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- Jenius Vs. Asetku-Pinjaman
Jenius vs Asetku-Pinjaman Usage & Stats
The simple way to manage your life/finance with an app and Visa debit and credit cards.
More than 4,000,000 users have started to build a better financial life with Jenius.
Now you can access all of your financial needs, from transactions, savings, lending, investment to financial reports in one place without switching between applications.
Ready to start simplifying your life finance?
Download Jenius application, register and activate your account with Face Recognition in no time.
With m-Card (Jenius main debit card) and 3 additional debit cards, you can make transactions at various Visa merchants across the world. In addition to that, you will also have an e-Card for movies and music streaming services, games, pay/buy apps and more.
Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. You can redeem points into travel miles, points, even e-Wallet balance in real time.
If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available at Jenius app. You can link them to your m-Card for transactions.
For online transactions, you can use:
- Jenius Pay: Pay for your online shopping with just your $Cashtag
- Jenius QR: Scan QRIS for quick and easy payment option
- Send It: Transfer to various accounts and pay bills (internet, credit card, top up balance, electricity, zakat, and others)
With lots of promos every day, not only that transactions using Jenius are practical and easy, but they are also cost-effective.
Want to save some funds? There are saving options for you to use based on your needs:
- Dream Saver: 5 savings to help you make dreams come true
- Flexi Saver: 3 flexible savings to allocate money
- Flexi Rasa Maxi: Locked savings for some cashback, gold, and goods upfront
- Maxi Saver: Open as many deposits as you want from your smartphone
Other features that you can use, including:
- e-Wallet Center: An easy way to top up up to 10 e-Wallet and e-Money (GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, ShopeePay, and M-Tix)
- Pay Me: Send money requests from your smartphone
- Split Bill: Easily split the bill
- Flexi Cash: Cash out your flexible fund for various needs
- Creditbility: Apply and allocate to 3 credit products (Jenius Paylater, Flexi Cash, or Jenius Credit Card) for various needs.
- Investment: Grow your wealth through mutual fund
- Jenius Paylater: New source-of-fund for small transactions
- Moneytory: Get insight for your financial report
Just by paying Feesible (subscription fee) for only Rp10.000 per month, you can experience the simplicity of financial management with Jenius.
Jenius is a digital banking and part of PT Bank SMBC Indonesia Tbk that is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and member of the Indonesia Deposit Insurance Corporation (LPS).
Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius.
Simpler Life, Happier You
Head Office
PT Bank SMBC Indonesia Tbk
Menara SMBC– CBD Mega Kuningan
Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6
Jakarta 12950
Website: https://www.smbci.com
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Asetku is a platform which registered and supervised by the Indonesian Financial Service Authority, OJK. The registration number is S-1110/NB.213/2018.
Funding Feature
Asetku will help you fund as easy at fingertips. Start funding now and check your earnings directly from application. Monitor your portfolios anytime, anywhere!
Benefit of Asetku
Easy Registration Process
Principal Guaranteed by 3rd Party
Underlying Assets Insurance
Advanced Risk Control System
Risk Guarantee Fund Supported
No Additional Fee
By using Asetku, you are able to:
1. Registered user could select different funding products with tenor and interest they want.
2. Registered user would be able to view activating borrowers who have been verified and approved.
3. Registered user would be able to check your interest in real-time.
4. Asetku will automatically withdraw your principal and interest to your account after maturity.
5. Stable principle guaranteed by trusted 3rd insurance company, PT Asuransi Staco Mandiri.
Loans Information:
• Amount of Loan: Min Rp. 1,000,000 - Max Rp. 2,000,000,000
• Repayment Period: Min 91 – Max 360 days
• APR: Min 12% - Max 42% p.a
• Processing Fee (includes platform and insurance fee): Min 1% - Max 37% p.a
• Age: 18+
Loans Simulation:
Tenure:3 tentor
Interest:2.94%/month; 35.28%/year
Loan amount:RP900000.0
Processing Fee:RP78000.0
Total repayment: RP978000.
Monthly_installment: RP326000.0
Contact
PT. Pintar Inovasi Digital
Address : Sahid Sudirman Center Lt. 50C
Jl. Jendral Sudirman No. 86
Jakarta Pusat, 10220
Website: www.asetku.co.id
Email: cs@asetku.com
Customer Service Telp: 1500-226
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- Free
- Finance
Store Rank
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Jenius VS.
Asetku-Pinjaman
December 30, 2024