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- Sense SuperApp - online bank Vs. PUMB - Mobile Bank 24/7
Sense SuperApp - online bank vs PUMB - Mobile Bank 24/7 Usage & Stats
Getting a “Sense” of the digital online banking. All opportunities in one app.
Sense SuperApp is the unified digital online bank for personal funds and individual entrepreneur’s accounts.
It is swift to become a client and issue a digital card:
• 15 minutes via video chat
• 5 minutes with the help of “Diia” app
• In just 1 minute you will be able to use your digital card and if you need a plastic card, we will deliver it for free
Together we will win:
• Help for the Armed Forces of Ukraine — swift transfers in Sense to the special account of the National Bank of Ukraine
• Military bonds — it takes only 5 minutes online in Sense to purchase and receive the QES (qualified electronic signature)
• Charity — verified funds on one page
Income with sense:
• Deposits: "Quick" — income for each day, “Profitable” with the bonus for prolongation, "Saving" for any period you wish, deposit with currency exchange — to purchase US dollars from the UAH card with the obligatory deposit
• Referral program “Invite a friend” — invite your friends to download Sense SuperApp and receive UAH 100 of cashback each to your accounts if a friend is a new client of the bank
Cashback Cash’U everywhere:
• Cash’U CLUB bonus program with 11 levels
• Up to 7 categories of advanced cashback to choose
• Special cashback from our partners
• Bonuses can be withdrawn as real money (1 bonus = 1 UAH), exchanged for chances to win great gifts or donated directly to the Armed Forces of Ukraine
The entire Sense SuperApp is available on just 5 buttons of the main menu:
• Desktop — your accounts, operations, templates and history
• Products — all already issued products and what the bank can still offer
• Profile — full personalization: you can choose the language and style of communication; 2 modes (dark/light); 2 types of messages (Push and SMS); download your own sounds, change the wallpapers of the Desktop and your profile photo
• Now — inner media about finances, lifestyle and bank news
• Chat/ Video chat — online support 24/7
Full-scale individual entrepreneurship:
• Business account for the individual entrepreneur: tax payments, money withdrawal to a personal card, sale of currency, opening of accounts in foreign currencies, business card issuing and management
Using Sense is convenient:
• Swift payments to more than 3000 organizations, utilities, mobile balance top-up with no additional charge, QR code payments
• Ability to create templates for payments and transfers
• Unique “Drag’n’Drop” function — drag one of the shortcuts onto the other to make payments even faster
• “Raise money” service — if you have to split the bill in a cafe or chip in for the birthday present
• Tokens and subscriptions management — control all your subscriptions and delete the token if necessary so that your money is not debited from the card
• Personal financial manager — view the statistics by expenses categories, choose your expenses plans and let Sense make a forecast and warn you in case of non-compliance
• Account statements and receipts — you can issue and receive them immediately to use
- Apple App Store
- Free
- Finance
Store Rank
- -
PUMB is your personal mobile banking app, offering a wide range of financial services to make managing your finances convenient and rewarding. With the PUMB app, you can access banking services directly from your smartphone. Open and manage cards with no fees, transfer money, buy currency online, apply for credit, and even pay in installments – all in one place.
Main Features of PUMB:
● Commission-Free Card Opening and Management: Open a “vseKARTA” debit card or a “vseMOZHU Online” credit card through the PUMB mobile banking app, and top up your card with no fees.
● Easy Money Transfers: PUMB's online banking app allows you to transfer money from "vseKARTA" and "vseMOZHU Online" cards using personal funds to other bank cards in hryvnia without any fees, using the recipient's card number or phone number.
● All-In-One Online Banking: Pay utility bills and traffic fines by IBAN or top up your mobile phone with no fees, all through the online banking app.
● Receive International Money Transfers: Get international money transfers from WesternUnion, PrivatMoney, Ria, and MoneyGram with no fees.
● Open Deposits: Open deposits directly in the PUMB app to earn extra interest on your savings.
● Save with MoneyBox: Use MoneyBox to grow your savings, earning 5% per annum on your account balance.
● Buy Currency Online: Order cash through this bank app or buy dollars and euros directly in the app, with a monthly limit equivalent to 49,999 UAH.
● Get Credit via Online Banking App: Apply for credit online with a credit limit of up to 200,000 UAH and a grace period of up to 62 days – directly in the app.
● Installment Payments and Deferred Payments: Pay in installments with 0% fees throughout the specified payment period.
● State Payments and Mobile Banking: Receive payments from the state under the eRecovery and eSupport programs through the bank app. Join the “Cashback. Made in Ukraine” program and earn cashback.
● Templates and Auto Payments: Simplify your regular transactions by creating templates and setting up auto payments.
● Contactless Payments: Add your card to Google Pay or Apple Pay for easy, secure payments via your smartphone. Our bank app ensures a seamless payment experience on the go.
● Bonuses and Cashback: Earn a 200 UAH bonus for your first five card payments through the bank app and participate in the “Your Mobile Cashback with PUMB” promotion.
PUMB is a feature-packed mobile banking app designed for convenient online banking and, making it easy to manage your finances, save money, and earn rewards – all from your smartphone with one handy bank app.
Credit card. The maximum loan amount is up to UAH 200,000. The actual annual interest rate is up to 42.36%. The maximum term of the loan is up to 12 months with automatic extension for the same term.
Splachuite chastynamy. The maximum loan amount is UAH 150,000. The loan term is from 2 months up to 24 months. The actual annual interest rate is from 0.00001% to 48.31%. There is no down payment and zero fee for the term from the store.
The “Invite a friend” offer is valid until 31.05.2026. The reward is credited after the first payment made by invitation with a vseMOZHU Online card from PUMB for UAH 100 or more. Bonus UAH 300 for a card with a credit limit or UAH 100 for a card without a credit limit.
Cashback of up to 5% is accrued for orders made through the "Splachuite chastynamy" installment plan via the Cashback stores in the PUMB app.
The credit limit is set by the banks decision.
Cashback categories are determined for each participant individually and may vary monthly.
For detailed terms and conditions and exceptions to cashback and bonuses accrual, see pumb.ua.
The state registration of banks No.73 dated 23.12.1991. The Bank license of the NBU No.8 dated 06.10.2011.
- Apple App Store
- Free
- Finance
Store Rank
- -
Sense SuperApp - online bank vs. PUMB - Mobile Bank 24/7 ranking comparison
Compare Sense SuperApp - online bank ranking trend in the past 28 days vs. PUMB - Mobile Bank 24/7
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Sense SuperApp - online bank VS.
PUMB - Mobile Bank 24/7
January 12, 2025