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- Current: The Future of Banking Vs. Money App - Cash Advance
Current: The Future of Banking vs Money App - Cash Advance Usage & Stats
Current is the future of banking. Spend, save, and manage your money better with our mobile banking app and Visa credit and debit cards so you can make the most of what you've got.
Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
WITH CURRENT YOU CAN
BUILD CREDIT: Use your Build Card to build credit safely with every swipe, no credit checks required
ACCESS CASH: Qualify for up to a $500 Paycheck Advance⁶
SKIP THE FEES: Get fee-free overdraft & fee-free cash withdrawals from 40,000 Allpoint ATMs in the U.S.¹
GET PAID: Payday comes up to 2 days faster with direct deposit²
SAVE: Earn up to 4.00% annual bonus on your savings³
GET REWARDED: Get up to 7x the points and cash back on swipes⁴
GET HELP: 24/7 support in the app
¹ Some fees may apply, including out of network ATM fees of $2.50 per transaction, late payment fees of 3% of any total due balance outstanding and past due for two or more billing cycles, foreign transaction fees of 3% of the full transaction amount (minimum $0.50), card replacement fees per card of $5 for regular delivery and $30 for expedited delivery, cash deposit fees of $3.50 per deposit, and third party processing fees
² Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to timing of payer's submission of deposits
³ Boost Bonuses are credited to your Savings Pods within 48 hours of enabling the Boost feature and on a daily basis thereafter, provided that the Savings Pod has accrued a Boost Bonus of at least $0.01. The Boost rate on Savings Pods is variable and may change at any time. The disclosed rate is effective as of August 1, 2023. Must have $0.01 in Savings Pods to earn a Boost rate of either 0.25% or 4.00% annually on the portion of balances up to $2000 per Savings Pod, up to $6000 total. The remaining balance earns 0.00%. To earn a Boost rate of 4.00%, the sum of your Eligible Payroll Deposits over a rolling 35-day period must be $500 or more, with at least one Eligible Payroll Deposit equalling a minimum of $100. No minimum balance required. See Current Boost Terms at current.com/docs
⁴ Points available at participating merchants. Teen accounts do not earn points
⁵ FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance up to $250,000 is available on customer funds through pass-through insurance at Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC where we have a direct relationship for the placement of deposits and into which customer funds are deposited, but only if certain conditions have been met.
⁶ For eligible customers only. Your actual available Paycheck Advance amount will be displayed to you in the mobile app and may change from time to time. Conditions and eligibility may vary and are subject to change at any time, at the sole discretion of Finco Advance LLC, which offers this optional feature. Finco Advance LLC is a financial technology company, not a bank. See Paycheck Advance Terms at current.com/docs/
The Current Visa® Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Current Visa® secured charge card is issued by Cross River Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. See back of your Card for its issuing bank. Current Individual Account required to apply for the Current Visa® secured charge card. Independent approval required.
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Money App Cash Advance
Need cash? With Money App, get up to $250* for groceries, gas, rent, bills - and more.
GET UP TO $250 IN SECONDS* Delivered Right to Your Personal Bank Account*
No Hidden Fees
No Membership Fees
No Late Fees
No Interest
No Tipping
No Credit Check
Here's what you need to know: The money goes directly into your personal bank account. With Express Delivery, you can get your cash within seconds* for a small fee.
Join Money App, and request a Cash Advance of up to $250*.
If approved, the money can arrive in your account in seconds.*
Cash Advance goes directly into your personal bank account, and is yours to spend right away with Express Delivery*.
BENEFITS OF CASH ADVANCE:
No nonsense. Just money, when you need it.
Money App has no hidden costs, making it a great way to get cash fast.
NO SIGN UP FEES
Unlike other services, there are no monthly fees, and no sign up fees.
With Standard Delivery, Money App is completely free to use.
NO LATE FEES
Running late? No worries. Money App will never charge late fees.
NO CREDIT CHECK
Money App does not do a hard pull on your credit. Keep your score to yourself, and avoid an unnecessary credit check.
NO INTEREST
Just because you need cash, doesn't mean you need to pay interest.
How Does it Work?
1. Join Money App.
Sign up in minutes.
2. Link your bank account.
Securely connect your bank, and complete your sign up.
3.Apply.
Once approved, select how much you need and confirm. It's that simple!
Disclosures:
*Cash Advance can arrive within seconds when Express Delivery is chosen, and your debit card’s issuing bank allows for this type of transfer.
There is a maximum fee of $10.99 for Express Delivery, which allows you to have access to the funds in seconds. Standard Delivery is free and takes 1-3 business days to settle in your account.
¹Not all personal bank accounts are accepted for Money App’s Cash Advance product.
Not all applicants will qualify. You need a linked debit card and a linked bank account with a history of direct deposits. Terms and conditions apply. See cash.money.app
Not available in all states.
Money App’s Cash Advance service has a 0% Annual Percentage Rate. Your available Cash Advance limit will be displayed to you in your Money App account and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by Money App. This service has no mandatory fees. Regular delivery is free and takes 1-3 business days to settle in your account. You may pay an optional Expedited Delivery Fee for expedited funds delivery. For a $40 Cash Advance with an Expedited Delivery Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date. A Money App Cash Advance is a non-recourse product; you will not be eligible to request a new advance until your outstanding balance is paid. See the Cash Advance Agreement for additional terms, conditions, and eligibility requirements.
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Current: The Future of Banking vs. Money App - Cash Advance ranking comparison
Compare Current: The Future of Banking ranking trend in the past 28 days vs. Money App - Cash Advance
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Current: The Future of Banking VS.
Money App - Cash Advance
December 19, 2024