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PhonePe Business: Merchant App
PhonePe Business: Merchant App Vs. Paytm for Business

PhonePe Business: Merchant App vs Paytm for Business Usage & Stats

The PhonePe Business App is your gateway to a digital payments acceptance network spanning 3.8 Crore merchants! You can set up your business account & accept payments, track transactions, receive settlements, apply for a loan & much more. Once your account is activated, download the payment QR sticker & start accepting payments from Google Pay, Paytm, BHIM, BharatPe, Amazon UPI etc. Order free QR stickers & get them delivered to your store, across India. Key Benefits of PhonePe Business App Easy payment acceptance: Use the PhonePe QR to accept payments from all BHIM UPI apps. The PhonePe QR also supports other payment modes like Credit & Debit Card & Wallets. Get instant help: Resolve queries using our user-friendly Chat Bot in the Help section. You can also reach out to our helpdesk on the PhonePe Business app. Direct settlement into your bank account: Money is transferred safely & directly into your bank account instantly or next morning. You can also use our ‘SettleNow’ feature to receive money in your bank account any time during the day. Real-time transactions & payments tracking: Check your transactions & settlements easily in the History section on the PhonePe Business app. Get Instant Loan for Merchants: The PhonePe Business app provides online loans to MSMEs. Get a loan on PhonePe & move a step closer to growing your business. Merchant Loan Highlights: - Attractive interest rates with up to 30 months tenure - Instant digital loan with 0 paperwork - Online loans from INR 50,000 to INR 5,00,000 - Easy repayment option with EDI - Easy Daily Installments - EDIs deducted from daily transactions collected via customer payments on PhonePe - 100% trustworthy loans, offered by RBI-regulated PhonePe lending partners authorized to offer credit products - Multiple lenders & option to select the best offering at competitive interest rates - Low processing fees & no other hidden charges - Daily updates about your Loan on the PhonePe Business app - Option to foreclose Loan any time Online Loan Eligibility: The eligibility criteria for business loans for merchants are: Accept payments on PhonePe QR for more than INR 15,000 per month Be an active merchant, accepting payments on PhonePe QR for 3 months or more *Merchant loans are offered at the discretion of our lending partners & the criteria above may change on a case-by-case basis Documents required: Details to be shared are as follows: - Date of Birth - PAN - Aadhaar Number *Business or Bank account details are NOT needed for loans up to INR 5 lakhs; may change as per our lender policies. Steps to avail: - Choose loan value & interest rate - Enter details such as Date of Birth, PAN, & Aadhaar Number - Click a selfie, & complete KYC digitally - Set-up Auto-pay on your account More about the loan offerings: - Min. Tenure: 3 months - Max. Tenure: 30 months - Max. rate of interest charged: 30% flat p.a. Example: For total cost of the Loan, including the principal amount & all applicable fees: - Principal loan amount: Rs. 15,000 - Flat Interest Rate: 18% p.a. - Processing Fees: 2% - Tenure: 3 months Then, - Total interest amount payable: Rs. 675 - Total processing fee amount payable: Rs. 300 - Total cost to the user: Rs. 15,975 Our RBI registered NBFCs partners - Innofin Solutions Pvt Ltd - Aditya Birla Finance Limited - PayU Finance India Private Limited Upgrade customer payment experience at your store with PhonePe’s payment devices. PhonePe POS Device: Place an order for your POS Device on the app & accept payments via UPI, Debit & Credit Card, Wallet, & other modes. Pay nominal monthly rental & enjoy industry-leading MDR rates. Learn about charges on the App. PhonePe Smart Speaker: Order a SmartSpeaker on the app, install it at your store & get instant payment notifications in select regional languages. Surprise customers with payment alerts in the voice of celebrities.

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Paytm for Business

More than 10 Million businesses trust Paytm for their payments Accept Payments Everywhere Paytm for Business app is the fastest & easiest way to collect payments from customers. If you are a merchant, run a small business, a startup, a freelancer, a shop or a delivery service; then accept payments for your business from millions of Paytm customers. Collecting money has never been this easy. Thanks to the Paytm for Business app. All Payment Methods Accepted Accept payments using any UPI app, Debit/Credit Card, Net-banking & Paytm Wallet. We take care of payments so that you can focus on your business! Offline merchants can accept digital payments from wallets or offline in the retail store using QR code via Paytm for Business app. Request Money through Payment Link Create payment links on Paytm for Business app & collect payments over chat or email with Payment Links. Add the amount to be collected & write a description to generate links. It's a powerful way to receive money from customers. Accept merchant payments online from Paytm wallets with Paytm for Business app. Accept Payments with All-In-One QR Code Get your Paytm All-In-One QR Code & start accepting payments in your retail store and get the following benefits- 1. Get QR code scanned by customers & receive payments from- All UPI Apps Rupay Cards Paytm Wallet Send your merchant QR code over chat or email to customers. Print the QR code & display it next to the cash counter or put it anywhere on the shop to show the code and collect payments. Digital payments don't get easier than this for your business! Quick Registration on Paytm Business App Sign up with your Paytm account or create a new one as a merchant with your mobile number on Paytm for Business app Track Payments Real-time Get notified via SMS & push notification every time you receive payment. Check all merchant payments received, initiate refunds, see bank transfers & watch your business grow all within one app! Instant Bank Settlements Get the money settled, select the frequency of the settlements or manually settle the amount yourself & get money in your bank account! Secure Payments We are one of India’s most trusted Payment Platform. Whether it is from a wallet, UPI app or Net Banking, your transactions are secure with our business app. Paytm Business Khata Create Customer Ledger Account Book & maintain customers' ledgers digitally with the help of our Udhar Bahi Khata service. Maintaining your cash book has become so easy that you can automate the cash collection process including notifications & reminding customers for payments. GST: Get GST invoice & claim the input tax credit for all purchases. Request or download the invoices instantly with Paytm for Business app. Door to Door Shipping: Don’t worry about shipping anymore. We have tie-ups with major freight providers & assure on-time delivery across the country. Cashbacks & Promotions Look out for Cashback offers on the Paytm for Business App. Exciting offers available which can easily be activated through the Cashback section on the App. You can track the offer journey and accept more payments to earn cashback. Accept more payments and earn more Cashback. We also run offers regularly where you stand a chance to meet your favourite movie star, win Gold back, watch a match etc. We are here to help For any concerns with your business account, feel free to reach us - Facebook - https://www.facebook.com/Paytmforbusiness Twitter - https://twitter.com/Paytmcare