Fizz - Build Credit in College vs Modak: Kids & Teens Banking Usage & Stats

Fizz is the #1 money app for students trusted by over 100,000 young adults. Named the best credit builder by Business Insider, Fizz is there for you in college and beyond. ALL-IN-ONE FINANCIAL SOLUTION FOR YOUNG ADULTS Whether you want to build credit, manage your money or have no idea where to start, Fizz is there to help you every step of the way. Fizz is free to download giving you all the tools you need to succeed. BUILD CREDIT THE EASY WAY Fizz members get a debit card that builds credit with no interest, hidden charges or late fees. To get started, simply connect your bank account and get a spending limit based on how much money you have. With daily autopay, your card gets paid off every day so you never have to worry about overspending. CHECK YOUR CREDIT SCORE FOR FREE WITH NO HARD PULLS Check your score and stay on top of any changes. Don’t have a score yet? Fizz will walk you step-by-step through the process of establishing your credit score. KNOW WHERE YOUR MONEY GOES Find out exactly where all of your cash goes every month. See your money trends, set category limits to stop you from spending too much and get a custom budget based on your personal history. LEARN THE THINGS THEY DON’T TEACH IN COLLEGE Learning about personal finance will pay dividends throughout your life. Get access to dozens of game-like lessons on investing, credit, budgeting, and more. Not sure where to start? Take a 2-minute money GPA quiz to help guide you in the right direction. GET REWARDS AND MORE MONEY IN YOUR POCKET The Fizz card comes with 3% weekly cashback on the category of your choice, fun surprises on the first Friday of every month and exclusive campus deals of up to 100% off at places like Chipotle, Starbucks, Target and more. Disclaimers: ShoulderTap Technologies, Inc. d/b/a Fizz © 2024. 40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office. ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners. Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian® and Transunion® . For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.