Republic Finance vs Regional Finance Usage & Stats
All in one convenient place. Anytime…anywhere!
• View your account information and account details!
• Make payments using a bank account or debit card!
• Access to pre-qualification with no impact to your credit score!
• Find a branch or contact us!
• For typical applicants, loan offers feature quotes for loans with terms of 12 to 60 months.
As an example, if you borrowed $7,000 with a 30.04% Annual Percentage Rate (“APR”) and a 60-month term, your payments would be $226.47 per month. The total amount paid for this loan, including principal, interest, and all applicable fees, would be $13,588.20. This example is based on an average customer with good credit. APRs will not exceed 35.99%. Loan terms (e.g., rates, origination fees and max. loan amounts) apply based on your state of residence and may vary depending on your creditworthiness. Not all consumers will qualify. Additionally, not all consumers will be eligible to apply for an online unsecured loan through Republic Finance’s website.
Secured loan applications and closings must be completed with a branch employee, and not on our website. Secured loans will have collateral and insurance requirements. The purchase of any required insurance from Republic Finance is optional. Auto-secured loans require a first lien on a vehicle that is titled in your name, and which has valid insurance.
Current customers: Some current customers may not be eligible for a loan refinance. All refinance applications and closings must be completed with a branch employee, and not on our website.
With 70 years of experience, Republic Finance specializes in consumer loans, flexible lending options, and incomparable customer service. Currently serving over 400k customers with more than 250 branch locations.
GA & OH: Republic Finance, LLC (NMLS # 182116). VA: Republic Finance, LLC is licensed by the Virginia State Corporation Commission (License No.: CFI-196).
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Regional Finance is here to help you get the money you need with personal loans up to $25,000. Loans can be used for debt consolidation, home improvement projects, vacations, auto repairs, or unexpected expenses.
Our mobile app mirrors our Online Account Management system and is designed for easy management of your personal loan from the comfort of your home or on the go.
Signing up requires just your name, date of birth, and the last four digits of your Social Security Number.
Using our mobile app you can:
- Check your loan balance
- Make and change one-time payments
- Set up or modify your AutoPay schedule
- Receive alerts when you’re eligible to renew your loan
If you have questions or concerns, please don’t hesitate to give our Customer Service team a call at (844) 303-3980. We are available Monday-Friday from 8:30 am to 5:30 pm, EST.
Regional Finance Headquarters: 979 Batesville Road, Suite B, Greer, SC 29651
Regional Finance is licensed in AL, AZ, CA, GA, ID, IL, IN, LA, MO, MS, NC, NM, OK, SC, TN, TX, UT, VA and WI. For the residents in the state of Georgia only: Regional Finance Company of Georgia, LLC-NMLS # 2026923. Regional Finance Company of Virginia, LLC is licensed by the Virginia State Corporation Commission under the following license number: CFI-161.California Residents: Loans made or arranged pursuant to a California Financing Law license.
Loan size, term and rates may vary by state. Not all applicants will qualify for larger loan amounts or the most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle that is no more than ten years old, meets our value thresholds, and is titled in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APR’s are generally higher on loans not secured by a vehicle.
Copyright © 2023 Regional Finance. All Rights Reserved.
Licenses and Disclosures: https://regionalfinance.com/licensesdisclosures/
Privacy Policy: https://regionalfinance.com/privacy-policy/
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Republic Finance VS. 
Regional FinanceDecember 24, 2024