WalletHub: Credit & Budgeting vs Lexington Law - Credit Repair Usage & Stats
WalletHub is the first app to offer 100% free credit scores, WalletScores, and full credit reports updated daily. Plus, get access to best-in-class budgeting tools and a personalized plan to improve your credit score, pay off your debt, and save money. Download this award-winning app and reach top WalletFitness®.
Sign up for a free WalletHub account to get:
• Credit scores, updated daily
• Clear plan for improving your credit score
• Personalized budget
• Spending tracker
• WalletScore for a full picture of your financial health
• Credit card recommendations
• Loan recommendations s
• Full credit reports, updated daily
• 24/7 credit monitoring to warn you of identity theft and fraud
• Savings alerts so you can avoid overpaying
• Debt payoff roadmap
• Net-worth tracker
10,000+ News Mentions:
• The Wall Street Journal
• The New York Times
• The Washington Post
• CNBC
• Yahoo Finance
• MSN Money
• USA TODAY
• Reuters
• Fox News
• Many more
Frequently Asked Questions:
Q: Will Using WalletHub Hurt My Credit?
A: Not at all. Checking your credit via WalletHub creates a “soft” inquiry that does not affect your credit score in any way.
Q: Why WalletHub?
A: People love WalletHub for three main reasons: 1) we always put our customers first; 2) we make the complex simple; and 3) we offer a number of features that competitors lack, including our proprietary WalletScore and the combination of credit, budgeting, and identity theft protection tools all in one place.
Q: What Is A WalletScore?
A: WalletScore is an innovative tool that tells you how financially healthy you are, based on your:
Credit: Your creditworthiness impacts your ability to borrow at a good price when you need to.
Spending: Your ability to live within your means is key to your financial health.
Emergency Preparedness: You need to be able to handle a financial emergency with your savings, insurance policies, etc.
Retirement: Can you retire at a reasonable age with sufficient funds?
Q: How Will WalletHub Save Me Money?
A: WalletHub automatically hunts for better deals on financial products so that you can save money every day. And if your credit isn’t perfect, we’ll help you improve it, enabling you to save thousands each year on your credit cards, mortgage, auto loan, student loan, car insurance, and more.
Beyond your credit score, the WalletScore and net-worth tracker will help you improve your overall financial health. Our budgeting tools and spending insights also ensure your money is used for the things that matter the most.
Q: What Budgeting Methods Work on WalletHub?
You can use any major budgeting strategy on WalletHub, from envelope budgeting to zero-based budgeting. The great thing about budgeting on WalletHub is that you can customize things to your preferences and easily switch between budgeting methods without losing any customizations.
Q: How Can WalletHub Help Me Improve My Credit?
A: WalletHub analyzes your latest credit score and report to identify your financial strengths and weaknesses. We then run a number of simulations to determine how different actions will impact your credit standing. Finally, we present you with a customized credit-improvement plan, along with a comprehensive credit scorecard.
Q: How Does 24/7 Credit Monitoring Work?
A: WalletHub’s free credit monitoring will notify you whenever there is an important change on your TransUnion credit report. In addition to email alerts, you can also customize your WalletHub account to send SMS alerts, which most services don’t provide.
Q: Is WalletHub a Good Mint Replacement for Budgeting?
Yes, WalletHub provides all the features people love about Mint plus more, so give it a try and let us know what you think!
- Apple App Store
- Free
- Finance
Store Rank
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Fix your credit with Lexington Law Firm.
The Lexington Law app lets you follow your credit repair progress. With access to a variety of tools, you can better understand, improve and protect your credit, from your mobile device. Lexington Law is an advocate for you, the consumer. We want to make sure your credit is reported fairly and accurately. If you’ve been denied for credit, then let us help you get back on the path to approval.
Credit Repair Services
Unlike other credit repair companies, we obtain your credit reports from all three credit bureaus - Equifax, Experian and TransUnion. Then we work with you to establish challenge reasons for each negative item on your report. We send electronic disputes to the bureaus on your behalf and also communicate directly with your creditors.
We're absolutely confident in our proven credit repair process. We've helped successfully
remove over 10 million inaccurate, unfair or unsubstantiated negative items from credit reports in 2017 alone.
Note: As all legal cases are different these results should not be expected and are not
guaranteed.
FICO® Score
Many of our service levels include a TransUnion FICO® Score to help you keep track of your
credit progress. FICO® Scores are involved in 90% of US based lending decisions.
Focus Tracks
Our credit repair services don’t simply dispute every negative item on your credit report like
some other companies. Rather we use your input and life experiences to determine how to
challenge each negative item. We leverage several laws and consumer protections based on your feedback to achieve results. There are many protections for consumers who’ve gone through a life event that may have affected their credit such as divorce, identity theft, military service, medical bills and mishandled student loans. If you’ve gone through one of these life events then our service is for you.
Credit Reports
When you sign up with our service, we pull your credit reports for all three credit bureaus. We aggregate your credit report items and present them in an easy to understand interface. Your credit report information is then used to dispute and intervene with the credit bureaus and your creditors.
Credit Monitoring
We monitor your credit using a set of credit monitoring alerts called ReportWatch. Our
monitoring services not only alert you when something changes on your TransUnion credit
report, but also gives you information and advice based on the change.
Identity Theft Protection
Lexington Law provides identity theft insurance up to $1MM. In addition, a few of our service levels include a thorough set of identity protection alerts and monitoring services that rival LifeLock.
Digital Money Manager
In addition to providing services to fix your credit, we provide tools to help manage your financial life. Similar to Mint, our digital money manager tracks your income, spending, transactions, budgets, trends, debts and net worth.
About Lexington Law
A trusted leader in credit repair for over a decade, Lexington Law, we help you understand your rights as a consumer in the credit space, and help you leverage those rights to ensure that you have a fair, accurate, and fully substantiated credit report. We've helped hundreds of thousands of clients repair their credit, and we're confident we can help you too.
Download our app today.
- Apple App Store
- Free
- Finance
Store Rank
- -
WalletHub: Credit & Budgeting VS. 
Lexington Law - Credit RepairJanuary 18, 2025