Paytient 與 OneMain Financial 使用情況與統計

Paytient enables people to pay out-of-pocket health care expenses over time - always without fees or interest. Simply swipe your Paytient card at any healthcare provider and split up repayment over time - up to a year. Paytient is only available from leading employers and health insurers. Paytient gives members the ability to: • Access funds to pay for care Paytient gives people the power to pay — whenever life happens. Paytient is a sponsored line of credit for out-of-pocket healthcare costs for the whole family. Our members pay for care over time, always without interest or fees. If you’ve been offered a Paytient card at work or through your health plan, your employer or health insurer is paying to give you an interest-free line of credit for healthcare expenses. You read that right — no fees and no interest! Paytient offers members flexible repayment terms on every transaction. Your Paytient card can cover copays or coinsurance at the time of treatment as well as any costs not covered by insurance. It also works for bills that you receive after your visit. The benefits of using the Paytient app: Simple account creation • Create an account in less than five minutes. • Activate your Paytient virtual Visa card immediately after account creation. • We never check your credit or pull your credit score. Help when you need it • In-app chat support is available if you ever have a quick question, concern, or need to make a change. Account info at your fingertips • Quickly track your spending and manage active transactions. Your account summary page offers a bird’s-eye view of your Paytient activity, and monthly e-statements provide greater insight. • Easily access and copy your card info to pay for care with Paytient at home or on the go. Plenty of payment options • Choose the source of funds that is best for your needs — automated payments can come directly from your bank account or via payroll deduction. • If you have a Health Savings Account or Flexible Spending Account, you can also make payments using these tax-advantaged accounts. • After each transaction with your Paytient card, you set a repayment plan that meets your budget.

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OneMain Financial

OneMain Financial offers personal loans. With mobile access, customers can log in to get loan account details. We respond Monday-Friday: 7 am-8 pm CT; Saturday: 8 am-5 pm CT. Our mobile app can be used by customers to service existing loans and to submit applications to refinance existing loans. New loan applications can’t be submitted using the mobile app. Deleting the mobile app on a device does not close or delete a OneMain loan account. As a regulated lender and financial institution, we must retain certain records under applicable law. Our personal loans have minimum and maximum repayment periods of 24 months and 60 months, respectively. The maximum Annual Percentage Rate (APR) for a personal loan is 35.99%. Minimum loan amount offered is $1,500 and maximum is $20,000. Not all applicants qualify for larger loans or most favorable loan terms. Larger loans require a first lien on a motor vehicle no more than 10 years old, meets our value requirements, titled in your name with valid insurance. Approval and actual loan terms depend on your state of residence and ability to meet our credit standards, including a responsible credit history, sufficient income after monthly expenses, and availability of collateral. APRs are generally higher on loans not secured by a vehicle. Highly qualified applicants may be offered higher loan amounts and/or lower APRs. Loan proceeds can’t be used for post-secondary education expenses, business or commercial purposes, buying crypto or other speculative investments, gambling or illegal purposes. Active-duty military, their spouse or dependents covered by the Military Lending Act may not pledge a vehicle as collateral. Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100; California: $3,000; Georgia: $3,100; North Dakota: $2,000; Ohio: $2,000; Virginia: $2,600. Borrowers in these states are subject to these maximum loan sizes: North Carolina: $11,000 for unsecured loans to all customers. $11,000 for secured loans to present customers; Maine: $7,000; Mississippi: $12,000; West Virginia: $13,500. Loans to purchase a motor vehicle or powersports equipment from select dealerships in NC, ME, and MS are not subject to these maximum loan sizes. We charge loan origination fees. Depending on the state where you open the loan, there may be no origination fee or it may be a flat amount or percentage of the loan amount. Flat fees vary by state, ranging from $25 to $500. Percentage-based fees vary by state ranging from 1% to 10% of the loan subject to certain state amount limits. Representative loan cost example: A principal amount of $6,000 at an APR of 24.99% over 60 months results in a monthly payment of $176.07. The principal and APR include any financed origination fees. The total amount paid for this loan, including principal, interest, and financed fees, would be $10,564.20. Example based on customer with average credit. Actual loan terms depend on your credit profile, including credit history, income, debts, and for secured loans, ability to provide collateral. When refinancing or consolidating existing debt, total finance charges over the life of the new loan may be more than current debt because the interest rate may be higher and/or loan term may be longer. Loans include origination fees, which may reduce the amount of money available to pay off other debts. State Licenses: OneMain Financial Group, LLC (NMLS# 1339418)- CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by Pennsylvania Department of Banking and Securities. VA: Licensed by Virginia State Corporation Commission – License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153). NY: Registered New York Mortgage Loan Servicer. See more licensing information at nmlsconsumeraccess.org and onemainfinancial.com/legal/disclosures. Need help with a screen reader? Call 800-290-7002.