QuickBucks vs Swift-Money Usage & Stats

QuickBucks is the Instant Loan Application from Access Bank. The application is available to both customers and non-customers of Access Bank. With QuickBucks, you can get the following loans: - PayDay Loan - Salary Advance - Small Ticket Personal Loan - Device Financing - Vehicle Finance - Mortgage To get started, simply follow the following steps: 1. Download the app. 2. Click on signup and enter your email address and BVN-linked phone number. 3. An OTP will be sent to your phone number which will be used to validate app. 4. Proceed to update your profile and update your details (Location, Bank Account number, monthly salary) 5. Continue the signup process by choosing your preferred password and 4-digit PIN (which will be used for authenticating all transactions) 6. Accept the T and Cs and proceed to submit and sign in with your newly created credential Key Features: - Flexibility to sign in with your email address or phone number and password. - Fingerprint authentication for easier login - A holistic view of all eligible loan facilities - View active loans - View nearby points of interest like supermarkets, bank branches and shop seamlessly without any collateral

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Swift-Money

Easy Money Transfers & Access To Credit. Send Money, Receive Money, Access Credit, Pay back Later. Avoid the shame of see finish and never run out of funds with SwiftMoney. SwiftMoney gives you financial freedom-whether you are a business owner,salary earner or an individual, we make sure money is available when you need it and ensure you never have insufficient funds. Our goal is to flag financial inclusion by making sure that everyone who needs money can access it. About this app SwiftMoney caters to all your money needs in one place. It is a digital wallet for easy and fast transfer of money, it also grant easy access to credit when you need it and let’s you build your credit score. **What we offer** **Access Credit:** Get credit ranging from N5000 to N10M with zero-interest when you pay back within the first 30 days and 0.15% daily interest rate after 30 days. Example: If you take a 5,000 Naira credit, if you pay back within 30 days, you do not pay an interest. But, for everyday after 30 days,Swift Money charges 0.15% daily interest rate which is 7.50 Naira for N5,000. SwiftMoney starts giving you credit from a Minimum value and then builds it up depending on how often you take and pay back your credit. You can access Secure Credit simply by dropping a deposit to get up to 20% extra on your deposit Example: You fund your SwiftMoney wallet with 500,000 and you get access to 600,000, if you pay back within 30 days, you do not pay an interest. But, for everyday after 30 days,SwiftMoney charges 0.15% daily interest rate which is 7.50 Naira. SEND MONEY Send money in less than 4 clicks Send money for free to other SwiftMoney users Pay N20 when sending money to users on other banks 20% charge when you’re sending from your credit wallet to other banks RECEIVE MONEY Receive money quickly Get up to N200 when you add or receive N5000 and above in your SwiftMoney Wallet Receive money from other SwiftMoney and other bank users Get money when you need it and be on your way to financial freedom when you download SwiftMoney HOW TO GET STARTED Download SwiftMoney 1. Fill in. your details and Sign up 2. Login with your phone number 3. And enjoy financial freedom