Monexo Investor vs Per Annum: Earn Higher Returns Usage & Stats

Monexo is a RBI licensed Peer-to-Peer (P2P) Lending Marketplace. Monexo holds NBFC-P2P license from 2018. Our founders are from Banking industry with deep experience in managing large loan portfolio's of Unsecured and Secured Consumer Loan. What is P2P Marketplace ? P2P Marketplace (like Monexo) originates different class of borrowers after carrying out due-diligences across borrowers (a) ability (b) identity and (c) willingness. These loans are fractionalized in units of Rs. 1,000 for our investors to participate and build a portfolio of loans earning 2X of Fixed Deposit. Why Invest in P2P Lending Marketplace with Monexo ? Diversification is a golden rule in investing. Monexo, enables you to diversify beyond Mutual Funds, Fixed Deposit, Bonds, Gold and Equity. With Stable returns of 2X of Fixed Deposit. How does my money in Monexo generate income ? Your money is invested in unsecured loans. These Borrowers repay their loans on daily, weekly, fortnightly or monthly basis. These repayment / EMI have 2 components - Principal and Interest. The collected interest is collectively your income. How do I understand which Loan to invest ? Monexo groups loan in 3 risk bands: 1. Conservative Risk (C) 2. Medium Risk (M) 3. High Risk (H) What return % can I expect across the risk bands ? Monexo's aim is to deliver 2X of Fixed Deposit return per annum to our clients. In the current environment we look at delivering 13% p.a. return on your investment. Please note - Higher return come with Higher Risk. RBI does not allow this as a guaranteed return product. What are the key features on Monexo Platform ? Monexo has various features, let us take each of them explain: 1. Monthly Income Plan (MIP): In this feature clients receive the collected interest in their bank account. If you are investing Rs. 10 lakhs - you can expect Rs. 10,000 monthly income (Rs. 120,000 per annum) for your regular expenses. 2. Auto-Invest: Here you can give instruction to Monexo system to invest on your behalf on new loans. 3. Systematic Investment Plan (SIP): Investing is a habit. We encourage you to invest every month through this automated debit instruction to pull the money for investing in new loans. How long is my money locked-in ? You are choosing loans to invest in with different duration / tenure. Most loans pay on a monthly frequency. Ex: If you invested in a loan Rs. 1,000 for 3 months you will receive Rs. 400 as EMI for next 3 months. Can I withdraw before the loan term is over ? Yes, Monexo has a redemption option for loans which have not yet completed its term. However, would you like to redeem a high return product - before you close your low return product. Monexo P2P Marketplace is a NEW investment product to beat inflation with steady return of 2X of Fixed Deposit. Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Monexo, and does not provide any assurance for repayment of the loans lent on it. Monexo Fintech Private Limited (www.monexo.co) is having a valid certificate of registration (CoR), dated 28th June 2018, issued by Reserve Bank of India under Section 45 IA of the Reserve bank of India Act, 1934.