MyFinstro vs Malta: Earn 8% APY with DeFi Usage & Stats
With instant approvals, flexible repayment terms, valuable rewards and easy to use expense management, Finstro has been designed for small businesses from the ground up.
Why should I use Finstro?
1. Access corporate charge card instantly with limits that make sense for your business
2. Roll any purchase into 3 or 6 month instalments at the click of a button to manage your cashflow
3. Manage your billing cycle and billing due dates, so you are in control of your cashflow at all times
4. Be rewarded for every business purchase, and for staying on top of your cashflow
5. No more hours of reconciliation at tax time – keep your business purchases on your Finstro card and your personal expenses on your personal card.
How it Works?
1. Download the Finstro app and apply for a card in minutes
2. Use your card to make any business purchase via Apple pay or with your physical card
3. Select the repayment term, up to 6 months, on any purchase, at any time.
4. Link to your accounting system for easy, simple, automated expense management
Finstro is a financial technology company "Fin-Tech", not a bank. Banking and lending services provided by Coastal Community Bank, Member FDIC.
Learn more by visiting Coastal Community Bank at coastalbank.com. The Finstro Card is issued by Coastal Community Bank, pursuant to license by from Visa U.S.A., Inc.
Subject to credit approval. Certain terms and conditions may apply. Terms may vary by applicant and are subject to change. Visa Zero Fraud Liability: Learn More - Visa.com
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Earn 8% APY with Malta, the easiest way to work your money harder. Invest directly from your bank and earn 20x more interest.
HOW IT WORKS
When you deposit money from your bank, Malta automatically converts your US dollars to digital dollars (a stablecoin called cUSD).
We put your dollars to work in lending markets seeking to provide you a protected base APY of 5%.
At all times, your funds are protected by overcollateralization, typically 125-200%.
Our lending partners include US regulated custodians such as Wyre & Genesis.
Sit back and watch your money earn interest in real time, 24/7!
SIMPLE INVESTING
Link your bank account, set up a recurring deposit, or earn APY on the spare change from every day purchases.
SAVE WITH BOXES
Saving up for a vacation, new car, or home? Use Boxes to help you start saving saving towards your special goals.
NO LOCK-INS
Your money earns interest in real time, 24/7. You add funds or withdraw to your bank whenever you like, no probs.
BOOST YOUR APY
Earn more APY with our special in-app rewards, Boosts. Refer a friend and get +5% APY for 5 days when they make their first deposit.
SAFE AND SECURE
- Malta is a FinCEN registered organization.
- We make lending secure by protecting your funds with overcollateralization, typically 125-200%.
- Accounts on Malta are not FDIC insured and therefore not zero-risk.
- We use the highest security standards: AES-256 alongside 2FA and personal PINs.
- We partner with industry leaders, Plaid and Stripe , to ensure secure deposits and withdrawals.
- Our partners include US regulated custodians Wyre & Genesis, who safely manage over $5 billion in assets.
LEARN MORE
https://www.maltafinance.org
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MyFinstro VS. 
Malta: Earn 8% APY with DeFiMarch 18, 2025