Bird: Spend,Send,Save & Invest vs Malta: Earn 8% APY with DeFi Usage & Stats
Bird: Your Secure US Banking App for Africans on the Go
What is Bird
Bird allows you to open a US checking account in dollars,on Bird create a digital virtual card, make cross-border and local transfers in various currencies, send & receive money, manage multiple accounts from Bird app, and provides a checkout solution for apps and websites.
Cross-border Transfer
You can easily send money and receive money in multiple currencies with Bird, as well as make large payments across borders. International transfers are at your fingertips with Bird.
Local Transfer
Bird makes instant transfer of money within your home country an easy experience. You can send and receive money from and to bank accounts with Bird, as well as your Bird account.
Virtual Cards:
With your Bird virtual card, you can easily make international purchases and payment online. In addition, you can get to experience a secure contactless payment.
Pay Bills instantly
You can pay for utilities, Bird bill payment is easy. Airtime top-up, and TV cable subscriptions. Bird can also be configured to handle payments automatically.
US Banking
By opening a Bird US checking account, you can live your life in dollars, make all types of international payments easily with Bird, and protect your money from devaluation.
- Apple App Store
- Free
- Finance
Store Rank
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Earn 8% APY with Malta, the easiest way to work your money harder. Invest directly from your bank and earn 20x more interest.
HOW IT WORKS
When you deposit money from your bank, Malta automatically converts your US dollars to digital dollars (a stablecoin called cUSD).
We put your dollars to work in lending markets seeking to provide you a protected base APY of 5%.
At all times, your funds are protected by overcollateralization, typically 125-200%.
Our lending partners include US regulated custodians such as Wyre & Genesis.
Sit back and watch your money earn interest in real time, 24/7!
SIMPLE INVESTING
Link your bank account, set up a recurring deposit, or earn APY on the spare change from every day purchases.
SAVE WITH BOXES
Saving up for a vacation, new car, or home? Use Boxes to help you start saving saving towards your special goals.
NO LOCK-INS
Your money earns interest in real time, 24/7. You add funds or withdraw to your bank whenever you like, no probs.
BOOST YOUR APY
Earn more APY with our special in-app rewards, Boosts. Refer a friend and get +5% APY for 5 days when they make their first deposit.
SAFE AND SECURE
- Malta is a FinCEN registered organization.
- We make lending secure by protecting your funds with overcollateralization, typically 125-200%.
- Accounts on Malta are not FDIC insured and therefore not zero-risk.
- We use the highest security standards: AES-256 alongside 2FA and personal PINs.
- We partner with industry leaders, Plaid and Stripe , to ensure secure deposits and withdrawals.
- Our partners include US regulated custodians Wyre & Genesis, who safely manage over $5 billion in assets.
LEARN MORE
https://www.maltafinance.org
- Apple App Store
- Free
- Finance
Store Rank
- -
Bird: Spend,Send,Save & Invest VS. 
Malta: Earn 8% APY with DeFiDecember 18, 2024