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- Buddy Loan: Personal Loan App Vs. Creditt+ : Personal Loan App
Buddy Loan: Personal Loan App vs Creditt+ : Personal Loan App Usage & Stats
Buddy Loan is a Digital Fintech Marketplace App for Loans, trusted by individuals of all age groups. Get loans starting from ₹10,000 to ₹50 Lakhs* in just a few minutes.
Example Calculation: A loan of ₹1,00,000 with an interest rate of 13% and a repayment tenure of 1 year has a processing fee of 2% = ₹,000 + GST = ₹2,360 (Line setup fee of ₹499+GST = ₹588/- to be paid before starting the credit line) and monthly EMI of ₹8,932. The total interest is ₹7,181, and the loan repayment amount after 1 year is ₹1,10,129.
*The maximum Annual Percentage Rate (APR) can go up to 36% Based on our Approved Lenders.
Check Your Free Credit Score
With Buddy Loan, You can check your credit score for free and get a detailed credit report analysis in your email. Credit score ranges from 300 to 900. Refresh your Credit Score every month to track your credit health and get closer to your financial goals.
Why choose the Buddy Loan App?
* Instant Loan up to INR 50 Lakhs*
* Affordable Interest Rate: Starting at 11.99%* (p.a)
* 20 + Approved Lenders
* 100% Paperless Digital Application
* Highest Approval Rate and Quick Disbursal
* Flexible Repayment Plans: 6 months to 5 years
* Transparent and Convenient Loan process
* Safe and Secure
Your data is secure with us. It is transferred via HTTPS, not shared without consent. Buddy Loan transactions use 128-bit SSL encryption.
Loan Eligibility with Buddy Loan
Age: 21 to 60 years.
Residence: Indian Resident.
Income: Min income of INR 15,000/Month (for salaried) or Annual Turnover for self-employed (as per lender)
* Credit Score: CIBIL Score of 650 or higher * (Subject to Lender approval)
* Employment: Salaried public/private sector job or consistent self-employed income.
* Business Vintage Requirement: Minimum of 2 years or more (depending on lender) (only for business loans).
Types of Loans Offered by Buddy Loan
Personal Loan: Apply personal loan to fulfill urgent cash requirements or any other financial needs. Get instant personal loans, for education, emergency, shopping, marriage, car or bike, home renovation, or any other personal needs.
Personal Loan for Salaried / Self Employed: Get easy loans as a salaried or self-employed professional. Quick loan approval Up to INR 15 Lakhs* with flexible repayment options of 6 to 60 months. Instant money transfer to your bank account.
• Loan Up to INR 15 Lakhs*
• Interest Rate: Starting at 11.99%* (p.a)
• Loan Tenure: 6 months to 5 years
• 100% Digital Process
• Highest Loan Approval Rate
• Money transfer to your bank account
Business Loan: Our approved loan lenders offer MSME / SME and Working Capital Loans to small and medium-sized businesses. Get a quick, collateral-free business loan of up to INR 50 Lakhs with a Loan Tenure of Up to 10 years to grow your small business. Zero Collateral Needed
• Loan Up to INR 50 Lakhs*
• Interest Rate: Starting at 11.99%* (p.a.)
• Loan Tenure: Up to 10 years
• Complete Digital Documentation
• Zero Collateral Needed
Steps to Apply for a Loan
Log in to the Buddy Loan App.
Fill in the basic personal details.
Enter the desired loan amount.
Get connected to approved lenders.
Direct deposit to your bank account.
It’s Safe, Reliable, and Easy!
Contact Us:
For LOAN Assist or any other details about Personal Loans, contact us at
Email: info@buddyloan.com
Phone: 080-47097512
- Apple App Store
- Paid
- Finance
Store Rank
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Get Creditt+: Your Trusted Personal Loan Application
Creditt+ is the ultimate personal loan app for over a million satisfied customers. Designed to meet your financial needs, Creditt+ offers quick personal loans with an easy, paperless loan process. Get funds transferred to your bank account in minutes, whether for emergencies, planned expenses, or anything else. Creditt+ is an AMFI (ARN-247949) -registered distributor, enabling mutual fund investments alongside personal loans. Over
Personal Loan Offerings at Creditt+:
Creditt+ offers loans for all your requirements:
Loan Amount: ₹10,000 to ₹35,000
Maximum Period Repayment: 90 days
Features include:
Flexible repayment options without hidden charges
Instant disbursal in under 15 minutes
No credit history required
Types of Personal Loans at Creditt+:
Creditt+ provides various digital loans to suit your needs:
Emergency Loans for unexpected expenses
Travel Loans to fund your getaway
Medical Loans for health emergencies
Lifestyle Loans for planned purchases
Key Features of Your Go-To Personal Loan App: Creditt+:
Creditt+ stands out as a trusted and efficient loan app because of its:
Instant Personal Loan approval: Fast approval and disbursal
Fully automated paperless loans
Secure loans through RBI-registered NBFC
Flexible repayment options for convenience
No foreclosure charges.
Available in Multiple Languages.
User-friendly interface.
What Makes Creditt+ Your Trusted Instant Personal Loan App?
Creditt+ guarantees:
Quick online loans with approvals in minutes
Transparent and flexible repayment terms
Unmatched customer support
How to Apply for a Personal Loan at Creditt+ in 4 Easy Steps
Install the App: Download from your app store
Register: Verify your Aadhaar and OTP
Submit Application: Fill in the required details
Quick Disbursal: Receive funds instantly
What are the Personal Loan Eligibility Criteria at Creditt+?
To qualify, you must:
Be an Indian citizen aged 21 years or older
Be a salaried individual earning ₹20,000+ per month
Have your salary credited via bank transfer
Documents Required for Personal Loans at Creditt+:
Ensure smooth processing with:
Aadhaar Card
PAN Card
Last 3-month bank statements
A selfie
Calculating Your Personal Loan Repayment with Creditt+:
Loan amount: ₹10,000.
Interest Rate: 20% PA
Minimum & Maximum Period for Repayment: 120 days
Processing Fees: ₹350 (inclusive of GST) or 3% whichever is higher
In-hand Loan Amount: ₹10,000 (loan approved) - ₹350 (processing charge) = ₹9,650
Total Personal Loan Interest: ₹164 (₹10,000 x 20%/365 x 30)
Total Loan Repayment: ₹10,164
Annual Percentage Rate (APR)* - 31.5%
*Note: These numbers are for representation purposes only. The final APR will depend on the customer's credit assessment.
Loan Processing fees will be subtracted upfront from the principal amount & the remaining balance is transferred over instantly to the user's bank.
Lending Partner for Personal Loans
Creditt+ collaborates with Sampati Securities LTD, an RBI-registered NBFC, to ensure a secure and efficient loan process.
Why is Creditt+ a Better Option for Salaried Employees?
Creditt+ is ideal for salaried employees because of its:
Loans tailored for salaried individuals
Competitive interest rates and flexible repayment options
Hassle-free, paperless loan application
What's New with Creditt+ and Personal Loans
Follow us on our social media channels to stay updated with the latest offerings of Creditt+. Experience instant financial relief and unlock your financial freedom with Creditt+.
Stay Connected with Creditt+:
Instagram: https://www.instagram.com/credittplus
Facebook: https://www.facebook.com/CredittPlusInstantLoansAndMore
Twitter (X): https://twitter.com/CredittApp
Contact Us On:
Email: customer.support@creditt.in
Phone: +91 2245811515
Find Us At:
Sampati Securities LTD
303, Tilak Raj Complex, Opp. Suryarath Complex, Panchwati, Ahmedabad-380015, Gujarat, India
- Apple App Store
- Paid
- Finance
Store Rank
- -
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January 15, 2026