IDB Access vs Empire State Bank Business Usage & Stats

Manage your Empire State Bank accounts right from your fingertips. Enjoy safe and convenient access to your money with the Empire State Bank Mobile Banking app, plus great features: Manage Accounts • View account balances, history and recent activity • Set up and receive real-time alerts • Monitor your debit card purchases • Approve Positive Pay exceptions¹ • Quick and easy login with Touch ID®¹ or Face ID®2 • Connect and schedule a meeting with Empire State Bank Team Member Transfer Money and Pay Bills • Submit ACH and Wire payments • Transfer money between your Empire State Bank accounts • Create eBills, schedule, edit or cancel payments for your bills Deposit Checks • Take photos of checks to deposit them directly from your phone • Get immediate confirmation that your check is processing3 Security • Fraud protection and monitoring for login activity • Mobile multi-authentication provides a second layer of security to your app See the Online Banking Service Agreement at https://esbna.com/terms-of-use/ for more information. Mobile carrier message and data rates may apply. 1. Must be enrolled in the Empire State Bank Positive Pay service. To enroll, contact your banking center. 2. Only certain devices are eligible to enable Touch ID or Face ID. Apple, the Apple logo, iPhone, iPad and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Wallet™, Apple Pay®, Touch ID® and Face ID® are a trademarks of Apple Inc. 3. Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply. Banking products are provided by Empire State Bank, N.A., Members FDIC and wholly owned subsidiaries of Empire State Bank. Empire State bank related trademarks are trademarks of Empire State Bank Empire State Bank, N.A. Member FDIC