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FlexSalary Instant Loan App
FlexSalary Instant Loan App Vs. Kissht: Instant Personal Loans

FlexSalary Instant Loan App 对比 Kissht: Instant Personal Loans 的使用情况和统计数据

FlexSalary provides an Instant Personal Line of Credit up to ₹3 lakh for salaried individuals in India. FlexSalary is a loan offering from Vivifi India Finance Pvt. Ltd., (N-09.00447), a non-banking financial company registered with the RBI. APR ranges between 19% & 55%; Loan Tenure is 10 to 36 months. Payment Example*: For a loan amount of ₹ 50,000 at 29% annual interest rate for a tenure of 36 months, the maximum APR will be 31.16%. A Onetime processing fee of ₹ 1000 is charged at 1st withdrawal. Flexible Monthly Instalments, Minimum payable is ₹2054. A total amount of ₹ 74,872 to be paid at the end of 36 months. Annual Interest Rate ranges from 18% to 36.5%; One time processing fee of ₹ 0 to ₹ 1,250 will be charged at 1st withdrawal; Conditional interest ranges from 0% to 1.75% per month; Late fee ranges from ₹ 0 to ₹ 150, Auto debit failure fee ranges from ₹ 0 to ₹ 60 & ZERO Prepayment penalty. If you meet our simple loan eligibility criteria, you will get instant loan approval to use Flexsalary credit line. You can transfer required loan to your bank account on the same day. Repay in flexible tenure. FlexSalary aims to be one of the most user-friendly Fast Personal loan apps in India. FlexSalary offers an instant cash loan against your salary anytime. It’s a fast flexible personal loan with no fixed EMI. You can repay your loan in flexible EMIs. Our fast approval process is completely online & paperless. Apply online & get fast cash loan approval in a few hours if you perform Net Banking Verification while applying for our loan. Salary Advance Loan from FlexSalary can quickly fulfil your emergency cash needs. You don’t have to wait for days to get your instant personal loan approved. So, to get a salary advance loan online for urgent cash needs, apply online for money through FlexSalary Instant Loan App. Why Should You Choose FlexSalary for an Instant Online Loan? • 100% quick, easy, secured online loan application • Instant loan approval with minimal documents • Affordable interest rates • High loan approval rate • One-time approval, anytime cash • Multiple withdrawals • Pay interest only on used money. To be eligible for a FlexSalary instant cash loan you must be: • an Indian Citizen • having a minimum salary of ₹4,000 • above the age of 21 Documents Required to Apply for our Flexible Personal Loan • Identity Proof (Aadhaar/Driver’s License/Passport/Voter ID) • PAN card • Address Proof (Driving License/Utility Bills/Aadhaar/Passport/Bank Statements/Voter ID) • Net banking verification for validating your income 24x7 Instant Loans- Apply for collateral free quick loan for urgent cash needs No Paperwork Required-Upload required documents online without any hassle Operational States FlexSalary offers fast loan services across all states in India. You can apply online for a quick cash loan through our mobile app or www.flexsalary.com How to Apply for an Instant Approval Personal Loan Online 1. Download our App 2. Create an Account 3. Submit the required documents As soon as your salary advance loan is approved, you can transfer funds your bank account quickly. Safety&Security FlexSalary- is completely safe & secure. Information you share is encrypted & only used to verify your application. We do not share your data with any third parties. *The APR shown in the above example is based on an indicative payment schedule shared as part of loan agreement. Customers have full flexibility to either follow the indicative schedule or make multiple withdrawals and payments at their discretion, including the ability to pay off the entire outstanding balance without any prepayment penalty. Queries? 📧Mail: kushi@flexsalary.com , 📱Call: +91-40-4617-5151 🏢Address: Unit A, 9th Floor, MJR Magnifique, Khajaguda X Roads, Raidurgam, Hyderabad, Telangana- 500008

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Kissht: Instant Personal Loans

Kissht is India’s trusted quick loan app, which offers online instant loans, business loans, & a seamless experience. Whether you need funds for unexpected expenses or business growth, Kissht advance loan app provides you immediate financial assistance. What is Kissht App? Kissht offers online personal loans of up to ₹5,00,000 with minimal documentation. In just 5 minutes, you can apply for a personal loan and get your funds. Furthermore, Kissht provides competitive business loans to meet entrepreneurs' needs, enabling them to access capital quickly. Example of Unsecured Personal Loan Loan amount (Sanctioned): ₹ 60,000. Tenure: 18 months. Interest Rate: 33% per annum. Processing Fee (incl. GST): ₹ 4,248. Total Interest: ₹ 16,858. EMI: ₹ 4,271. APR: 44 %. Sanctioned Loan amount is ₹ 60,000. Net Disbursed amount is ₹ 55,752. Total loan repayment amount is ₹ 76,858. Total Cost of the Loan = Interest Amount + Processing Fees = ₹16,858 + ₹4,248 = ₹21,106. We work with RBI-registered NBFCs. These NBFCs are as follows:  -Si Creva Capital Services Pvt Ltd -MAS Financial Services Ltd -Northern Arc Capital Ltd. -Piramal Capital & Housing Finance Ltd. -SMFG India Credit Co. Ltd.    How to apply for Kissht instant loan? 1. Install Kissht app  2. Register with a mobile number & accept basic permissions  3. Complete 100% digital KYC for an instant credit check  4. Sign online loan agreements from approved NBFCs Why Choose Kissht for Your Instant Personal Loan Needs? Whether it’s for an emergency or business growth, Kissht provides instant loan & financial assistance with flexible repayment plans. Kissht stands out among loan apps by providing quick, reliable, and secure instant small loans. This is the cash loan app that can help you get a quick personal loan to manage emergencies or meet your financial goals. Further, Kissht offers a convenient online loan application process with transparent terms and competitive interest rates. Our low-interest loan and easy repayment plans make managing finances stress-free. The Expense tracker feature analyzes your transactional messages to provide insights into your spending habits, including summary of your expenses and income across categories. What Makes Kissht a Unique online instant loan app? 1. Easy Approval: Get instant loans online with minimal documentation in a fully digital process. 2. Instant Fund Transfer: With The Kissht advance loan app, you can get funds directly transferred to your bank account. 2. Safe & Transparent: Kissht prioritizes user safety and follows RBI guidelines for collections. Our processes are transparent, with no hidden charges. 3. Customer-Centric: We adopt a human-first approach, ensuring a delightful experience at every interaction. 4. Competitive Rates: Enjoy a lower-interest loan with flexible repayment options. Our Commitment to Customer Safety All communication for payment reminders is done via registered landline numbers only. We never use personal mobile numbers, foreign numbers, or VOIP calls. Payments are collected only through our app or website. We never request payments to personal accounts or demand commissions on dues. Our collection processes strictly follow RBI and MeitY guidelines. All calls are monitored and recorded to ensure no threats or abusive language are used. The Kissht app respects your privacy — it does not access your Contacts List, and we do not contact your friends or relatives regarding loan repayments. Contact Us: 1. Write to care@kissht.com OR call our customer care number on 08044745884 / 08062816309.  2. Share with us a screenshot or recording of the message or call.  Address: 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai - 400070 Need quick access to funds? Download the Kissht loan app today! This trusted app offers online personal loans up to ₹5,00,000 with minimal documentation, competitive interest rates, and a seamless experience.