CashflowPlan vs Cashflows Pro Usage & Stats

+ What is CashflowPlan CashflowPlan archives your financial transactions to create and edit a sources-costs budget with detailed views and charts. Simple yet powerful: CashflowPlan helps you to manage your future Cash Flow in a meaningful way. Treat yourself to a greater peace of mind and instead of back-tracking your finances, take a deep look into your future. + CashflowPlan is universal You can use CashflowPlan on your iPhone, iPad and Mac. With your Apple Id CashflowPlan syncs your budgets on all your devices. + CashflowPlan first setup Just out of the startup welcome slides, name your accounts for setup: up to four. You can choose name, color and order. Press the button with three stripes (Menu button) which has various choices including 'Settings', the icon with the gears, where you find: - Accounts: for names and order - Accounts color - Assets and Snapshots: assets and accounts added together to create a list of Snapshots at user-defined dates - Years Archive: archive management menu to save and load whole years + Build your first budget CashflowPlan has two main views: - Year view - Month view CashflowPlan, just downloaded, presents the current year at zero, with all months each containing just one pre-set transaction with the initial balance at zero. Select the view of the month you are currently in: you can start adding transactions to the accounts that interest you there. For each transaction you have a description and a date for which you enter movements on the accounts such as uses/costs (-) or sources/revenues (+): transactions already executed can be marked as 'Done'. Foreseen transactions will be left unmarked. By doing so, in the month view, you will have an eye on what has already happened and what you foresee that will happen and when, in the near future. For the first transaction, for example, enter the description 'Initial balance' and the balance on that date of your accounts. By continuing to enter transactions, in each month, you will build your sources-costs budget. + Selection of visible accounts In the year view you find five buttons with colored icons: the first four for each account. If they are marked the account is visible, hidden otherwise. The fifth icon allows you to choose the view, for all visible accounts: - separate, or - summary, cumulative. Just a single tap or click. + More details for editing transactions Edit a transaction simply with a tap or click on the transaction row. To delete a transaction just swipe the row left on iPhone/iPad, or use the swipe of your finger on the Apple Magic Mouse on the Mac. 'Repeat' checkboxes: you can mark them active for a periodic 'Weekly' or 'Monthly' transaction. The whole year will then be weekly or monthly filled with the transaction. Another very useful checkbox is the 'Active' checkbox: it is used to answer the question 'What if?'. If the checkbox is not checked, the transaction is inactive and will appear greyed out in the month: you can thus see the effect that the inactive transaction has and the future consequences. Just check the 'Active' check box again to reactivate the transaction. A context menu is also provided for transactions: on the iPhone and iPad, keep the transaction pressed for a few seconds. On Mac, use the right mouse button on the transaction, or use the keyboard [ctrl] key with a mouse click. From the menu that opens you can select the editing form or copy/cut/paste the transaction, or delete it. + Charts At any time you can view a user selected line chart or a bar chart, that shows you the trend of the accounts both for the whole year or for each month. Accounts are tracked using their colors. + CashflowPlan is freemium App evaluation is free for a 30-day trial period beginning when you enter your first transaction. In the app you find in-app purchases for the premium version without time limits or limited time subscriptions

Apple App Store
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Finance

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Cashflows Pro

Follow us on Twitter at @CashflowsApp! Cashflows Pro helps you forecast future balances of your bank accounts. It's simple to set up and requires minimal effort to maintain. Tell it about your recurring transactions (including transfers between accounts) and future one-time transactions, and let it estimate your account balances months (or years) into the future. It's not interested in the past, so there's no need to enter or maintain your transaction history. It shows your account transactions and balances over time and lets you override individual payment dates and amounts. Quickly toggle payments on and off to see how they impact your future balances. The graph updates immediately with any changes you make. Update the starting balance occasionally, and it'll show you which transactions are still due. If any have already occurred (or are late) just tap & hold to toggle them on or off. FEATURES: - Multiple accounts: Add multiple accounts and set up recurring or manual transfers between them. - Recurring transactions: Supports recurring transactions with start date, end date (optional) and many recurrence options. - Warning balance: Set a warning balance for an account and see at a glance when your balance is below it. - Interactive forecast graph: Shows your future balance over time, highlighting warning balance and negative regions; tap the graph for a closer look at the nearby transactions. - File-based: Keep multiple scenarios in separate files. Open backup files from Cashflows or Total Cashflow. MANY USES: * Planning Future Purchases: This is a great tool for forecasting payments for a future loan, mortgage or car lease. Create a recurring transaction for the payment amount, fill in the first and last payment dates and see how it affects your balance. Make adjustments to figure out what you can afford. * Planning for Change: You might have a recurring bill that increases annually (such as health insurance). Simply create another recurring transaction to represent the increased payment and set its start date appropriately, and adjust the end date of the original transaction. You'll immediately see how it affects your finances in the future. * Planning for Uncertainty: The forecasts are only as accurate as you need them to be. If you plan to pay a minimum amount per month onto your credit card, set that up as a recurring transaction. Once you decide how much you want to pay this month, just override the forecast amount. You can always edit or delete the override later. * Getting Out of Debt: This app can help you get out of debt, and figure out how long it will take. Enter a recurring transaction between your checking / current and loan / credit account for the minimum amount you intend to pay each month. Extend the forecast period (tap "More" at the bottom of the Forecast page) and then look at the Balance Graphs for your accounts. If you can afford to pay extra in a few months, override that month's payment (or create a one-time transaction for the additional amount). You'll instantly see the effect on your checking / current balance, loan balance and when the loan will be repaid.