Faircent - P2P Investment 與 wefin 使用情況與統計

Highlights of Personal Loan app Users can apply Personal loan starting from (Minimum)₹ 1 Lakh up to ₹15 Lakh (Maximum), is available for Salaried as well as self-employed individuals at affordable interest rates from wefin loan app without pledging any collateral and documentations and get quick disbursal digitally. Salient features of instant personal loan: • Loan Amount ranging from: (Minimum)₹ 1 Lakh up to ₹15 Lakh (Maximum) • Repayment Tenure: from 3 Months to 72 months • Rate of Interest / Annual Percentage Rate (APR): 12% to 34% Note: Interest rate and processing fees varies as per the products. Example of a Personal Loan at wefin: For ₹1,00,000/- borrowed, at interest rate of 12% p.m. for 24 months (interest rate on reducing balance method), payable amount would be: Processing fee (@2% of Loan Amount) = ₹2000 + Applicable GST Other charges (Stamp Duty) = ₹100 Interest = ₹12976.33 Total amount repaid after 24 Months = ₹1, 12976.33 *Interest rate and processing fees varies as per the products. Highlights of Two-Wheeler Loan app Users can apply Two-Wheeler loan up to 100% LTV, is available for Salaried as well as self-employed individuals with fixed Loan amount, EMI and Tenure w.r.t two-wheeler models from wefin loan app without pledging any collateral and documentations and get quick disbursal digitally. About Insurance from wefin App. wefin app has a features of purchase insurance along with loan that covers such as Health and medical insurance. Introducing wefin, a one-stop solution for all types of loans, Personal loan, Two-wheeler, and many more to come. wefin App, users can instantly apply for two-wheeler and personal loans for diverse needs such as marriage, travel, and even medical needs. The user can also calculate tentative EMI’s by using our product EMI Calculators. What’s new? • wefin is 100% Digital process to get instant loans to customer’s account with paperless approach. • wefin app is available for everyone. Sign-up or Log-in and explore the all-new features of the app. • You can also use wefin app for Loan re-payments digitally. • wefin is multi-lingual app - available in English and हिन्दी. • Use EMI calculators to calculate tentative EMI details for respective products. Features of wefin app: • Instant Loan approval on the go via in-built AI based decision engine. • No guarantee or security or collateral required. • Attractive Interest rates. • View and manage your active loans, make loan payments, download statements on one click request. • Access information on your closed loans. • On demand service request via App for NOCs and change contact and addresses. • Pay EMIs, part pre-pay or foreclose loans and access information on future payments through the app. • EMI calculators for Personal loan. Additional Information from Security Perspective: wefin app may collect information with user’s consent from their mobiles like device location, device information, transactional and promotional SMS, communication information including contacts to provide customized offerings to control fraudulent activities. The wefin app is highly secured and tightly integrated with “RazorPay” (Refer: https://razorpay.com/responsible-disclosure/) w.r.t user’s re-payment transactions, so that users can get a safe and secured transaction via wefin App