Atoa Business vs Pillar: Global Credit Usage & Stats
Atoa Instant Bank Pay allows UK businesses to accept payments at up-to 60% lower fees versus traditional debit and credit card transactions. Customers simply scan a QR code in-store to pay directly via their UK mobile banking app. Funds are paid out to the merchant in seconds and there's no contracts or hidden fees.
Sign-up in minutes and enjoy 7-days of free transactions!
Features
- Pay using In-Store QR Stand, QR Code on Phone, or SMS/Email Link
- Transaction fees are up-to 60% lower fees versus Visa/Mastercard/AMEX
- Customers pay securely using their Bank App via an "Instant Bank Transfer"
- Merchants receive funds to your Bank account in seconds (not days)
- Allow your customers to pay tips to you and your staff
- Customers don't need to download any new apps
How do I sign up?
- Atoa allows Small Businesses and Sole Traders to sign-up in seconds
- Simply download the app and connect your UK Bank Account
Atoa operates under a UK Financial Conduct Authority license. Funds are transferred by the Consumer's Bank, making every transaction secure.
Got a question?
- Contact our UK-based Customer Success Team at hello@paywithatoa.co.uk or visit www.paywithatoa.co.uk.
- Apple App Store
- Free
- Finance
Store Rank
- -
Thin credit history in the UK? Whether you’re new to credit or have just moved to settle in the UK you might have noticed that accessing a phone contract, credit card, loan or a mortgage can be incredibly difficult and frustrating.
At Pillar we've designed the next generation app and tools to get you started on your credit journey towards better financial opportunities in the UK.
Keep an eye on your credit score for free with Pillar Monitor. Get access to not one but all three scores provided by the credit reference agencies (Experian, Equifax & TransUnion). Review what’s holding you back and get tips to understand how to improve.
Make your rent work for you with our upcoming Rent Reporting feature. Link your bank account and we will report your rent payments to help you boost your credit score.
Access a credit card that fits your profile with our soon to launch cards, Pillar Build and Pillar Classic. A Credit card is the best tool to start building your credit history so we've designed the Pillar Cards to give you the highest chances to get one. Once you're in, Pillar starts reporting your card usage to the main credit reference agencies so you can fast track your credit journey.
- Apple App Store
- Free
- Finance
Store Rank
- -
Atoa Business VS. 
Pillar: Global CreditDecember 30, 2024