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- Deserve Cards Vs. Vital Card
Deserve Cards vs Vital Card Usage & Stats
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Visualize Your Spending Habits
Fun, floating bubbles on the homepage card will help you understand where your money goes. Tap on one to expand the category and learn how much you spent this month, last month and what’s your top spend for this category.
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Recognizable and Clean
Your transactions are no longer a boring spreadsheet. Large icons with logos help you quickly identify the merchant. Transactions are split into days, weeks and months.
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Earn Unlimited Cash Rewards*
Start each month with Basic Level, 1% cash back, on all your purchases up to $499. Spend between $500-$999 and earn Pro Level, 1.25% cash back. Reach the Mega Level when you spend $1,000+ and earn an unlimited 1.5%** on all your purchases that month. Apply the rewards toward your balance at any time.
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Engaging Transaction Details
Get the picture, map and logo of your merchant. See how this purchase affected your overall category spend for the month as well as the history of your spend with this merchant. If you added a tip, you’ll see a red heart next to it. Now you can understand and get the full context of all your spending habits.
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Scheduled Payments
Set up autopay and don’t worry about late fees or additional interest charges. Turn the payment dial and see exactly how much you need to pay for minimum, statement and full balance payment. Get notified before the payment is due.
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Mastercard World Benefits included***. No foreign transaction fees. Absolutely no annual fees.
*Review the Cardholder Agreement Terms and Conditions for comprehensive information on The Deserve Card
**Cash back redemptions are applied as statement credits against the balance on The Deserve Card. Cash back redemptions cannot exceed your card balance.Purchases do not include items returned for credit, or interest and account fees.
***For a comprehensive list and description of the Mastercard World Benefits, please review the Mastercard Guide to Benefits.
Deserve is a trademark of Deserve, Inc. All Deserve credit cards are issued by Celtic Bank, a Utah-chartered Industrial Bank, Member FDIC.
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Vital is the credit card that pays you to share and spend responsibly.
What made 10,000+ people join the waitlist for a credit card? A luxury experience and cash-reward model that makes it simple to earn cash rewards every month* and improve your credit.
A World Elite Mastercard®, Vital rejects the exclusionary model of most premium cards and makes luxury perks accessible to all community members. More than a heavyweight metal card and elite benefits, members can earn cash rewards every month* for one-time referrals, cash for credit score gains, and unlimited 1.5–3% cash back.
Make use of a credit card app built for the twenty-first century: Track your cash rewards and referral stats. Manage every aspect of your Vital Card account. And monitor your credit score, alongside assessments of the behaviors that may be helping and hurting your credit.
Download the Vital Card App and experience the credit card worth sharing.
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Cash rewards:
- Referral rewards — invite friends once, earn cash every month*
- Credit health rewards
- Unlimited 1.5% cash back on every dollar you spend
- Up to 3% cash back on all purchases for 3-month periods, based on referrals
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Security:
- ID theft protection with World Elite Mastercard®
- Freeze your card anytime, anywhere on the Vital Card App
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Empowered finance tracking:
- Monitor your spending by the week, month, or year — and in real time
- Track monthly updates to your credit score
- View new insights into your credit behavior every month
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Full digital experience:
Use the Vital Card App to
- Schedule payments
- Track spending habits
- Monitor your credit score
- View your cash rewards and referral stats
- Personalize referral and rewards alerts
- Freeze your cards
- Check your credit’s vital signs
*To be eligible to receive referral rewards, Vital cardholders must spend at least $250 per month and maintain an account in good standing. For more information about Vital Card rewards, please see https://vitalusers.vitalcard.com/en/collections/3208855-top-questions
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- Finance
Store Rank
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Deserve Cards vs. Vital Card ranking comparison
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Deserve Cards VS.
Vital Card
December 30, 2024