ZestMoney vs Pocketly Usage & Stats

ZestMoney. Dream big, pay small. A better life is for everyone. And Zest helps make it accessible for millions to upgrade, to enhance, to rise, while keeping it affordable. Buying with Zest gives you the freedom to shop right now and repay in parts up to 36 months. You get to pick what works best for you. With a quick 3-step approval process Zest is accepted at over 10,000 online & 75,000 offline stores. Why should you use ZestMoney? ● Best Pay Later App with affordable EMI tenures ● Shop on EMI with 10000+ stores ● Fully digital process with no paperwork ● Instant loan approval and disbursal ● No credit card or CIBIL score required Important terms and conditions regarding personal loans offered on the ZestMoney App ZestMoney facilitates personal loans through its lending partners to select customers based on different factors like good repayment behaviour etc. The loan repayment period can vary from 3 months to 36 months. The maximum cost (interest & processing fee) can go up to 36% APR (Annual Percentage Rate) based on an individual’s credit profile, although most of our customers incur much lower cost. As an example, if you take a personal loan of Rs.20,000 for a tenure of 12 months at 20% interest rate, you will have to pay a processing fee of Rs.708 (3% of loan amount & GST) and your EMI will be Rs.1853. The total interest charged will be Rs.2232 (which is already included in your earlier mentioned EMI amount). Hence, you will be paying a total of Rs.22,940. EMI repayments can be made directly to ZestMoney via payment modes such as UPI, Debit card or net banking.

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Pocketly

Pocketly – Your Go-To Personal Loan App for Instant Loans Say goodbye to paper forms and long application processes. With Pocketly you can get an instant personal loan within minutes — no paperwork, no fuss! Our secure online loan app makes getting the cash you need easier than ever before. Need cash, fast? Pocketly is the solution you've been waiting for! Take control of your finances with Pocketly. With our fast and easy application process, you can be sure that you're getting the best online loan app terms and have money in your account in a flash. Key Features Of The App Loan Money up to ₹500-₹50,000 INR.Tenure 1-4 Months. ~ Loan interest rates range between 24% to 36% each year. ~ Loan tenures of 1 to 4 months. ~ APR range - 30 to 99% ~ PF between 0 to 7.5% ~ Quick loans & easy EMIs Get your funds in a jiffy with Pocketly's instant personal loan up to 50,000 INR. Quick and Easy Loan Disbursal! No need to wait for days - Instant loan disbursal within minutes and cash in hand in no time. Flexible Repayment! Restructure and refinance your instant loans easily. Pocketly small loan app offers repayment flexibility for a worry-free experience. Refer and Earn! Get extra benefits and earn more with Pocketly! Refer to your friends and earn up to 500 INR within seconds. Stop wasting time on long applications and paperwork; get the money you need now with Pocketly! Sign up today for a quick and secure online loan. Don't let money worries get you down! Take control of your finances with the ultimate online loan app — Pocketly, & get access to the funds you need in as little as 24 hours. Pocketly is the digital-first, hassle-free way to secure instant loans. With our easy-to-use personal loan app, you can apply for an instant loan quickly and conveniently, and receive the fast funding that you need without the long wait times. Kick out all the financial stress, and welcome a brighter future with Pocketly! With our instant personal loan app, you can take charge of your finances and enjoy peace of mind knowing that you have access to funds whenever you need them. Pocketly is the ultimate instant personal loan app. Get personal loans for self-employed individuals, so you can get the help you need right away. Our self-employed instant personal loans are instant and secure, so you can take care of any unexpected expenses quickly and easily. You may quickly cover the expense of any medical emergency, holiday or schooling plans, wedding, or even home renovations with Pocketly's salaried personal loan. Our small loan app helps ensure that salaried or self-employed individuals are prepared to deal with any unforeseen costs that may arise. Get the cash you need, when you need it with the best online loan app. Stop worrying about money and start taking control of your finances today with the ultimate instant personal loan app - Pocketly! Connect With Us! We appreciate hearing from users so we can keep improving. Please contact us at helpdesk@support.pocketly.in. If there is anything we can do to help, please don't hesitate to contact us! Download the Pocketly app now for instant access to the personal loan funds that you need! The NBFC Partners behind Pocketly are NDX P2P Private Limited (CIN: U67200MH2018PTC306270), and Speel Finance Company Private Limited (CIN: U65920MH1995PTC090558).