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Monthly NG - Quick Rent Loans
Monthly NG - Quick Rent Loans Vs. Moni: Savings & Loans

Monthly NG - Quick Rent Loans 與 Moni: Savings & Loans 使用情況與統計

PLEASE READ REQUIREMENTS FIRST: - 18 or over - Earning at least ₦100,000 a month - Living & Renting in Lagos, Nigeria ABOUT THE APP We pay your landlord, you pay us back…monthly. Easy-access, zero-collateral financing with a fixed monthly interest rate tailor-made for YOU and your pockets Get Pre-approved in 24 hours Sign up and enter your information to help us get to know you and your unique financial situation. Let us know how much you need and how long you want to pay back for. Get a verdict in just 24 hours. Lowest Interest Rates The faster you pay back, the cheaper it is. Interest on your rent financing is calculated on your balance remaining as opposed to your total initial finance amount. Zero Collateral, Zero Cosigner You do not need to submit any form of collateral or need to have a guarantor or cosigner. Zero Harassment We will never compromise your dignity or privacy. We understand that life happens and sometimes you can’t make payments exactly when you want to. We will never harass your colleagues or family. Make payments through the app Simply open the app to easily make payments when due or earlier through direct pay or to notify us when you’ve made a bank transfer.

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Moni: Savings & Loans

Access a range of financial solutions on Moni. Earn high interest on your savings and enjoy short and long-term loans for your business. Your savings are safe in Moni Vault and loans are disbursed within a few minutes on Moni Float. What does saving on Moni look like? Create a flexible, targeted, or fixed savings plan on Moni and earn from 7%-21% interest rate. Save as low as N100 daily, weekly, bi-weekly, or monthly. Automate your savings schedule and get notified at appropriate times. Activate your Moni Wallet to fund your savings plan. Achieve multiple savings goals. Contribute your savings at no fees or charges. Stash away lump sum of money in Reserve for at least 3 months and earn as high as 21% interest rate. Enjoy instant withdrawal. Cultivate a savings habit. Enjoy instant technical support within the app. Saving on Moni is easy. Get started in 3 steps: 1. Download the Moni app 2. Provide some information to set up your profile 3. Create your savings plans. Example of a Moni Savings; - Create a reserve plan- lock away a sum of money to prevent spending temptation. - Set duration to 1 year. - Choose to withdraw interest at maturity - Fund plan with N1,000,000 - At the end of 1 year, withdraw N1,210,000. A Moni Loan: To access a Moni Loan, you must have joined a Cluster. Loans are accessible to businesses who have joined a Moni Cluster using unique Cluster codes No collateral or guarantee required Once your request to join a cluster is approved, and your business performance is reviewed, you can take loans from N50,000 - N3Million No hidden fees or charges Loan terms are clearly stated at the point of the loan request Decide your loan tenure. You can repay in up to 12 months. Enjoy competitive interest rates from 24% - 35.36% APR The eligibility amount is increased as your OTR(on-time repayment rate) increases Enjoy social accountability with the businesses in your cluster The Moni loan process is simple; 1. Download the Moni app. Sign up with your phone number & email address 2. Request to join a Float cluster 3. Provide information about your business for loan eligibility review 4. Start accessing float to grow your business. Moni’s Interest Rate and Loan Repayment Loan requests can be between N50,000 - N3Million with no collateral or guarantee request Repay the loan in up to 12 months. Our Annual Percentage Rate (APR) is 24% to 35.36% Example of a Moni Loan - Loan Amount: N2,000,000 - Loan Tenure: 24 weeks - Repayment Type: weekly: - Weekly Interest rate: 0.6% - Weekly Repayment: N95,333 - Total Amount Payable: N2,288,000 - APR: 31.2%