Kredivo - Buy Now Pay Later vs Liobank・Digital Mobile Banking Usage & Stats

Liobank is a digital bank in Vietnam powered by Orient Commercial Joint Stock Bank (OCB). We have made all banking processes really simple and offer you a convenient mobile banking app with a free 2-in1 bank card. Invite your friends to become Liobank clients and earn rewards together. When your friend activates their Liobank plastic card, both you and your friend will receive 50,000₫ each. 26 reasons why Liobank will become your favorite bank: - 2-in-1 card with combined credit and debit features and instant cashback. - Credit limit of up to 300,000,000đ with zero interest for up to 62 days. Take out online credit loans with no paperwork. - Pay and get up to 10% cashback on your spending and mobile top-ups cashback. - Installment plans for up to 12 months with a low fee of only 1.7% per month. - 3,5% interest on your personal funds with the Savings Account Feature. - Zero fees for fast money transfers, payments, mobile top-ups, and utility payments. - Lowest FX fees for international payments - just 2% with no fluctuation fee or minimum fee. - Supports Google Pay / Apple pay - Set your own lucky account number – it's free! - Payment reminders and utilities payments notifications to pay for your bills. - "Piggy" to save for your dreams and earn 3,5% annual interest. - Control payments for linked services directly in the Liobank internet banking app with subscription management. - Shake your phone to pay and make transfers to people nearby without needing card or phone numbers. - Split bills for cafes or taxis among friends. - Seamlessly transfer money funds using your phone contact list. - Add beautiful photos to your money transfers and congratulate your friends in the most original way! - Cancel a payment within 10 seconds if you make a mistake. - Respond to payments with a single touch and repeat previous payments instantly. - Manage your card in the mobile banking app: change your PIN, block/unblock your card and set internet spending limits. - Easily access and export card statements via the internet banking app. - Label expenses with tags and build convenient finance analytics. - Collect rewards for actively using your bank card. - Use "Incognito" mode for privacy, concealing your balance and transaction amounts. - Change your app background color with a tap. - Use dark mode. - React to payments with emojis instead of "thank you" or "money received." - Choose how we address you. It could be fun when you speak with support. - No chatbots - speak directly with our experienced support professionals anytime, anywhere. Get your perfect Liobank 2-in-1 credit and debit card today! Address: 15 Tran Bach Dang, Ward 3, Thu Duc District, Ho Chi Minh City, Vietnam. Tel: (84) 2 836 220 139. Company name Orient Commercial Joint Stock Bank (OCB). Business code: 0300852005