- Home
- 免费应用程序分析
- LazyPay: Loan App & Pay Later
- LazyPay: Loan App & Pay Later Vs. REACH -Track Personal Finances
LazyPay: Loan App & Pay Later 对比 REACH -Track Personal Finances 的使用情况和统计数据
Get credit that’s easy, instant and stress-free. With LazyPay, you get a free credit limit upto Rs.10,000 that you can use across 45,000+ online stores and merchants! Just repay the total every 15 or 30 days, interest-free.
Here’s what you can do on LazyPay:
🛒PayLater
Checkout on your favourite merchants in just one-tap! It’s completely free. No extra charges, no hidden fees. Shop, buy, spend from your credit limit and pay just one single bill every 15 days.
One-tap payments
No OTPs, CVVs or PINs
Repay just once every 15 days
No interest and no hidden charges
★ Get attractive discounts and offers on various merchants like Swiggy, Zomato, Myntra, Zepto and more.
★ A quick, simple KYC makes your experience a lot smoother. If you complete your KYC with us, you can increase your credit limit (upto as much as Rs. 5 lakhs), and get 30 days to repay your dues (that’s double the normal billing period!). In case you’re unable to pay your bill, you’ll also have options to repay your dues in EMIs.
🔌BillPay: Pay Utility Bills
[Currently open to select users]
With over 20,000+ supported billers, LazyPay allows you to pay utility bills with your credit limit. Pay electricity, gas, water bills in one-click; recharge FASTag, mobile postpaid, mobile prepaid, landline, DTH and more. Repay in one shot, along with your LazyPay dues, every 15 or 30 days.
🎁 GiftCards
Now you can purchase vouchers of over 200+ brands like Amazon, Myntra, Flipkart and more on the LazyPay app. Use them to avail discounts ranging upto 30% on your purchases, or share them with your loved ones!
⚡XpressLoan: Instant Personal Loans
LazyPay offers instant personal loans for all your needs, big or small. Get online loans within minutes and use it for anything you want - no questions asked. Our instant personal loans are cash loans where the lump sum amount is transferred to your bank account. The entire process is paperless and 100% digital, for your convenience.
Personal loan interest rates range from 12% to 36% p.a. with EMI tenures from 3 months upto 60 months.
XpressLoans range from Rs. 3,000 to Rs. 5 lakh with an Annual Repayment Period (APR) from 3 to 60 months. Percentage rate (APR) between 12% - 36% on a reducing balance basis.
★Sample EMI Calculation★
For a loan amount = Rs 10,000 | Tenure = 6 months @ interest rate of 18%* p.a.
EMI will be = Rs 1,755/- p.m.
Processing fee = Rs. 200
Total Payment = Rs. 10,730
*Interest rate and processing fee may vary.
★ Join over 20 lakh fellow Indians using the LazyPay app everyday to get instant personal loans, and make payments easily.
★ We believe in total transparency and data safety and security. All your information is safe with us.
★ Have questions? Reach out to us anytime at wecare@lazypay.in
----------
Revolve rates - 36% to 42%. For Revolve there is no period for repayment. It's a monthly rolling feature.
Convert to EMI - 3 month 24% | 6 month 26% Tenure basis - 3 to 6 months.
Declaration
LazyPay is a platform that only facilitates money lending to duly registered NBFCs to users and complies with all applicable laws including RBI’s Fair Practices code. The details of the registered NBFCs who are partnered with us are mentioned below.
PayU Finance India Private Limited (“PayU Finance”)
https://www.payufin.in/
- Google Play 商店
- 免费
- 金融
商店排名
- -
Your best life is possible, no matter your income. Learn to spend smarter and increase your net worth.
Do you consider yourself Adventurous? Goal-oriented? Dauntless? Then you need the financial freedom to hit the bullseye 🎯 with your badassery. If you're ready to move your finances to the next level,💸 then the REACH app is for you.
Become a master 💪🏾 of your financial life. Knowledge is power. The more aware you are about how you spend money, the more amazing stuff you can do for yourself.
Where does your money go every week? With the REACH App, now you can see a visual breakdown of where your money is going, and learn to multiply your cash.
● Automatically and manually track your income and expenses 👌🏾
● You can even better manage transactions by re-categorising your expenses
● Set up your budget and we promise to help you stay on track 😉
● Short on cash? Building a credit profile? No worries, get a short term loan on REACH in under 3 minutes 🏦
● Review your favourite local business or see what others are saying about businesses in your area 🗞🗞🗞 🛍
● Get a personalised financial plan no matter your financial needs.
● Sort out how much you can spend without going broke.
This app is a spending tracker and budget tool, bringing all that power to you in a clear interface that tells you what you spend, where you spend, when you spend it, and how to adjust your spending to meet your life goals. If you get SMS transaction alerts, this app is for you! If you don't get SMS transaction alerts, this app is still for you! 🕶️
We use military-grade, bank-level security protocols to encrypt all transmission of data. We are also paranoid about privacy. Your privacy. All your transaction data is anonymized. And distributed in bits across multiple locations, making it much more secure and impervious to bad guys.
About Safety & Security
REACH does not have any direct access to your bank account. Our algorithm relies on the SMS messages already sitting on your phone. The app cannot access your personal SMS, bank OTPs or passwords. We recognize account numbers because they are contained in the transaction notifications you receive.
Over 50 thousand people have downloaded REACH. Leading banks and financial institutions also trust our technology.
- Google Play 商店
- 免费
- 金融
商店排名
- -
LazyPay: Loan App & Pay Later与REACH -Track Personal Finances排名比较
对比 LazyPay: Loan App & Pay Later 与 REACH -Track Personal Finances 在过去 28 天内的排名趋势
LazyPay: Loan App & Pay Later#5,438
排名
LazyPay: Loan App & Pay Later 对比 REACH -Track Personal Finances 的排名,按国家/地区比较
对比 LazyPay: Loan App & Pay Later 与 REACH -Track Personal Finances 在过去 28 天内的排名趋势
所有品类
没有可用的数据
金融
通过免费试用版比较任何网站
LazyPay: Loan App & Pay Later VS.
REACH -Track Personal Finances
一月 17, 2025