19 Martiçin Microinvest uygulama analizi

Microinvest is the largest non-bank financial institution in Moldova, focusing on financing MSEs, agricultural producers and customers. Established in 2003, the company has since positioned as the number one player in the non-banking financial market. For over 20 years we have been supporting businesses in their growth and development as well as helping customers improve their quality of life, by providing financial solutions through our widespread branch network, well-trained staff and digital channels. The mobile application enables applying for new loans and loan’s management for customers. The main possibilities are: Applying for a loan; Loan calculator; Remote client identification; Remote contracts concluding; Online loan management – payments, transaction history and other. Tracking the last promo offers; Access to online map of the branches; Call Centre support through the chat. The minimum requests to use the mobile application are: Android version from 6.0 or later; The citizen/resident of the Republic of Moldova; At least 18 years old. Before applying for a loan or concluding a contract please read the example of the calculation and detailed information about the loan. Representative example for a loan: For a loan of 10 000 MDL, with a term of 12 months, the annual interest rate will be 47%, with a commission for the services provided 0% calculated from the total loan amount and a monthly commission 0% calculated daily on the disbursed loan amount. Under these conditions, the monthly payment amount will be 1 059.92 MDL, with an Effective Interest Rate (EIR) 58.38%, and the total amount payable by the Client at the end of the contract will be 12 719.05 MDL. Please note that these figures may vary slightly depending on the actual date of loan disbursement. This representative example is presented for informational purposes only. After applying for a loan, our Loan Analysts might contact you to provide a personalized offer based on your monthly income, loan history from bureaus, and other relevant information.