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L&T Finance PLANET - Loan App vs PayMe - Personal loan app Usage & Stats
Welcome to PLANET by L&T Finance, a trusted NBFC online instant loan app with 1 crore+ users. As one of India's most reliable and easy loan app services with flexible repayment options, we ensure a quick and secure experience. As part of the L&T group, a trusted financial service, our finance apps make online loans easier for you. Discover simplicity with PLANET for instant loan approvals.
What makes the PLANET by L&T Finance company stand out:
● Find your loan needs under one roof
● Track and manage your loans
● Fulfil your dreams with personal loans from our instant personal loan app and get instant credit
● Access your transaction history anytime and be in control of your loan finance.
● Get documents like Repayment Schedule, Interest Certificate, NOC Kit, Loan Account Statement, and more for your instant loans with just a few taps
● In addition to quick approval, gain payment flexibility with easy EMIs.
● View, update, and personalize your profile and bank mandate details anytime, add a personal touch with a photograph
● Pay EMI online using a Debit Card, BHIM UPI, Wallets, and Net Banking
● Secure transactions protected by MPIN & biometric login
● Multilingual interface for diverse users
Your standard finance loan app:
● Instant Loan Features: If quick solutions are what you need, our instant loan app helps you avail personal loans fast, with rapid processing & instant credit score checks, leading to quick disbursal convenience.
● A financial push: Want to get a new bike or TV? With PLANET by L&T Finance, acquiring a bike loan, a TV loan or easy personal loans is very convenient.
● User-Friendly Interface: The clean and easy app layout helps PLANET by L&T Finance stands out from other personal loan apps in India. Whatever your profession is, PLANET by L&T Finance caters to a diverse audience, making it easy to get a personal loan for salaried and self-employed people alike.
● Comprehensive Financial Suite: More than just an NBFC loan app, PLANET by L&T Finance is the best online loan app for all your financial needs. Whether you need, a personal loan, two-wheeler loan, micro loan, professional loan, or home loan, apply on PLANET App with ease.
Highlights of our Online Personal Loan services:
- Finance Amount: ₹50,000 to ₹25Lakh
- Repayment Tenure: 12 to 60 months
- Annual Percentage Rate (APR): 10.5% to 26% reducing
- Processing Fees: 0% to 3%
For example:
- Loan Amount: ₹ 10,00,000/-
- Interest Rates: 12% p.a. on a reducing basis
- Tenure: 48 months
- Processing Fee (PF): 2% (₹ 20,000/-)
- Broke Period Charge (BPC): 0.7% flat (₹ 7,000/-)
In this case, the actual loan details will be:
- Net disbursement amount - ₹9,80,000/- (Loan amount – PF)
- Estimated EMI: ₹ 27,225/-
If you have opted for any insurance product, value of such insurance product will be added to the loan and the EMI will increase accordingly.
Privacy Policy URL - https://www.ltfs.com/privacy-policy
*T&C Apply
The PLANET by L&T Finance app is your very own "loan dene wala app", a one stop solution for all your financial needs specializing in reliability and efficiency. Join the PLANET by L&T Finance family for a smooth journey with personalized loan options and services.
Get started with 7 easy steps to install this loan app online:
1. Download & open the app.
2. Allow permissions as per your wish.
3. Select your preferred language from the list and discover the app’s features.
4. Enter your personal details to register for the first time.
5. Enter your mobile number.
6. Verify your number with the OTP sent and set a PIN of your choice.
7. Log in to your account and avail offers based on your personal loan eligibility.
For feedback on our online loan app, mail us at ltfs-mobileapp@ltfs.com
- Apple App Store
- Free
- Finance
Store Rank
- -
"For salaried only, minimum Salary INR 15000."
This, personal loan app is India’s best instant loan app for applying loan of Rs. 2000 upto Rs. 2 Lakh for a tenure of 3 months to 24 months, helping Indian citizens to get a fast loan with having the processing fees up to 10% plus applicable taxes, minimum Rs 100 (+GST) and maximum Rs 5,000 (+GST) with maximum APR ranging from 18% to 75%
For Instance: The Loan Amount: Rs 10,000, Tenure: 12 Months, APR: 24%, Interest accumulated: Rs 1,347.15 (on reducing principal balance), EMI: Rs 945.60, Total cost of loan: Rs 11,347.15
(Loan amount would be disbursed after deducting the processing fee. The borrower pays interest only on the utilized loan amount.)
Just register on PayMe loan App and get the desired amount directly to your bank account with this instant loan app.
Exclusive features of our easy loan app:
• 100% paperless process
• Upto Rs 2 Lakh limit.
• Easy and flexible repayment options.
• Quicker approvals and sanctioning process.
• Zero – NIL charges on foreclosure.
• Zero - NIL charges on pre-part payment.
• A collateral-free personal loan.
• Convert your short-term personal loan to an EMI term loan.
• Privilege to pay monthly rent payments via credit card.
Eligibility of our online loan app in India:
• Borrower must be 18-year old or above to apply.
• Maximum age limit at the time of the loan is 56 years.
• Indian citizen.
• The borrower should be a salaried employee.
• Monthly net salary should not be less than Rs. 15,000.
• An individual must have a minimum work experience of 6 months
For getting your small loan online, the minimum cibil score required is 650.
Documents required at the instant loan app:
• Identity proof (Aadhar/PAN).
• Address proof (Aadhar/bank statements).
• E-sign on application with registered mobile and OTP for fast-track application.
How to apply on fastest instant loan app:
• Sign up / Register, with your mobile number or Email ID
• Fill in all required details: Name, Address, Bank account.
• Upload PAN card, identity proof, and bank statement.
• Get your credit limit assigned.
• E-sign the agreement.
• Sign-up for ENach/ EMandate
• Your loan amount will be credited instantly to your bank account on successfully completing the process.
What’s New in our instant loan app?
PayMe - Personal Loan App Used for:
• Education
• Medical
• Wedding
• Home renovation
• Buying mobile
• Travel expenses
• Pay your rental deposit
• Monthly bills
Security & Protection of Privacy
Data security & privacy is a top priority at PayMe instant loan app. We use SHA-2 and 2,048-bit encryption (the strongest security system in the market) security and comply with the SSL certificate.
Download PayMe - personal loan app to get a small loan and/or instant loan now and ensure "Financial Happiness" for your family and yourself!!!
* Annual Interest Rate varies from 18% to 42%
* Payme India Financial Services Private Limited is a RBI registered NBFC lender to Payme.• To buy home appliances, furniture, and other items of need
Our lending partners –
Payme India Financial Services Private Limited https://www.pmifs.com/lsp-dla-details/
Transactree Technologies Private Limited https://www.lendbox.in/channel-partner-investor
NDX P2P PRIVATE LIMITED https://www.liquiloans.com/affiliates
Pinnacle Capital Solutions Private Limited https://www.pincap.in/our-partner
Mamta Project Private Limited https://www.arthmate.com/helpTopic
Finkurve Financial Services Limited https://www.arvog.com/arvog-finance/
To know more about our privacy policy, https://www.paymeindia.in/privacy-policy
- Apple App Store
- Free
- Finance
Store Rank
- -
L&T Finance PLANET - Loan App vs. PayMe - Personal loan app ranking comparison
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L&T Finance PLANET - Loan App VS.
PayMe - Personal loan app
December 23, 2024