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MyCardWallet. vs Deferit: Pay bills in 4 Usage & Stats
Easy and convenient card management. View your balance, store cards securely, and add to your digital wallet for easy spending.
Pay in-store
Using a prepaid card in-store is easy and convenient when you add the card to your Apple Wallet. Just tap to pay by contactless payment in any retailer where your card is accepted. Set your chosen card as the primary card in Apple Wallet if you have more than one card.
Pay online
Paying online is easy when you add a prepaid card to your Apple Wallet. No more typing out long card numbers - just select Apple Pay at checkout, at participating online retailers. Or use the My Card Wallet app to get your full card details if the retailer doesn't offer Apple Pay.
Check your card balance
When you add your card to the My Card Wallet app, your current balance will display in the app - so you always know how much you have to spend.
Easy access to card details
Access your card details quickly and securely using the My Card Wallet app.
- Apple App Store
- Free
- Finance
Store Rank
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Pay your bills in 4:
- Simply take a photo, screenshot or add a file.
- Select the amount to pay your biller.
- We pay them the full amount upfront!
Save money on your bills:
- Pay less for the same service across internet, phone, TV and more.
- Our team of account experts negotiate with your biller.
- If we can't save you money you don't pay anything.
Build your credit history with any bill payment:
- Most bill payments go unreported, we've changed that.
- Pay any bill as you normally would through the Deferit app.
- We report the payment to the three major credit bureaus.
- Building credit history can attract lower rates on loans and more.
Get started today and join a community of over 500,000 Americans using Deferit to take power over their bills.
The Deferit “Split bills in 4” feature is available in select states. We will inform you, based on your address, whether the “Split bills in 4” option is available to you upon onboarding. Split bills in 4 is subject to eligibility and a down payment may be required. The Credit Builder feature, Bill Savings and our bill management platform are available in all states.
Deferit charges a monthly membership fee of $14.99. No lock-ins. All payments are subject to a processing fee of $0.99.
- Apple App Store
- Free
- Finance
Store Rank
- -
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MyCardWallet. VS.
Deferit: Pay bills in 4
December 31, 2024