Alior Mobile vs IKO Usage & Stats

Alior Mobile app Join more than one million Alior Mobile app users and stay on top of your finances! With Alior Mobile, you have quick and secure access to your money and many additional mobile banking features around the clock. In one place you may, among others: • check your bank account balance and transaction history before logging in, • make mobile and contactless payments with your phone or smartwatch, • make standard and instant online internal transfers and transfers to another bank and to a telephone number, • withdraw cash from an ATM using a BLIK code and pay with BLIK at stationary and online stores, • top up your prepaid phone, buy tickets for public transport and motorways and pay for parking, • authorise Alior Online banking operations using PUSH notifications, • apply for credit facilities, • set up deposits and other savings products, • benefit from additional services and personalised offers. Your finances and data in Alior Mobile are safe thanks to: • a multiple-step activation process after the installation of the app, • secure logging in using biometrics or a PIN code, automatic logging out once the app is closed, • the ability to verify and confirm transactions before their execution, • the ability to instantly block your payment card in case it is lost or misplaced, • PUSH notifications about account events. You may contact us in many ways: • you can contact the helpline directly from the app – after logging in, without additional verification, • you can make a contact request regarding any credit facility, • you can send us, for instance, a question, a suggestion or a disposition. You may personalise the app so that it matches your needs: • you can change the background image of the start screen, • you can customise the app’s theme, • you can create shortcuts you are most interested in, • you can create a list of selected payees, • you can arrange the order of items visible on your screen. Once the app is downloaded and installed, you may create a personal account using the VideoSelfie function and activate the app, and then manage your products. The Alior Mobile app is available in Polish, English, Russian and Ukrainian. For more information about the app, go to www.aliorbank.pl/aplikacja.

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IKO

Download the latest version of the free IKO application (electronic banking service) and use your bank account at PKO Bank Polski or Inteligo. The IKO app on your phone means fast and secure finances any day. Activate the IKO app and take avail of the available functionalities: BANK ACCOUNTS: - account balance, history and details of all bank accounts, - transfer to any domestic account number via Elixir or as an instant transfer, - transfer based on data scanned from an invoice or from a QR code in an invoice, - bank transfer by phone, - bank transfer to Tax Office, - foreign transfer, - standing orders and a series of transfers, - cash withdrawals from ATMs using the BLIK code, - cash deposits (at selected ATMs) to your own or another IKO user’s bank account using the BLIK code, - pre-paid phone top-ups, - send a transfer request to another user, - “piggy banks” to set money aside for any purpose, - generate transfer confirmations, - preview of unexecuted transactions (pending and canceled/rejected), - applying for: a bank account (personal, savings and foreign currency*), an account overdraft*. CARDS: - history, details and images of your debit and credit cards, - card management: activation, PIN assignment, change limits, temporary card freeze, restricting the card (with the option of getting a new one*), a change of card image, - multi-currency card service*, - transfer from a credit card, - repay utilized credit card limit, - credit card as a payments source for BLIK online & in-store payments. LOANS: - schedule and details of borrowings, - apply for a loan*. TERM DEPOSITS: - details of term deposits, - open and terminate term deposits. INSURANCE: - purchase travel and vehicle insurance*. PAYMENTS: - contactless payments by phone with NFC**, - in store payments using the BLIK code/check, - online payments with the BLIK code/check, also without copying the code in trusted online stores and browsers (Shopping without the BLIK code), - create and share BLIK checks. ADDITIONAL FUNCTIONALITIES: - mobile authorization, - public transport tickets, - parking fee, - "Join our cause": standing orders for charitable purposes, - push notifications, - localisation (also in the background) - currency exchange*, - 4 languages: Polish, English, Russian, Ukrainian, - IKO personalization: change the main screen view and product names (accounts, deposits, loans), - save and restore personalized application settings after re-installing IKO, - option to simultaneously activate IKO and iPKO using the first login password, - fingerprint login (Android 6.0 and a fingerprint reader required), - shortcut button to favorite functions on the home screen, - create and share QR codes with transfer details, - currency exchange rates, - map of PKO Bank Polski branches, ATMs and stores supporting BLIK payments. For more on IKO go to iko.pkobp.pl/iko_en For more on IKO activation go to iko.pkobp.pl/iko_en/activation * Not available for Inteligo customers. ** Contactless payments are available for phones with NFC and minimum Android 4.4 to individual customers with a PKO Bank Polski, including Inteligo, debit or credit card. Contactless payments are not available on the so-called “rooted" devices, i.e. those on which manufacturer's security has been removed.