Melio Business Payments vs Nav Business Financial Health Usage & Stats
Melio, a business payment platform, is built to give businesses of all sizes the ability to save time, maximize cash flow, and gain more control over its finances—all from one place.
Melio’s payment app makes it even easier for you to send money and track payments wherever you are. Quickly scan bills and invoices or add them manually. Send money and approve any payment, even on-the-go.
WITH THE MELIO APP YOU CAN:
Pay your way: choose ACH, card, or check
Add a vendor directly from your contacts
Track each payment, every step of the way
Scan invoices and instantly upload your bills
Approve payments in a click
FOCUS ON WHAT MATTERS
Spend 50% less time on bill pay—use our auto-bill capture, sync your accounting software, and collaborate with accountants and team members.
OPTIMIZE WORKFLOWS
Pay multiple bills at once, combine bills to the same vendors, and set up recurring payments.
ENJOY FULL PAYMENT CONTROL
Schedule payments, track them, and get a full overview—all from your phone.
IMPROVE CASH FLOW
Hold onto cash longer and put it towards your business by choosing your payment method and delivery speed. Pay by credit card (2.9% fee), Fast ACH, or pay over time.
PAY YOUR WAY
Pay via ACH, credit card, debit card, or check. Vendors get paid how they want, without even signing up.
Melio is trusted by top financial institutions and was named to the 2024 Forbes Fintech 50 list, honoring the most innovative private financial technology companies. Melio was also named one of the top 250 fintech companies by CNBC this year.
- Apple App Store
- Free
- Finance
Store Rank
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Stay on top of your business’s financial health no matter where you are or what you’re doing. Nav is designed to help you manage your business credit, improve your overall financial health, and access the financing you need to succeed.
Over 2 million businesses have trusted Nav with their financial well-being. Our customers call our app a must-have, all-in-one solution for their business finances.
Here’s what you get with the Nav app:
- Get the fullest picture of your credit health — track your business and personal credit in one place
- See the factors that impact your credit the most and take control with real-time alerts
- Track your cash flow and get insights that help you avoid negative surprises
- Manage your Nav Prime Charge Card on the go
- Get matched with lending and credit card picks that update automatically as your profile changes, across our network of 160+ options
View all your Google and Facebook reviews in one place
DISCLAIMERS
**Privacy**
Your privacy is important to us, and we do not allow third parties to collect personally identifiable information without your permission. Read more at https://www.nav.com/privacy/
**Data security**
We take your online security seriously, which is why we use Plaid to connect your bank and other accounts. Plaid has bank-level encryption.
**Your curated funding options**
Credit card and funding options shown in your Nav account are from our network of partner providers. Offers range from credit cards to lines of credit, merchant cash advances, and loans. We match offers based on information you provide in your business profile, including your time in business, cash flow, and annual revenue.
Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC. The Nav Visa® Business Debit Card and the Nav Prime Charge Card are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.
- Apple App Store
- Free
- Finance
Store Rank
- -
Melio Business Payments VS. 
Nav Business Financial HealthMarch 18, 2025