ImmediatePay vs Credit Convey Usage & Stats
Access the Pay You’ve Earned When You Need It Most
We partner with employers to offer access to earned pay between paydays.
How ImmediatePay Works
Your earned pay is available to access after you finish your workday, thanks to time tracking and payroll connections with Immediate. Simply choose the amount you’d like to transfer, select where to send the funds, and confirm the details. It’s that simple—you’ve just been paid!
Financial Wellness Tools
Whether you’re looking to manage your expenses better, start saving for a financial goal, or build healthier habits, ImmediatePay gives you access to tools that can help improve your overall financial wellness.
Financial Coaching: Do you have specific questions about your finances? As an enrolled user, you can access real-time financial coaching from our experts. Whether you need advice on saving for an emergency fund or improving your credit score, we’re here to help guide you!
Financial Surveys: Take charge of your financial health with tools like the FinHealth Score® from the Financial Health Network. Assess spending, saving, borrowing, and planning behaviors to make smarter decisions to improve your financial well-being.
Financial Education: Access hundreds of financial education articles and financial wellness calculators. Whether you’re just starting out or working toward long-term goals, these resources will help you make informed decisions no matter where you are in your financial journey.
Prescription Savings: Save big on prescriptions for you and your family with up to 80% savings on medications at over 65,000+ pharmacies nationwide.
Get Started with ImmediatePay Today
ImmediatePay is offered through participating employers as a financial wellness benefit. If your workplace doesn’t have it yet, ask your employer to consider offering ImmediatePay so you can access the pay you’ve earned when you need it most.
- Apple App Store
- Free
- Finance
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Credit Convey App provides Financial Wellness insights and alerts about your daily balances, income, and expenditures. It also provides cash advances, also known as Bridge-a-Gap "BaG" Cash, with education, motivation, and cutting-edge technologies. To access these services, you MUST keep your bank account connected to the app and maintain your active membership by paying a membership fee. So long as you retain your membership active, if your bank account is at risk of being overdrawn, you can request a BaG (commonly $20 non-growing or $30, $40, or $50 growing to $200) to avoid impairing your finances. BaGs are offered to all clients with qualified accounts (subject to approval). BaGs are not loans or traditional credits. After your necessity has passed and when you have sufficient funds, if you choose to return your BaG to your Credit Convey account, you can access it again and again, each time with a more significant amount, growing to up to $200 (subject to approval). You may choose to receive your BaG with Standard 3 business-day delivery (free of charge) or request to receive it Express within a few minutes (or same-day) by paying an express fee, which varies and will be shown to you on the Checkout screen based on your BaG amount.
- Apple App Store
- Free
- Finance
Store Rank
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ImmediatePay vs. Credit Convey ranking comparison
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ImmediatePay VS.
Credit Convey
January 18, 2025