Starship - Health Savings vs GoBank - Mobile Banking Usage & Stats
With a triple tax break and no hidden fees, Starship is empowering individuals and families to plan for their future health.
Starship is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.
How it works:
• Save - Save for everyday health expenses like dental, vision, health emergencies, and much more while avoiding hidden banking fees – for yourself or your entire family.
• Spend - Order your free Starship Visa® Debit Card directly from the Starship app. Swipe, dip, or tap your card to make eligible health purchases in-store and online. Add your card to Apple Pay.
Here’s why thousands are saving with Starship:
HEALTH SAVINGS SIMPLIFIED
New to health savings? We have the modern tools and services to help.
TRIPLE TAX BREAK
Get tax breaks on contributions, interest earned, & health-related purchases.
NO HIDDEN FEES
Ever. You shouldn’t have to spend money to save it. Starship has no overdraft fees, no withdrawal fees, and no minimum balance fees.
SAFE & SECURE
Your security is our top priority. Starship sends you transaction alerts when you turn on notifications, so you know what’s happening with your money.
PAY YOURSELF BACK
Easily withdraw funds for money spent on out-of-pocket health purchases.
SUPPORT
Reach out to support@starshiphsa.com or chat with us in the app. Our team provides personalized guidance and knowledge on how to make the most of your health savings.
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Starship is a financial technology company, not a bank. Spending Accounts and the Starship Visa® Debit Card provided by and issued by nbkc bank, Member FDIC. Balances in your Starship Spending Account (“Spending”) earn .01% Annual Percentage Yield (“APY”) on deposit balances $0.01 – $1,999.99 and .04% APY on deposit balances $2,000 and above. We use the Spending Account’s end of day balance to calculate the interest earned that day. The rates are effective as of October 1, 2021, are variable and subject to change after the account is opened. Accounts subject to approval.
Any balances you hold with nbkc bank, including but not limited to those balances held in Starship accounts are added together and are insured up to $250,000 per depositor through nbkc bank, Member FDIC. nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Starship accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit https://www.cambr.com/bank-list. Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at https://www.fdic.gov/resources/deposit-insurance/.
Content presented is not intended as legal, tax, financial or medical advice. It is the member’s responsibility to ensure eligibility requirements for contributions and qualified medical expenses. Always consult a professional tax advisor before making financial decisions with tax implications.
For Starship terms & conditions, please visit: https://www.starshiphsa.com/terms-conditions/
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Free ATM network. Limits apply*. No surprise fees. No worries. Try GoBank’s award-winning mobile app now!
GoBank is a checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. It’s fast (works like your other favorite apps), fair (no surprise fees) and feature-rich (keep reading for a sneak peek).
WHY GOBANK?
NO SURPRISE FEES
Seriously. GoBank has no surprise fees. Check out GoBank.com/NoWorries to see what we mean.
GET YOUR PAY UP TO 2 DAYS FASTER WITH ASAP DIRECT DEPOSIT™
Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your GoBank account exactly. We will not be able to deposit your payment if we are unable to match recipients.
SIGN UP FOR DIRECT DEPOSIT
If you’re not eligible for the above, you can still sign up for direct deposit to get your pay faster than a paper check!
FREE ATMS*.
* See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.
PAY BILLS
Pay rent, or any bill with the GoBank app or website. Need to send a check to your landlord (or anyone else)? No problem. We’ll mail the check for free.
SEND MONEY FAST
Quickly send money to friends, family and even the dog groomer who have GoBank accounts. We notify them via email or text message.
DEPOSIT CASH
Just take your GoBank debit card and cash to any participating retail location. Swipe your card or hand it to the cashier, and the cash will be deposited to your account automatically. Fees may apply.
MOBILE DEPOSITS
Our nearest bank branch is in your pocket. Use your phone to scan a check and deposit it into your account. You may be asked to upload your ID.
FREE ADVICE: FORTUNE TELLER™
Use the Fortune Teller to double-check your budget before you spend. Just tell us how much it costs, and we’ll give you a quick yay or nay based on the budget you’ve created.
FYI: We'll need to successfully verify your ID before you can use all of GoBank's award-winning features.
Questions about your GoBank account?
Call us at the number on the back of your card (24/7 support).
Or log in to gobank.com & email us through the Contact Us page.
Stay in touch with us!
Follow us on Twitter @GoBank and on Instagram @GoBankOfficial. While you’re at it, like us on Facebook.com/GoBank. We’d love to meet you and answer any questions you may have.
* See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.
GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage.
©2013-2022 Green Dot Bank. All rights reserved.
Terms of Use: https://m.gobank.com/static/other/GoBank_Mobile_App_EULA_Android_version.pdf
Privacy Policy: https://m.gobank.com/privacy-policy
Technology Privacy Statement: https://m.gobank.com/banking-agreement
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Starship - Health Savings VS. 
GoBank - Mobile BankingDecember 17, 2024