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- Kwikee - Credit and Savings
- Kwikee - Credit and Savings Vs. Monthly NG - Quick Rent Loans
Kwikee - Credit and Savings 與 Monthly NG - Quick Rent Loans 使用情況與統計
Kwikee - Get Credit, Save!
Kwikee App helps to improve lifestyle quality by providing access to instant funds just when you need it. It’s savings feature enables you to save money easily and conveniently.
● How does Kwikee work?
Download the Kwikee App, create an account, fill in the required details, verify your identity to proceed with your application process.
Credit
With Kwikee digital credit card, you can access a percentage of your salary on the Kwikee App. You can use Kwikee digital credit card to withdraw funds as needed, which you can repay on your next salary date.
Interest is only charged on withdrawn amount. Kwikee runs on a daily interest excluding weekends, weekends are interest free.
The repayment date is dependent on your salary date.
Repayment process is an automatic debit which involves binding of a bank card.
Your digital card/wallet refills after every repayment and this happens automatically once you pay back used funds.
Your credit limit (maximum credit amount that can be made available to you) is subject to your payment history and salary amount. As you increase your credibility by paying back at the required time, higher credit limits will be made available to you.
Essentially, the Kwikee digital Credit Card operates by allowing credit access to you, while refilling your wallet as you repay your debt.
● Representative Example of Kwikee Virtual Credit Card
If you have #50,000 in your credit wallet and you withdraw #30,000, the available balance in your wallet is #20,000. Once the repayment of the amount withdrawn is made, an automatic refill of #50,000 is made on your credit wallet.
Credit limit: #50,000
Amount Withdrawn: #30,000
Duration: dependent on salary date and repayment date (90 days for example)
Daily Interest rate: 0.95%
Total amount to be repaid: #55,650 for 3 months
Interest due reflects on your dashboard just below the amount withdrawn.
Cashback loans are accessible to investors on Kwik Max savings. The maximum loan amount is 75% of your fixed savings. Loan tenors would be based on the KWIK max tenor chosen, with an interest rate of 24% per annum.
Savings
To save on the Kwikee App, simply select the savings button and choose what works best for your finances per time.
Kwikee savings options is designed to suit various lifestyles, as it relates to your finances.
Kwik Lite allows you access to your funds any time you want. You can save any amount you want and still earn 10% interest on your money.
Kwik Max allows you lock funds for a minimum of 3 months. Your funds in Kwik Max cannot be broken but you can get 75% of it as a cash back. A minimum of #50,000 is required to begin with your savings and you get to earn up to 18% interest per annum.
With Kwik Goal on Kwikee, you can save any amount towards your long-term and short-term goals, and earn as much as a 12% interest rate per annum.
● Customer Information Security and Privacy
To ensure complete data confidentiality, the Kwikee app was created utilizing the highest security and privacy standards. We will ask for your consent to verify your personal and financial information when you download the Kwikee app. We will not share your information with third parties without your consent if you use our app.
We would love to hear from you.
Send us an email at help@kwikee.app
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商店排名
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PLEASE READ REQUIREMENTS FIRST:
- 18 or over
- Earning at least ₦100,000 a month
- Living & Renting in Lagos, Nigeria
ABOUT THE APP
We pay your landlord, you pay us back…monthly. Easy-access, zero-collateral financing with a fixed monthly interest rate tailor-made for YOU and your pockets
Get Pre-approved in 24 hours
Sign up and enter your information to help us get to know you and your unique financial situation. Let us know how much you need and how long you want to pay back for. Get a verdict in just 24 hours.
Lowest Interest Rates
The faster you pay back, the cheaper it is. Interest on your rent financing is calculated on your balance remaining as opposed to your total initial finance amount.
Zero Collateral, Zero Cosigner
You do not need to submit any form of collateral or need to have a guarantor or cosigner.
Zero Harassment
We will never compromise your dignity or privacy. We understand that life happens and sometimes you can’t make payments exactly when you want to. We will never harass your colleagues or family.
Make payments through the app
Simply open the app to easily make payments when due or earlier through direct pay or to notify us when you’ve made a bank transfer.
- Apple App Store
- 免費版
- 金融
商店排名
- -
Kwikee - Credit and Savings與 Monthly NG - Quick Rent Loans 比較排名
比較過去 28 天的 Kwikee - Credit and Savings 排名趨勢與 Monthly NG - Quick Rent Loans
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比較過去 28 天的 Kwikee - Credit and Savings 排名趨勢與 Monthly NG - Quick Rent Loans
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Kwikee - Credit and Savings VS.
Monthly NG - Quick Rent Loans
12月 23, 2024