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- FlexSalary Instant Loan App Vs. Personal Loans & Credit Cards
FlexSalary Instant Loan App 與 Personal Loans & Credit Cards 使用情況與統計
FlexSalary provides an Instant Personal Line of Credit up to ₹3 lakh for salaried individuals in India. FlexSalary is a loan offering from Vivifi India Finance Pvt. Ltd., (N-09.00447), a non-banking financial company registered with the RBI. APR ranges between 19% & 55%; Loan Tenure is 10 to 36 months.
Payment Example*: For a loan amount of ₹ 50,000 at 29% annual interest rate for a tenure of 36 months, the maximum APR will be 31.16%. A Onetime processing fee of ₹ 1000 is charged at 1st withdrawal. Flexible Monthly Instalments, Minimum payable is ₹2054. A total amount of ₹ 74,872 to be paid at the end of 36 months.
Annual Interest Rate ranges from 18% to 36.5%; One time processing fee of ₹ 0 to ₹ 1,250 will be charged at 1st withdrawal; Conditional interest ranges from 0% to 1.75% per month; Late fee ranges from ₹ 0 to ₹ 150, Auto debit failure fee ranges from ₹ 0 to ₹ 60 & ZERO Prepayment penalty.
If you meet our simple loan eligibility criteria, you will get instant loan approval to use Flexsalary credit line. You can transfer required loan to your bank account on the same day. Repay in flexible tenure. FlexSalary aims to be one of the most user-friendly Fast Personal loan apps in India.
FlexSalary offers an instant cash loan against your salary anytime. It’s a fast flexible personal loan with no fixed EMI. You can repay your loan in flexible EMIs. Our fast approval process is completely online & paperless. Apply online & get fast cash loan approval in a few hours if you perform Net Banking Verification while applying for our loan.
Salary Advance Loan from FlexSalary can quickly fulfil your emergency cash needs. You don’t have to wait for days to get your instant personal loan approved. So, to get a salary advance loan online for urgent cash needs, apply online for money through FlexSalary Instant Loan App.
Why Should You Choose FlexSalary for an Instant Online Loan?
• 100% quick, easy, secured online loan application
• Instant loan approval with minimal documents
• Affordable interest rates
• High loan approval rate
• One-time approval, anytime cash
• Multiple withdrawals
• Pay interest only on used money.
To be eligible for a FlexSalary instant cash loan you must be:
• an Indian Citizen
• having a minimum salary of ₹4,000
• above the age of 21
Documents Required to Apply for our Flexible Personal Loan
• Identity Proof (Aadhaar/Driver’s License/Passport/Voter ID)
• PAN card
• Address Proof (Driving License/Utility Bills/Aadhaar/Passport/Bank Statements/Voter ID)
• Net banking verification for validating your income
24x7 Instant Loans- Apply for collateral free quick loan for urgent cash needs
No Paperwork Required-Upload required documents online without any hassle
Operational States
FlexSalary offers fast loan services across all states in India. You can apply online for a quick cash loan through our mobile app or www.flexsalary.com
How to Apply for an Instant Approval Personal Loan Online
1. Download our App
2. Create an Account
3. Submit the required documents
As soon as your salary advance loan is approved, you can transfer funds your bank account quickly.
Safety&Security
FlexSalary- is completely safe & secure. Information you share is encrypted & only used to verify your application. We do not share your data with any third parties.
*The APR shown in the above example is based on an indicative payment schedule shared as part of loan agreement. Customers have full flexibility to either follow the indicative schedule or make multiple withdrawals and payments at their discretion, including the ability to pay off the entire outstanding balance without any prepayment penalty.
Queries?
📧Mail: kushi@flexsalary.com , 📱Call: +91-40-4617-5151
🏢Address: Unit A, 9th Floor, MJR Magnifique, Khajaguda X Roads,
Raidurgam, Hyderabad, Telangana- 500008
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Now you can check different offers across banks and apply for new age Personal Loans and Credit Cards for all kinds of your financial needs through the MyMoneyMantra app.
Who are we?
MyMoneyMantra Fintech Pvt. Ltd. is a subsidiary of Raaj Khosla & Co Pvt. Ltd. Our partners simultaneously use the brand name as Raaj Khosla & Co. Pvt. Ltd. or MyMoneyMantra Fintech Pvt. Ltd. for official partnership name listing.
However, the official brand name is mymoneymantra.com. Our brand promises to be the financial companion of all our consumers for life.
We are official partners/distributors with the following banks/NBFCs for Personal Loan.
IDFC First Bank Limited - (Partnership under the name of MyMoneyMantra Fintech Pvt. Ltd.), L&T Finance Ltd - (Partnership under the name of MyMoneyMantra Fintech Pvt. Ltd.), Bhanix Finance and Investment Limited (Cashe) - (Partnership under the name of MyMoneyMantra Fintech Pvt. Ltd.), Bajaj Finance Ltd. - (Partnership under the Name of MyMoneyMantra Fintech Pvt. Ltd.), Earlysalary Services Private Limited (Old Name Ashish Securities Pvt. Ltd.) (FIBE ) - (Partnership under the Name of MyMoneyMantra Fintech Pvt. Ltd.).
Mymoneymantra loan app is one of the best personal loan, instant personal loan, small personal loan, student personal loan, online loan, quick personal loan app in India. It helps users provide fast approval and quick disbursals.
Steps to Apply for an Instant Personal Loan:
1. Login to the Mymoneymantra App
2. Choose the Personal Loan Product
3. Fill in the basic personal details
4. Enter the desired loan amount
5. Get connected to RBI approved lenders
6. Choose an approved lender and submit your application
Steps to Apply for a Credit Card:
1. Login to the Mymoneymantra App
2. Choose the Credit Card Product
3. Fill in the basic personal details
4. Choose a Credit Card that meets your requirement
5. Submit your application
Advantages of getting a Personal Loan or a Quick Personal Loan with MyMoneyMantra app:
👉Compare and apply for the best personal loan, be it short term personal loan(STPL) or a loan for longer tenure
👉Compare and get the best offer with amazing rewards and deals based on your credit worthiness
👉You can use Personal Loans or Instant Personal Loan to fulfill all your dreams such as debt consolidation, home renovation, medical emergency loan, education loan, vacation loan, vehicle financing loan, moving expenses loan, legal expenses loan, appliance loan, electronic purchase loan, business startup loan
👉Compare Personal Loan Interest Rates of various banks on the MyMoneyMantra App
Important Points to consider before applying for a Personal Loan:
* Loan Amount: Minimum 1,000 to Maximum 50 Lakhs
* Repayment Tenure: Minimum 3 Months to Maximum 60 Months
* Rate of Interest / Annual Percentage Rate (APR): Minimum 10.5% to Maximum 30%
* Processing Fees: Rs. 500 to Rs 2.5% of the Loan Amount
Example:
Personal loan of Rs. 5 lakhs at an interest rate of 10.5% for tenure of 5 years, the EMI will be Rs. 10,747. The total payout here would be:
Principal Amount: Rs 5,00,000
Interest Charges (@10.5%): Rs 1,44,817
Loan Processing Fees (@2.5%): Rs 12,500
Documentation charges: Rs 500
Amortization Schedule charges: Rs 200
Total Amount paid after 5 Years: Rs 6,58,017
*Interest rate and processing fees vary as per your product depending on the lender's policy.
Contact Us:
For any assistance or any other details, contact us at:
Email : contactus@mymoneymantra.com
Address : Room No 812,8th Floor, Suryakiran Building, 19 Kasturba Gandhi Marg, Connaught Place, New Delhi, Delhi 110001
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FlexSalary Instant Loan App VS.
Personal Loans & Credit Cards
1月 6, 2025