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- BRI Ceria Vs. Asetku-Pinjaman
BRI Ceria vs Asetku-Pinjaman Usage & Stats
- Loan Product: Digital Lending product with 1 up to 12-month installment
- Interest Rate: 2.5% flat per month or Annual Percentage Rate of 30%
- Limit: Minimum of RP 500,000 up to Rp 20,000,000 maximum
- Example: If you choose to do a 12-month installment to pay a transaction worth Rp 3,000,000 with an interest of 2.5% per month, then the repayment that must be done per month is Rp 325,000 with the total payment Rp 3,900,000
Ceria is a Digital Lending App by Bank BRI. All saving customers of Bank BRI can apply for the Ceria facility. With Ceria, users will get a chance to get up to Rp 20 million facility whenever and wherever within 30 minutes.
Ceria will give the easiest and fastest way for customers to fulfill every online transaction need with a starting amount of Rp 500 thousand up to Rp 20 million. Users can choose up to 12 months' tenor and never have to worry about repayment. The user's saving account will automatically debited every due date.
Ceria is officially registered and supervised by the Financial Services Authorization (OJK)
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Asetku is a platform which registered and supervised by the Indonesian Financial Service Authority, OJK. The registration number is S-1110/NB.213/2018.
Funding Feature
Asetku will help you fund as easy at fingertips. Start funding now and check your earnings directly from application. Monitor your portfolios anytime, anywhere!
Benefit of Asetku
Easy Registration Process
Principal Guaranteed by 3rd Party
Underlying Assets Insurance
Advanced Risk Control System
Risk Guarantee Fund Supported
No Additional Fee
By using Asetku, you are able to:
1. Registered user could select different funding products with tenor and interest they want.
2. Registered user would be able to view activating borrowers who have been verified and approved.
3. Registered user would be able to check your interest in real-time.
4. Asetku will automatically withdraw your principal and interest to your account after maturity.
5. Stable principle guaranteed by trusted 3rd insurance company, PT Asuransi Staco Mandiri.
Loans Information:
• Amount of Loan: Min Rp. 1,000,000 - Max Rp. 2,000,000,000
• Repayment Period: Min 91 – Max 360 days
• APR: Min 12% - Max 42% p.a
• Processing Fee (includes platform and insurance fee): Min 1% - Max 37% p.a
• Age: 18+
Loans Simulation:
Tenure:3 tentor
Interest:2.94%/month; 35.28%/year
Loan amount:RP900000.0
Processing Fee:RP78000.0
Total repayment: RP978000.
Monthly_installment: RP326000.0
Contact
PT. Pintar Inovasi Digital
Address : Sahid Sudirman Center Lt. 50C
Jl. Jendral Sudirman No. 86
Jakarta Pusat, 10220
Website: www.asetku.co.id
Email: cs@asetku.com
Customer Service Telp: 1500-226
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March 15, 2025