account. --------------------------------------------------------------------------------------------------------------------- Ubank is part of the NAB Group and uses advanced encryption technology to protect your money. Ubank is open to Australian citizens and permanent residents aged 16 or older, with at least one form of ID (Australian driver licence, passport, Medicare card or birth certificate). This is general information and doesn't take your personal situation into account. Please take the time to make sure it’s right for you. Read our General Terms at ubank.com.au/general-terms Read our Target Market Determinations at ubank.com.au/tmd Read our Bonus Offer terms at ubank.com.au/join-ubank *Kill Bills. Sign up to Ubank and you could win $10K to eliminate your expenses. Receive one entry for each ubank bills account held as at 5/1/2025. Two winning entries, drawn at random, will each win $10K paid into that account. Prizes drawn on 6/1/25 in Sydney. Winners published on ubank.com.au. Ts&Cs apply - see ubank.com.au/campaigns/kill-bills Permit numbers NSW TP/03874, ACT TP 24/02447, SA T24/1854 Info is general. Consider it’s right for you Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Products issued by ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.