MoneyCat.ph vs Tonik: Loans & Deposits Usage & Stats

REQUIREMENTS: >Just 1 VALID ID! Nothing else! WHO CAN APPLY? 1. 20-60 years old 2. Filipinos currently living in the Philippines 3. Employed individuals and selected professionals HOW TO APPLY? 1. Fill-up the application online in just 5 minutes and confirm using the OTP code sent through SMS. 2. Answer our call to verify the information, terms & conditions. 3. Receive the money in your account within 24 hours! WHY USE MONEYCAT? FAST Only 5 minutes to complete the application! SIMPLE Just provide 1 valid ID and apply in 3 simple steps! SAFE Personal information is kept confidential according to the Company's Privacy Policy. CONVENIENT Download the app on your phone and apply from ANYWHERE in the Philippines! How do I repay my loan? Visit any 7-Eleven, LBC, Bayad Center, Robinsons Department Store, SM Payment Counters or ECPay Center. You may also pay online, use Bank Cash Payment or GCash. Please click https://moneycat.ph/page/howtopay for more information. Apply for reliable and secure lender service when salary is not enough. Get a special offer for new clients: as low as 0% interest and without other fees credit. For valuable repeater borrowers: The loan amount is from 1,000₱ to 25,000₱. Subject to evaluation, the credit term reaches from 90 days to 180 days. Interest rate is 200% annually. In case of overdue, the interest may reach up to 365%. One time late payment fee is 500₱ (in case of delinquency of each monthly payment). For example, a borrower who took 5,000₱ for 90 days gets 5,000₱ and has to return 7,500₱ in 3 equal instalments, 2,500 interest fees. No other debt payments. We welcome any feedback, questions or concerns! Please contact us through the following: E-mail: support@moneycat.ph Facebook: MoneyCat Philippines Address: 10F, Rockwell Business Center, South Tower, Sheridan, Brgy. Highway Hills, Mandaluyong City. MoneyCat Financing Inc. Company Registration No. CS201953073 Certificate of Authority No. 1254

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Tonik: Loans & Deposits

Tonik is the Philippines' first neobank, proudly holding a digital bank license from the Bangko Sentral ng Pilipinas. At Tonik, we offer high-interest savings, round-the-clock customer care, and innovative services crafted to streamline your credit-building journey. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead of your financial goals – that includes the Tonik Credit Builder! TONIK CREDIT BUILDER The Tonik Credit Builder is your partner in navigating your financial journey. Using your Tonik Account, you can start building the foundation of a strong credit history in just a few taps. By making timely payments, consistent savings, and daily transactions, you’ll unlock financial opportunities once beyond your reach. This will pave the way for you to live your best life - your financial ever after. Take the first step with the Tonik Credit Builder today, and let's make credit history together! TONIK CREDIT BUILDER FEATURES: Fast approval and real-time disbursement to your Tonik Account No credit history and no collateral needed Minimal documents required - only 1 valid ID and a Tonik Account required Flexible payment date - your preferred salary payout date 6, 9, and 12 months installment 100% digital - all loan info can be seen on the Tonik App Cash out the full loan amount real-time One bank account for application and cash disbursement No pre-termination or early payment fees With convenient and various repayment options Tonik is a digital bank licensed and regulated by the Bangko Sentral ng Pilipinas and is a member of PDIC.