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Klover - Instant Cash Advance
Klover - Instant Cash Advance Vs. Brigit: Borrow & Build Credit

Klover - Instant Cash Advance vs Brigit: Borrow & Build Credit Usage & Stats

Your payday can’t come soon enough! That’s where we come in. You can get a Klover cash advance up to $200 cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero.* HOW TO GET YOUR FIRST ADVANCE: Enter your name, email and phone to sign up in seconds Connect your bank so we know where to send your money Pocket your cash in minutes –– get up to $200 But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie: SCORE EASY POINTS** Earn points for things like taking surveys and watching ads. You can then cash them out for a bigger advance or to enter our daily sweepstakes. WIN MONEY ON THE DAILY You’ve got a chance to win $100 every day. Plus, five people get to pocket $20. That’s over 2000 chances to win each year! BUDGET LIKE A BOSS Level up your money game with Klover+ innovative budgeting tools. Create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets. MONEY FROM THE FUTURE It’s not sci-fi, it’s borrowing from yourself. Ditch the banks with high fees or your friends with high horses. Get a cash advance through the Klover app with no credit checks, late fees or interest charges. Legit zero-zero. _________________________________________________ WHY WE’RE HERE We’re not your typical financial Institution. Our biggest goal is to see you financially free. So, we’ll never charge you annoyingly high fees. Instead, we can give you a swiss army knife of money tools, plus immediate cash advances by leveraging your most valuable asset -– your data. By transparently leveraging your approved data, we can provide low to no fees financial products and services to save you time and money. YOUR DATA IS SAFE WITH US Your data is always anonymized (we’ll never know who you are) and securely stored using 256-bit encryption (we’re talking military-grade, bank-level technology here). When you opt-in to our Truth in Data agreement, you’ll unlock all the Klover app perks –– like cash advances, budgeting tools, sweepstakes –– without any credit checks, late fees or interest charges. Nothing. Nada. Zilch. STAY IN TOUCH Got a question? Reach out to us at info@joinklover.com *LEGAL DISCLOSURE: Klover does not offer loans. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. By validating your employment you can access money you’ve already earned whenever you want to. Klover’s advance service is free and doesn’t have interest. Our APR is 0%. Klover’s advance service does not require a minimum repayment time frame. Klover’s advance service does not require a maximum repayment time frame. For example, if you request an advance of $100 your future repayment is $100. Example 2: If you select a completely optional immediate delivery fee of $8.49 your future repayment would be $108.49. Klover’s advance service is not a contracted obligation to repay a loan. For more information please see Klover’s terms and conditions: https://www.klover.app/terms-and-conditions. **Points cannot be redeemed for cash, only in-app features Klover’s Privacy Policy: https://www.klover.app/privacy-policy Klover Holdings, Inc. 57 W Grand Ave Chicago, IL 60035

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Brigit: Borrow & Build Credit

Get an Instant Cash advance*, build credit**, save money, and track your spending – it's all possible on Brigit. Join over 8 million users on the cash advance & budgeting app made for you. Get the money you need today, start building credit, find a personal loan and set yourself up for a bright financial future. GET STARTED WITH BRIGIT: 1. Download Brigit 2. Connect your bank account 3. Request an Instant Cash advance* 4. Get money deposited into your bank account It’s that easy! See disclosures below. GET CASH FAST - $50 to $250* When you need extra money to make ends meet, Brigit’s got your back. • No credit check • No interest, late fees or tips • Repay when you get paid or can afford it FAST PERSONAL LOAN OFFERS • Need to borrow $500 or more? Find personal loan offers from our partners • Compare personal loans and choose one that fits your needs BUILD CREDIT & SAVE MONEY** Save money & build credit without a credit card. • No hard pull, no credit, no interest and no security deposit required • Build your credit history with as little as $1 per month – the rest is paid from the new account • We report payments to all 3 credit bureaus - Experian, Equifax & TransUnion • Tally up the savings. Extra money put in the account is returned to you when paid off! BUDGET BETTER Connect your bank account for free insights to get and keep your finances on track • Find ways to budget better by tracking your income and expenses • Budget smarter with bill forecasts & spending breakdowns • Find subscriptions you no longer need EARN & SAVE We’re here to help you earn and save money – from side gigs to exclusive offers. • Earn extra cash fast taking surveys • Find part-time, full-time, gig & remote jobs • Cash back, discounts, insurance savings & more PROTECT YOUR MONEY Monitor your credit, spending and identity – all in one place. • Track your credit score with full credit reports • Bank balance alerts • Identity theft protection • Free tools to help you save more and spend less EASY SIGN UP. NO RED TAPE. Download Brigit and sign up for free in minutes. • Brigit works with Chime, Bank of America, Wells Fargo, Chase Bank & 15,000+ more • Basic Plan: Free account alerts & insights + access to exclusive earn & save offers • Paid Plans: $8.99-$14.99/month with cash advances* & tools to help you build credit**, budget better & save. Cancel anytime. Support 7 Days a Week at info@hellobrigit.com Download Brigit today and empower your financial future! DISCLOSURES Brigit is not affiliated with loan apps, money apps, Albert budgeting and banking, Credit Karma, Kikoff Credit Builder Loan, Freecash, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, FloatMe, Empower Cash Advance, Cash App, Self, Rocket Money, Possible Finance, paycheck loans, or payday loans Some features subject to a paid plan. *Cash Advances: Not all users will qualify. Subject to eligibility and Brigit’s approval and policies, advances range from $50 - $250. Not available in all states. Express (instant) transfer fee may apply for debit card disbursals. Advances have no mandatory min or max repayment period. Money advanced has 0% max interest. Example $100 cash advance: Sent via ACH & paid back on the date you set with 0% interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the money advance. Total Cost: $100 **Credit Builder: Impact to credit score may vary, and some users’ credit scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history. Credit builder loans are issued by Coastal Community Bank, Member FDIC. Credit builder loan example: a $600 loan, paid back over 24 months with $25 dollar monthly payments & no interest (Max 0% APR). $0 for interest, processing, origination, late payment, transfer, or early payment fees. Total Cost: $600 Privacy Policy: https://hellobrigit.com/privacy Brigit 36 W 20th St New York, NY 10011