Intuit Credit Karma 與 Self - Credit Builder 使用情況與統計

Navigate your unique financial path confidently with help from Credit Karma and make the most of your money. CONNECT YOUR ACCOUNTS FOR FINANCIAL INSIGHTS - Track your monthly spending - Monitor transactions - Look out for ATM fees, late payments and more GET TO KNOW YOUR CREDIT - Get alerts when credit scores change - Learn what affects your scores and how to build credit EXPLORE YOUR OFFERS Compare offers and apply with more confidence:† - Loan amounts - Rates you could be approved for STAY INFORMED - Be alerted of changes and opportunities. - Credit score changes - Identity monitoring - Rate monitoring—we’ll let you know if we see better interest rates SIMPLIFY TAX TIME - Upload a photo of your W-2 - We’ll prefill your profile info - Finish filing on your computer BANK ONLINE Open Credit Karma Money Spend and Save accounts*** from the app. FIND COMPETITIVE CAR INSURANCE OPTIONS - Compare options to see if you could save - You may unlock a discount on a new policy if you’re a good driver DISCLOSURES *Credit Builder plan requires you to open a line of credit and a Credit Builder savings account, both banking services provided by Cross River Bank, Member FDIC. Credit Builder savings account is a deposit product, insured up to $250,000. Credit Builder is serviced by Credit Karma Credit Builder. Members with a TransUnion credit score of 619 or below at time of application may be prompted to apply for Credit Builder. **From June 2024 to Nov 2024, members with a TU credit score of 619 or below who opened a plan and had it reported on their TU report saw an average score increase of 17 points in 3 days of activation. Late payments and other factors can negatively impact your score. ***Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. ^ Borrowing Power is based on the highest offer amount available to you through Credit Karma where you have Outstanding Approval Odds. The offers themselves are not guaranteed and are subject to change without notice. † Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the card shown, or whether you meet certain criteria determined by the lender. Of course, there's no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don't meet the lender's "ability to pay standard" after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender. Screens simulated. For display only. Intuit Assist is an emerging tool that provides information to consider as you make financial choices. Not all features are available to all members. You must link your external financial accounts for full functionality. Please check for mistakes. Always review terms and conditions before applying for financial products. Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | CA loans arranged pursuant to a CA Financing Law license. Insurance services offered through Karma Insurance Services, LLC. CA resident license #0172748. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622

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Self - Credit Builder

Self is your credit building toolbox. Build credit, track your credit score, unlock a credit card, and more. With the Self credit app, you’ll have everything you might need to build credit. Low credit score or no credit score — get started today. At Self, all credit scores are welcome. BUILD CREDIT BY REPORTING YOUR RENT PAYMENTS AT NO COST - Increase your credit score at no cost* - Build credit with all 3 credit bureaus — Equifax, Experian, and TransUnion - No hard pull, no credit check - No credit card required - Establish positive payment history — credit’s #1 factor‡ - Track credit score with VantageScore 3.0§ GROW YOUR CREDIT & SAVINGS WITH THE CREDIT BUILDER ACCOUNT‖ - Lift your credit score by 47 points, on average¶ - Plans start at $25/mo.¹ - Unlock your savings at the end, minus interest and fees² - No credit score required - No hard credit inquiry, no credit check THE SECURED CARD WITH NO CREDIT CHECK - Add the secured Self Visa® Credit Card³ to your toolkit‖ - No credit check required - Control your credit limit - Build credit with all 3 credit bureaus - Use everywhere Visa is accepted in the US REPORT MORE PAYMENTS FOR MORE CREDIT - Build credit with cell phone, water, electricity, and gas payments for $6.95/mo. - Add up to 5 payments to your TransUnion credit report each month - Credit monitoring by TransUnion - Identity theft insurance up to $1 million - Cancel any time ACCESS THE SELF VISA® CREDIT CARD Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change. * Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent reporting. Not all bill payments may be eligible. See learn.self.inc/lpg/mpa/rent-bills-landing for details. ‡ See https://www.ficoscore.com/education#WhatYour FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. § Credit scores only available to customers our 3rd party vendor is able to validate. ‖ Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC. Subject to credit approval. ¶ Based on a 2024 TransUnion® study, customers who opened a 24 month Self Credit Builder Account in Q1 2023 with a starting VantageScore 3.0 under 600 and made on-time payments, saw an average VantageScore 3.0 increase of 47 by month 12. Results will vary, Self does not guarantee a score increase. Late/missed payments on other Self products and other credit obligations can lower scores even if Credit Builder Account payments are made on time. ¹ Minimum and maximum repayment period for all loan products is 24 months. Maximum Annual Percentage Rate (APR) of all loan products is 15.92%. Sample products are $25 monthly loan payment at a $520 loan amount, 24 month term and 15.92% APR, Total Payments of $600; Check the pricing page in the Self app or Self.inc for current pricing ² Minus fees & interest. Individual results may vary and are not guaranteed. Improvement in your credit score is dependent on your specific situation & financial behavior. Failure to make monthly minimum payments by the due date each month may result in delinquent reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report. ³ The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC. Self Financial, Inc. 901 E 6th Street Suite 400, Austin, TX 78702