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- Qube Money: Envelope Budgeting Vs. Envy: Envelope Budget Planner
Qube Money: Envelope Budgeting vs Envy: Envelope Budget Planner Usage & Stats
BUDGET + BANKING in one easy app. It's banking 2.0
Forget the pen and paper, the spreadsheets, the physical cash and envelopes, the reconciliation, the manual entry, and the inaccurate transaction reporting.
Stop worrying about losing an envelope full of cash, losing your wallet, or having your card lost or stolen.
Qube Money is going where no other budgeting app has gone before—bringing a digital version of the cash envelope system to a proprietary banking platform.
It’s not just a budgeting app, but a full-suite banking and peer-to-peer payments app, too.
QUBE YOUR BUDGET
Qube Money is a mobile banking app that automatically splits your money into separate digital accounts, creating purpose behind every dollar.
SPEND WITH PURPOSE
Choose which qube you’re spending from before each purchase, automatically limiting your spending habits. Each qube controls the available funds ready to spend with your qube debit card.
REAL-TIME BUDGETING
Qube Money automatically keeps track of precisely what, when, and where you spent—no more trying to remember what goes where—it’s already organized in your qubes.
A WHOLE NEW LEVEL OF SECURITY
The Qube Card is engineered so that you're the only one who can use it. Default Zero technology requires a category to be opened from your phone before you can spend with your card. All the advanced security technologies on today’s smartphones make it virtually impossible for someone to get into your phone and your apps. This is a whole new level of security.
HOW QUBE MONEY WORKS
1. Deposit money into your Qube Cloud
2. Create and fund your personal qubes
3. Spend with complete control and transparency
4. Automate tracking
DOWNLOAD THE APP TODAY!
Qube Money bank account services are provided by Choice Financial Group Inc and are FDIC insured.
Opening a Qube Money account will not affect your credit score.
LOVE QUBE MONEY?
Your feedback is what keeps us going!
Please take a moment to rate our app.
Find a bug? Please send an email to support@qubemoney.com. We’re happy to help!
To learn how Qube Money protects your private data, please visit https://qubemoney.com/privacy-policy/
- Apple App Store
- Free
- Finance
Store Rank
- -
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Recent 5-Star Reviews
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"Love the simplicity of this app. We don’t want to carry cash around but wanted to still utilize the envelope system. This is the best app so far."
"I’ve gone through all the budgeting apps literally at least 30. All of them wanted my bank information, didn’t offer digital envelopes, or was just over complicated! I needed an app that I could have 5-10 categories on that was easy to use and didn’t require me to put in all my bills and total salary."
"Good for people who want a simple way to track and control their spending. Very effective way of seeing what is left to spend. Clean and user-friendly interface."
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Envy
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After trying all the popular budgeting apps for years and running into the same issues over and over again....
• Ridiculous subscription models
• Continually recategorizing transactions
• Security concerns over linking cards and accounts
• Complicated graphs and features
• Long latency to update recent transactions
• Creating login accounts over and over again
• Verifying credentials repeatedly
...I created Envy. Simplistic budgeting that digitizes the cash envelope system and puts you back in the driver seat. Sure, it's manual but it's your money after all.
• Create unlimited envelopes to organize your budget and manage your money easily*
• Quick deposit refills all of your envelopes in one click (you can choose whether to exclude envelopes from this feature)
• Rename envelopes and update their budget without losing transactions.
• Move transaction easily from one envelope to another
• Start envelopes with negative balances
• See all your transactions in one place outside of each category
• Enter and edit transactions in under 5 seconds
• Export your transactions as a CSV
• Custom sorting or sort by date, transaction, amount, name, deposit and color
• Based on your local currency
• Dedicated solo developer that responds to emails :)
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****TRY BEFORE YOU BUY
• Free version provides limited envelopes and viewable transactions that demonstrate the functionality and ease of use.
- Apple App Store
- Free
- Finance
Store Rank
- -
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Qube Money: Envelope Budgeting VS.
Envy: Envelope Budget Planner
December 11, 2024