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Monzo - Mobile Banking Vs. Pockit: Bank Card Alternative

Monzo - Mobile Banking vs Pockit: Bank Card Alternative Usage & Stats

Earn $15 for you and your friend when you invite them to Monzo. Terms apply. Monzo is the best banking app that helps you save towards your goals, spend confidently, and manage your money—all without any fees. Open a personal or joint checking account in just a few minutes. WHY OVER 10 MILLION CUSTOMERS LOVE MONZO Say goodbye to fees. No account fees, overdraft fees, or foreign transaction fees. Earn interest on every goal with our Savings Jars. Get paid early with a qualifying direct deposit. Connect all of your accounts and cards for an all-in-one view of your finances. Instant access to cash with our network of 38,000 free ATMs across the US. Our award-winning support team is here to help 24/7. Your money is FDIC insured up to $250,000. UNDERSTAND YOUR SPENDING HABITS Real-time notifications each time you spend on your debit card. Get money saving insights across all your bank accounts and credit cards. Set a target for how much you want to spend and we’ll help you stay on track. REACH YOUR SAVINGS GOALS Earn interest on every goal. No catch, no small print. Just instant access savings and smart tools to help you reach your goals faster. Set aside money for trips, bills, emergency funds, and more in a Savings Jar. Set a goal on a Jar and we’ll show you your progress as you save. Tell us what date you want to reach your goal by, and we’ll work out the regular deposit needed. Automatically contribute a portion of your paycheck towards your goals. Turn your spare change into savings with automatic roundups. SERIOUSLY SECURE With Monzo, your money is insured up to $250,000 through our partner Sutton Bank, Member FDIC.¹ Anti-fraud systems that make sure your money is safe, without adding friction for you. Protect your money with Touch ID, Face ID, and PIN. ____________________________ *The national average interest rate for savings accounts as posted on FDIC.gov, as of June 17, 2024. Monzo’s Savings Jar Annual Percentage Yield (APY) is as of July 29, 2024. The APY may change at any time. Registered address: Monzo Inc, 447 Sutter St., Ste 405 PMB1025, San Francisco, CA 94108 Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply, which you can learn more about on fdic.gov. The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. ¹Your funds are held at Sutton Bank, Member FDIC. Though Monzo is not an insured bank, money in your Monzo account is eligible for pass-through FDIC insurance that would protect up to $250,000 in the unlikely event that Sutton Bank failed. Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply, which you can learn more about on fdic.gov.

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Pockit: Bank Card Alternative

Pockit helps everyone access a mobile banking alternative with a prepaid contactless Mastercard®. This means all the benefits of banking online (and more!) without the credit checks of other bank apps. Top up via cash, bank transfer or debit card. Send money via direct debits, Google and Apple Pay, and international payments to over 55 countries. Access cashback rewards and get the opportunity to start building your credit score and access to credit in just 3 months. Here’s why 900,000+ people love Pockit: INSTANT PAYMENT • Get your card details straight away to start digital banking and online shopping • Receive your pay a day early at no extra cost • Access an instant UK account number ALL THE KEY FEATURES OF A BANK ALTERNATIVE APP • Instant spending alerts and balance updates • Manage bills, rent, and even PayPal top-ups in one place • Get up to £100 cash advance before payday • Use our credit score builder • Send & receive money abroad. Get a great exchange rate while travelling BUILD CREDIT SCORE & GET ACCESS TO CREDIT • Get up to £100 cash advance before payday. 0% interest-free. No hard credit checks. Better alternative to credit cards and short-term online loans with more control & flexibility than an overdraft. Terms apply • Borrow up to £500 after 3 months at 0% interest. Repay easily in 3 monthly instalments, small flat fee applies. No hard credit checks (subscription required) ONLINE BANK ACCOUNT STYLE MANAGEMENT • Lock your card if you lose it and order a replacement in seconds • Manage up to £10,000 in your account • Easily share an online bank account alternative with friends or family REWARDS! • Better deals on broadband, TV, and mobile services • Use your Pockit card for a chance to win £250 every week (terms apply) • 15% cashback from leading retailers like Sainsbury's, Argos and Pizza Express ACCESS POCKIT's BANK ACCOUNT ALTERNATIVE WITH: • Low credit or no credit history (including if you’re new to the UK) • £0 subscription fees • A birth certificate & other forms of ID that are not accepted by online banks You can get access to a mobile banking app alternative in just 3 minutes with no credit score check. Apply now for an easier, more rewarding form of online banking. Disclaimers: 1. Pockit is a prepaid account, not a bank. Prepaid accounts are not covered by the Financial Services Compensation Scheme (FSCS). 2. Credit scores can be influenced by various factors and improvements to your score are not guaranteed. 3. Sign up in the app or web. 18 years and older, subject to satisfactory residence and ID checks. Please note your card will not be dispatched until you have successfully verified your account. Delivery time depends on the delivery method you selected during signup and provided as guidance only. Actual delivery times may vary and depend on Royal Mail. 4. Personal credit becomes available after 3 months on the Fast Track to Credit plan, add £200/month to qualify, no adverse credit history. 5. Credit Builder, Personal Credit and Income Advance services are powered by SteadyPay. Purchase protection insurance service is powered by Jove and underwritten by Wakam. 6. Representative APR 40.47%. We do not charge interest. The APR depicts the transaction fee of £4.99 as the cost of using our service. Representative example: Income Advance issued: £50. Interest charged: 0%. Transaction fee paid: £4.99. The repayment period for Income Advance is 90 days. Total amount paid: £54.99. Representative cost: 40.47%.