NinjaCard Mobile vs Erlipay Usage & Stats
NinjaCard® offers a full-service online banking experience to help you borrow, save, and spend like never before. Build credit history, access more affordable credit options, and achieve your financial goals.
Bank wherever you are with the NinjaCard® Mobile App and manage your account from the palm of your hand! Secure mobile banking is available to all NinjaCard® Online Banking customers. With NinjaCard® Mobile, you can draw from your line of credit,* check account balances, make transfers or payments, and easily search through your transaction history.
With NinjaCard® Premier, you’ll enjoy an FDIC-insured checking and savings account†† that features a Visa® debit card, access to a flexible line of credit,† access to your direct deposit up to two days early,‡ and enrollment into our financial literacy program, the NinjaCard® Belt System.
NinjaCard® Plus includes all of these features with the exception of access to the line of credit.
-Easily view account balances for your savings, checking, and line of credit
-View transaction history and search for specific transactions based on date or amount
-Make transfers between accounts
-Make draws on line of credit (NinjaCard® Premier only)
-Make payments on line of credit (NinjaCard® Premier only)
-Savings goal calculator
- Apple App Store
- Free
- Finance
Store Rank
- -
ERLI is an innovative service that allows employees to immediately access their earned salary though a mobile application. We are committed to improving the financial health of our users, by providing fast and secure advances 24 hours a day, 7 days per week, preventing them from resorting to loan sharks and credit card providers with high interest rates.
OUR DIFFERENTIATORS
• ERLI is not a credit or loan.
• ERLI does not check or report your credit score.
• ERLI does not have any hidden fees.
• ERLI does not generate interest or debt.
• ERLI offers 24/7, 365 days a year live chat support.
• ERLI does not sell your personal data to third parties.
NO MORE WAITING FOR YOUR PAYCHECK! Download ERLIPAY to advance your earned salary whenever you most need it. ERLI allows you to make salary advances up to $200 USD with a fixed transaction fee of $3.99 USD per each salary advance.
HOW IT WORKS?
1. User downloads ERLIPAY and creates an account. A valid email and cellphone number are required. Also, user needs to accept ERLI’s Terms and Conditions.
2. User will need to connect their main bank account, the account where the user receives their salary.
3. When step 1 and 2 are completed, the ERLIPAY app will show the user’s salary available for advance that has been earned up to that date.
4. User can advance up to $200 USD with a fixed transaction fee of $3.99 USD per each salary advance.
5. User will receive their salary advance within seconds if their bank supports RTP (Real Time Payment), if not, the user will receive their salary advance through an ACH transaction.
6. On payday, ERLI will debit all salary advances done by user during the pay period (including all transaction fees) from user’s linked main bank account. User will receive their salary minus all charges specified before.
DISCLAIMERS:
• ERLIPAY may not be available in all states.
• User needs to be a U.S. citizen, permanent resident, or an individual with legal authorization to work in the United States; of legal age under the laws of the state of Florida (at least 18 years old).
• User needs to be employed with a payroll income for at least 2 months with a defined frequency paycheck and/or a retiree or veteran with verifiable government-issued income.
• Salary advances are subject to the user’s available earnings.
For more information about ERLI, please visit:
• Privacy Policy: www.erlipay.tech/privacy-policy-mobile-application
• Terms and Conditions: www.erlipay.tech/terms-and-conditions-mobile-application
- Apple App Store
- Free
- Finance
Store Rank
- -
NinjaCard Mobile VS. 
ErlipayJanuary 1, 2025