Chase UK vs first direct Usage & Stats

Open your free Chase account to discover the potential of your money, with our award-winning bank. Spend, save and invest – all in one place Manage your spending, savings and investments all through the Chase app – to help you see what your money can do (1). With investing, capital at risk. Enjoy instant-access savings with interest paid monthly Open a Chase saver account and you'll enjoy a competitive interest rate with instant access (2), to help you get to your goals sooner. Get 1% cashback with your current account That's 1% cashback on your everyday debit card spending for your first 12 months with us (3). See and manage your investments Create, edit and manage your investment pots through the Chase app, so you can take care of your investments alongside your everyday banking (1). Capital at risk. Enjoy around-the-clock support from real people With just a few taps in the app, you'll be through to someone who can answer your questions, 24/7. See where your money's going and growing with handy insights Compare your spending month-on-month and get to know how you spend – it could help you spot opportunities to save and invest for the future. Zero fees or charges from us Withdraw cash and spend abroad with a transparent exchange rate and no extra fees or mark-ups from us – so you have that little bit extra to enjoy while you're away. Cash withdrawal limits do apply, though. Earn 5% interest on a round-up account An effortless way to move a little closer to your savings goals every day. Simply choose to round up your debit card spending to the nearest £1, and we'll boost your spare change by putting it in a round-up account. It'll give you 5% AER (4.89% gross) variable interest, paid monthly (4). Organise your money, your way Open extra saver accounts for free to keep track of both big and small goals. Ready to use right away Spend online with your in-app card details or add us to your Apple Wallet as soon as your account is open. No need to wait for your card to arrive. Packed with protection Active fraud monitoring keeps a lookout for anything unusual on your account. You're also protected by the Financial Services Compensation Scheme, on deposits up to £85,000. Good to know To bank with us, you must: be 18+, be a resident of the UK only, have a smartphone and a UK mobile number, and be a tax resident of the UK. Legal bits 18+, UK residents. Chase current account required. Investments are provided by Nutmeg and not guaranteed by Chase. 18+, UK residents. Chase current account required. T&Cs apply (see chase.co.uk/gb/en/legal/chase-saver-account-terms-and-conditions/). 18+, UK residents. Cashback available for your first 12 months as a new customer. Max £15 per month. Cashback exceptions apply (see chase.co.uk/gb/en/legal/Cashback-FAQs/). Offer may be changed or withdrawn. 18+, UK residents. Chase current account required. Round-up account balance transfers to elected Chase current or saver account on anniversary of account opening. T&Cs apply (see chase.co.uk/gb/en/legal/round-ups/). Visit Chase.co.uk for more info. By downloading this app, you agree to be bound by our app licence agreement. You can find this by tapping 'Licence agreement' in the Information section below. Chase is a registered trademark, and a trading name of J.P. Morgan Europe Limited. J.P. Morgan Europe Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 124579. Registered in England & Wales with company number 938937. Our registered office is 25 Bank Street, Canary Wharf, London, E14 5JP, United Kingdom. Your eligible deposits with Chase are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.