3月18日的NerdWallet: Manage Your Money应用程序分析

The free NerdWallet app does the work for you, making it easy for you to be smarter with your finances. INSIGHTS We’ll provide you with actionable financial insights about your credit score, cash flow, and net worth — so you can start making smarter financial decisions now. MANAGE We’ll track your spending, credit score, insurance policies, subscriptions, and more — so you can get a clear understanding of your day-to-day finances. BUILD We’ll monitor your Atomic automated investment account, Atomic Treasury account, and overall net worth — so you can build wealth in the long term. LEARN We’ll bring you relevant financial content and notify you when breaking news could affect your finances — so you can stay informed, right in the app. SHOP We’ll give you access to our objective ratings and reviews — so you can find the best financial products for you. Why become a NerdWallet+ member for $49/year? • Earn up to $599/year in cash rewards* • Get exclusive reduced investment management fees on the Atomic Treasury account and the Atomic automated investment account • Get access to the NerdWallet+ insurance assistant and NerdWallet+ Subscription Manager powered by ScribeUp Disclosures: NerdWallet privacy policy: https://www.nerdwallet.com/p/privacy-policy NerdWallet terms: https://www.nerdwallet.com/p/terms-of-use NerdWallet+ terms of service: https://www.nerdwallet.com/lp/nerdwallet-plus/terms-of-service *The total combined maximum rewards amount is $599, which may change without notice. Rewards may be subject to different terms, and additional qualifying actions may be required. See the full terms for details. NerdWallet has engaged Atomic Invest LLC (“Atomic”), an SEC-registered investment adviser, to bring you the opportunity to open an investment advisory account with Atomic. NerdWallet receives compensation of 0% to 0.85% of assets under management annualized, payable monthly, for each referred client who opens an Atomic account and a percentage of free cash interest earned by clients, which creates a conflict of interest. Brokerage services for Atomic are provided by Atomic Brokerage LLC, a registered broker-dealer and member of FINRA and SIPC and an affiliate of Atomic, which creates a conflict of interest. For more details about Atomic, please see the Form CRS, Form ADV Part 2A and Privacy Policy. For more details about Atomic Brokerage, please see the Form CRS and General Disclosures. You can check the background of Atomic Brokerage on FINRA’s BrokerCheck. Neither Atomic Invest nor Atomic Brokerage, nor any of their affiliates is a bank. Investments in securities: Not FDIC Insured, Not Bank Guaranteed, May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged. Personal Loans Interest Rates and Fees: You can view personal loan offers on NerdWallet's loans marketplace. These are from third party advertisers from which NerdWallet may receive compensation. NerdWallet displays personal loans with rates that range from 4.60% to 35.99% APR with terms from 1 to 7 years. Rates are controlled by third party advertisers and are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer's terms and conditions for more information within the marketplace. All loan offers on NerdWallet require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed. Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.