FinChoice vs TymeBank Usage & Stats

Manage you FinChoice Account with the FinChoice App. The FinChoice App is secure, easy to use, and you pay no data charges on major SA networks when using the app. Transact and manage • Open an account • View your balance • Update your financial details • Upload your proof of income • Buy electricity, airtime and data • View your statement • Request a settlement quote • Request a paid-up letter • Download your contract document • Change and update your password • Make a payment arrangement • Apply for payment assistance Insure • Get a free estimate • Get your funeral plan • Manage your funeral plan 24/7 MobiMoney • Free to activate • Repay in 3 months or sooner if you choose Personal loans • Minimum repayment period: 6 months • Maximum repayment period: 36 months • The maximum annual percentage rate (APR) is 51% Example of charges Total cost of a 24-month Loan for R18 000: • R18 000 (Loan amount) • Plus 1050 (Initiation fee) • Plus R68 (Service fee) • Plus 2,3% (Interest rate) • Plus 5,5% per R1000 (Personal Protection Insurance) • Equals R28 986,68 (Total cost of the Loan) • This equals a monthly instalment of R1207,78 over 24 months

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TymeBank

No paperwork. No monthly fees. No stress. Just smart, simple, low-cost banking that gives you a clear picture of every cent you earn and spend. Transact online, on your phone, or at more than 1000 Boxer, Pick n Pay and TFG stores across the country. You've got this. Here’s just some of the features you can look forward to: Buy with MoreTyme by TymeBank Forget store account interest. Forget waiting on lay-by. With MoreTyme, you can get what you need now, and pay for it in 3 interest-free installments (subject to approval). SendMoney to a cellphone number What if you need to send money to someone who doesn’t have a bank account? No problem. The TymeBank app allows you to SendMoney to anyone with a valid South African cell number. Build up your savings with GoalSave Enjoy one of the best interest savings rates in Mzansi (up to 11%). Watch it grow with your money across as many as 10 different GoalSave accounts. Easily pay your accounts Pay the accounts you have with all kinds of service providers like broadcasters, stores, credit cards, municipalities and educational institutions. All you need is your account number as the reference. There’s more to discover in the app. So go ahead and download it now to open your account. It’s free!