Monexo Investor vs KredX Invest Usage & Stats

Monexo is a RBI licensed Peer-to-Peer (P2P) Lending Marketplace. Monexo holds NBFC-P2P license from 2018. Our founders are from Banking industry with deep experience in managing large loan portfolio's of Unsecured and Secured Consumer Loan. What is P2P Marketplace ? P2P Marketplace (like Monexo) originates different class of borrowers after carrying out due-diligences across borrowers (a) ability (b) identity and (c) willingness. These loans are fractionalized in units of Rs. 1,000 for our investors to participate and build a portfolio of loans earning 2X of Fixed Deposit. Why Invest in P2P Lending Marketplace with Monexo ? Diversification is a golden rule in investing. Monexo, enables you to diversify beyond Mutual Funds, Fixed Deposit, Bonds, Gold and Equity. With Stable returns of 2X of Fixed Deposit. How does my money in Monexo generate income ? Your money is invested in unsecured loans. These Borrowers repay their loans on daily, weekly, fortnightly or monthly basis. These repayment / EMI have 2 components - Principal and Interest. The collected interest is collectively your income. How do I understand which Loan to invest ? Monexo groups loan in 3 risk bands: 1. Conservative Risk (C) 2. Medium Risk (M) 3. High Risk (H) What return % can I expect across the risk bands ? Monexo's aim is to deliver 2X of Fixed Deposit return per annum to our clients. In the current environment we look at delivering 13% p.a. return on your investment. Please note - Higher return come with Higher Risk. RBI does not allow this as a guaranteed return product. What are the key features on Monexo Platform ? Monexo has various features, let us take each of them explain: 1. Monthly Income Plan (MIP): In this feature clients receive the collected interest in their bank account. If you are investing Rs. 10 lakhs - you can expect Rs. 10,000 monthly income (Rs. 120,000 per annum) for your regular expenses. 2. Auto-Invest: Here you can give instruction to Monexo system to invest on your behalf on new loans. 3. Systematic Investment Plan (SIP): Investing is a habit. We encourage you to invest every month through this automated debit instruction to pull the money for investing in new loans. How long is my money locked-in ? You are choosing loans to invest in with different duration / tenure. Most loans pay on a monthly frequency. Ex: If you invested in a loan Rs. 1,000 for 3 months you will receive Rs. 400 as EMI for next 3 months. Can I withdraw before the loan term is over ? Yes, Monexo has a redemption option for loans which have not yet completed its term. However, would you like to redeem a high return product - before you close your low return product. Monexo P2P Marketplace is a NEW investment product to beat inflation with steady return of 2X of Fixed Deposit. Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Monexo, and does not provide any assurance for repayment of the loans lent on it. Monexo Fintech Private Limited (www.monexo.co) is having a valid certificate of registration (CoR), dated 28th June 2018, issued by Reserve Bank of India under Section 45 IA of the Reserve bank of India Act, 1934.
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Welcome to Kredx Invest, India's largest alternative investment and supply chain finance platform, that provides investors with the unique opportunity to invest in pre-vetted invoices. With the click-of-a-button, you can boost your portfolio, once you install the KredX Invest app. Who is it for? Individual investors -- This app is for individual investors who are looking to invest for portfolio diversification or for a comprehensive investment platform. KredX Invest app makes blue-chip investments hassle-free. Through the KredX safe investment platform, investors can invest in bills/invoices raised against blue-chip companies and earn lucrative returns seamlessly. KredX ensures that your alternative investment experience is safe, secure and satisfactory. IFA/RIA/Wealth managers who are catering to investors with varied risk appetites. KredX has stringent due diligence including a 40-step evaluation process to mitigate risks for all the invoices listed on its platform. NRI investors (Provided you have an NRO account & comply with basic pre-defined KYC guidelines- Pan card and valid Indian address proof) HUF/Proprietorship registered in India KredX Invest Benefits For Individual Investors Earn high returns between 12-20%** ARR in a short period Boost your portfolio with pre-vetted invoices Robust legal framework and a 40-step risk evaluation process for risk mitigation and safe alternative investments Detailed credit analysis of sellers and their financials for investor security. KredX Benefits For IFA/RIA Choice of long and short term investments Provides portfolio overview Aids in portfolio management Enables liquidity forecasting Enables effective sectoral allocation Invoice discounting offers a unique business model with attractive payout. What are the key features of the KredX Invest App? Investing Made Easy: With KredX, investing in multi-asset classes is simple, fast, and secure with the click-of-a-button. Buy a variety of invoices which are suitable for you. Diversify Your Portfolio: We deliver a holistic, profit-driven investment opportunity through our uniquely designed platform. You can diversify your portfolio with our alternative investment options. Manage Funds: The KredX Invest app comes loaded with intuitive features like managing and withdrawing funds, all in a single click. Other Benefits Of KredX Invest App: One-click withdrawal to your bank account Get real-time notifications on new deals on the platform Manage your portfolio on the go and much more! Onboarding as an Investor on KredX Invest App Step 1: Register your account with KredX Step 2: Sign in with your KredX registered email ID & password Step 3: Track all upcoming and current deals to diversify your portfolio Step 4: Purchase desired invoices at a discounted rate (Only for Invoice/Bill Discounting) Step 5: Receive money at the end of the invoice tenure which is 30-90 days (Only for Invoice/Bill Discounting) *For onboarding as IFA/RIA, please follow the same process and contact your RM for more details. For HUF onboarding your respective RM will get in touch for the complete process. Who can invest now with KredX? Individual resident investors HUF / Proprietorship registered in India Institutional investors *All investments are subject to market risks, read all terms and conditions carefully. *KredX Invest app does not support the download of any statements/reports otherwise made available to investors via. the KredX platform on desktop & mobile site.
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Monexo Investor VS.
KredX Invest

December 19, 2024