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- Rural Invest Vs. DreamLadder
Rural Invest vs DreamLadder Usage & Stats
Over the past few years, our team collectively observed various instances about the lack of financial planning in rural Indian households, and these observations acted like triggers to catalyze our interest in ‘finance‘ and its power to empower. Two years ago, some of the members of our team had recognized the problem of the pertinent lack of financial literacy in the youth of India. Back then, they had launched an initiative called High School Investors to increase financial literacy and to enable high school students with useful tools and practices for financing their higher education.
But, as keen observers and volunteers of High School Investors, our co-founders realized that the same solution could be used to empower the underprivileged people, and we realized that the rural population of India faces a much more significant problem of financial planning. We started conducting in-depth research into this problem by reading up on surveys, blogs, reports & news articles. We concluded that the rural population of India suffers from a lack of financial literacy and barely has any personal financial knowledge. They even lack access to essential financial services and have almost no credit availability. It was then when we embarked on the journey to find an effective solution to this critical issue, from which India is currently suffering.
It was shocking to know that only about 1% of the rural people in India invest in financial instruments, and only 0.23% is aware of SIPs and Mutual Funds. This statistic is what was the “lightbulb” moment, and this is how Rural Invest was born. We initially started to target maids & drivers working in our neighborhood and started educating them & facilitating their investments into Mutual funds. Initially, they found it hard to believe that by merely saving small amounts like Rs. 500-700 per month through micro-SIPs (Systematic Investment Plans), they will be able to ensure financial stability for their families. Now, Rural Invest is ready for nation-wide impact creation through its ease-to-use & intuitive mobile application, which processes E-KYCs in under 5 minutes & allows people to invest in Micro-SIPs. We aim to provide financial awareness to the rural population of India and help them access liquidity in times of distress, making them financially independent & potentially improving their livelihood.
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Mutual Fund as an instrument for financial independence is long known. We at DreamLadder Capital, will enhance your mutual fund investment experience through easy to understand advisory assistance, help pick right investment products and provide sophisticated financial tools to assure complete control of your investments.
Who are we?
DreamLadder Capital is an online Mutual Fund investment platform that provides you with digital financial advice and scientific portfolio allocation. Our in-house Robo-advisory algorithm (Metta Money) has been developed by a panel having average 13 years’+ of experience in the Equity Research domain. We use financial goal framework with focus on right asset allocation, asset re-balancing, market-linked investing and tax optimization. We are here to make your investment journey easy, accessible and profitable. Given our
domain expertise, you can trust our scientific process of selecting the best mutual funds for you in line with your risk appetite.
Why DreamLadder Capital
+ Focus on Research
+ Portfolio Monitoring
+ External Portfolio Upload
+ Quick & Convenient
+ Safety & Security
+ Zero Cost
+ Invest in Mutual funds online
+ Free account opening & Zero transaction charges.
+ Money moves directly from your bank account to respective Mutual funds.
+ Start SIP or invest one-time (Lump-sum).
+ Learn to invest with as low as Rs.500 of your savings.
+ Bank-grade security with multi-level verification.
+ Register your bank Mandate online for your future SIP and Lump-sum payments.
+ You can either choose ISIP or NACH or even both Mandates.
Enjoy the ease & convenience
+ Simple client on-boarding and ease of transactions.
+ Invest in ready-made thematic basket of Mutual funds.
+ List of top Mutual funds in line with your risk profiles.
+ Elegant dashboard to track/monitor all your investments.
+ Track your consolidated investment portfolio at one place.
Investing for all your goals
+ Tax saving funds (ELSS): Invest in tax saving mutual funds to get tax exemption under section 80c (total
exempt limit is Rs.1.5 Lakhs).
+ You can get better returns than your FD. Invest in Liquid funds or Ultra short-term debt funds.
+ Invest in equity mutual funds - small cap, large cap, mid cap, multi-cap - for the long term and higher returns.
+ Invest in balanced funds, gold funds, sector funds or international funds - all in one mutual fund app.
You can buy any Mutual fund scheme of following AMCs:
Aditya Birla Mutual Fund
Axis Mutual Fund
Baroda Pioneer Mutual Fund
BNP Paribas Mutual Fund
BOI AXA Mutual Fund
Canara Robeco Mutual Fund
DHFL Pramerica Mutual Fund
DSP Mutual Fund
Edelweiss Mutual Fund
Franklin Templeton Mutual Fund
HDFC Mutual Fund
ICICI Prudential Mutual Fund
IDBI Mutual Fund
IDFC Mutual Fund
India Infoline Mutual Fund
Indiabulls Mutual Fund
Invesco Mutual Fund
JM Financial Mutual Fund
Kotak Mahindra Mutual Fund
L&T Mutual Fund
LIC Mutual Fund
Mahindra Mutual Fund
Mirae Asset Mutual Fund
Motilal Oswal Mutual Fund
Peerless Mutual Fund
PPFAS Mutual Fund
Principal Mutual Fund
Quantum Mutual Fund
Reliance Mutual Fund
Sahara Mutual Fund
SBI Mutual Fund
Shriram Mutual Fund
Sundaram Mutual Fund
Tata Mutual Fund
Taurus Mutual Fund
Union Mutual Fund
UTI Mutual Fund
Invest safely and directly from your bank accounts. We support all major banks:
Allahabad Bank
Andhra Bank
Axis Bank
Bank of Baroda
Bank of Maharashtra
Central Bank of India
Canara Bank
Corporation Bank
Deutsche Bank
DCB Bank
Dena Bank
Dhanlakshmi Bank
Federal Bank
HDFC Bank
ICICI Bank
IDBI Bank
IDFC Bank
IndusInd Bank
Indian Bank
Indian Overseas Bank
Kotak Mahindra Bank
PNB
SBI
Standard Chartered Bank
South Indian Bank
Vijaya Bank
Yes Bank
and many more… See the complete list in the app.
Happy investing in Mutual funds!!
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Rural Invest VS.
DreamLadder
December 23, 2024