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Six Functions of a $1
Six Functions of a $1 Vs. MortQ Mortgage Qualifier

Six Functions of a $1 與 MortQ Mortgage Qualifier 使用情況與統計

Six Functions of a $1 is a suite of financial calculations commonly used in finance, economics, investment analysis, and valuation. These functions are especially useful to students learning about time value of money concepts. Key input variables are amount, annual interest rate, and term or length of time. The term and the frequency of compounding or discounting can be set to monthly, quarterly, or annual intervals. Once a computation has been performed for a particular term, you can access a "periodic table" that displays the calculated results for all periods up to the term so you can see how the results will vary over time. Changes made to the variables for each function are saved for subsequent use, thereby simplifying the task of making changes to some variables while retaining others. This helps with repetitive computations where you are examining the consequence of changing one variable at a time.

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MortQ Mortgage Qualifier

MortQ is a mortgage payment calculator designed by a real estate professional to quickly calculate the metrics used by lenders and cooperative apartment boards to qualify real estate purchasers. MortQ provides access to a table of current mortgage rates that can be selected, or users can enter their own rates. In addition to mortgage rate, term and principal amount, users can also enter other relevant monthly expense data and annual income data to calculate a monthly debt to income ratio (DTI) - a key factor in determining one's ability to borrow for and purchase a home. There are no advertisements in MortQ and no data is uploaded from your phone. All data entered is stored locally on your mobile device so that specific values can be changed for different property prices, mortgage rates, etc. A complete analysis detailing input data, after-purchase liquidity amounts, and estimated after-tax monthly payments can be emailed to save a text version of the app’s output. Each analysis can be stored as a separate MortQ data file to provide quick access to various property, income or rate scenarios.