Skyro vs Albert: Budgeting and Banking Kullanım & İstatistikleri

Skyro Pocket offers a flexible and convenient credit line, also known as revolving credit, that works just like a credit card but without the plastic. You can use it anytime up to a limit and pay it back later, just like a credit card, but without the card. Why choose Skyro Pocket? 🔵 Free monthly cash-ins: No fees or commissions on your monthly cash-ins. 🔵 45-day interest-free period: Enjoy a renewable interest-free period every month, as long as you pay your balance on time. 🔵 No fees or commisions: Apply and use Skyro Pocket absolutely free. How to use Skyro Pocket Skyro Pocket can be used for everyday purchases wherever QR Ph is accepted (GCash, Maya, BDO, etc.). You can also make larger purchases by spending your entire limit at once. With access to over 600,000 stores nationwide, your Skyro Pocket is always ready to serve. How to pay With Skyro Pocket, you only pay for what you've spent. After 30 days from your first purchase, you'll receive your first billing statement with two payment options: 🔵 Interest-free payment: Cover the exact amount you've spent without any interest. Stick with this option to avoid paying any interest at all. 🔵 Minimum payment: This option requires just 10% of your credit limit as payment. A 7% interest rate applies only to the amount you’ve spent, not the full credit limit. Pay for a loan from the comfort of your home or in one of our over-the-counter partners near you. Online banks: 🔵 BDO 🔵 BPI 🔵 UnionBank E-wallets: 🔵 GCash 🔵 Maya 🔵 GrabPay OTC (over-the-counter): 🔵 7-Eleven 🔵 Bayad Center 🔵 Cebuana 🔵 DA5 🔵 ECPay 🔵 eTap 🔵 ExpressPay 🔵 M Lhuillier 🔵 Palawan Pawnshop 🔵 Posible 🔵 The SM Store 🔵 TrueMoney There is a ₱25 transaction fee when you pay using e-wallet or via over-the-counter partners. When paying via online banks, the transaction ranging from ₱10 to ₱25. Minimum period for repayment — 6 months. Maximum period for repayment — 12 months. Our maximum Annual Percentage Rate (APR) is 119% Here’s an example of the total cost of the loan: Total loan amount ₱15,000 Installment period 12 months Monthly payment ₱1,963 Origination fee ₱2490,00 Monthly interest rate 4.9% Total interest amount ₱6,006 Total amount due ₱23,556 To become a Skyro customer, you need to: 💙 be a Filipino citizen aged 23 to 65 years old; 💙 have a primary ID that states your current address; 💙 have a proper proof of your income; 💙 and have a smartphone with a valid mobile number. Advanced Finance Solutions, Inc. is certified by the Securities and Exchange Commission. Registration No.: 2022‍080063542-00. Financing company license No.: F-22-0029-37. Skyro Lending, Inc. (formerly Jungle Lending, Inc.) is licensed by the Securities and Exchange Commission. Registration No.: CS202002223. Lending company license No.: 3249. Address: 3006 30F, One Corporate Center, Meralco Avenue corner Julia Vargas Avenue, San Antonio, Pasig City, 1605 Metro Manila Advanced Finance Solutions, Inc. and Skyro Lending, Inc. (formerly Jungle Lending, Inc.) are affiliate companies operating under the same brand name, SKYRO. © 2024 Advanced Finance Solutions, Inc. For more information, contact us: +63 919 170 0717 +632 8540 3337 care@skyro.ph

Google Play Store
BOŞTA
Finans

Kullanım Sıralaması

- -

Albert: Budgeting and Banking

THE ALL-IN-ONE MONEY APP Budget, save, spend, and invest — all in one incredibly powerful app. Get 24/7 identity monitoring, earn on your savings, and ask our finance experts anything. Subscription required. Try 30 days before you’re charged. ONLINE BANKING Set up direct deposit and get paid up to 2 days early. Earn cash back at select stores. Albert is not a bank. See disclosures below. BUDGETING AND PERSONAL FINANCE MANAGEMENT Get a monthly budget, track expenses, and use planning tools to customize your spending plan. See all your accounts in one place and track recurring bills. We’ll help find subscriptions you don’t use and negotiate to lower your bills. AUTOMATIC SAVING AND INVESTING Smart money automatically transfers money to your Albert Savings and Investing accounts throughout the week. Open a high yield savings account to earn competitive APY on your deposits, over 9x the national average. Invest in stocks, ETFs, and managed portfolios. See disclosures below. PROTECT YOUR MONEY 24/7 monitoring on your accounts, credit, and identity. Get real-time alerts when we detect potential fraud. Plus, track your credit score over time. DISCLOSURES Albert is not a bank. Albert Cash banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds in Albert Cash are held in a pooled account at Sutton Bank. Funds in Savings accounts are held at Coastal Community Bank or Wells Fargo, N.A., disclosed on account opening. Cash and Savings account funds are eligible for up to $250,000 in FDIC insurance on a pass-through basis. Your FDIC insurance is subject to specific conditions being satisfied. Albert plans range from $11.99 to $29.99. Try 30 days before you're charged. The fee will auto-renew until canceled or your Albert account is closed. Cancel in the app. See Terms of Use and Account Agreement for more details, including fee information. The Instant Advance is available to you at Albert’s discretion. Limits range from $25-$250, subject to eligibility. Not all customers will qualify. Transfer fees may apply. Early access to direct deposit funds may vary depending on the payer’s deposit timing. Cash back rewards are subject to Terms of Use. For High Yield Savings accounts, interest rates are variable and subject to change at any time. These rates are current as of 12/19/24. There is no minimum balance requirement. Genius is required to access High Yield Savings. Fees to use Albert may reduce the earnings on your account. Brokerage services provided by Albert Securities, member FINRA/SIPC. Investment advisory services provided by Albert Investments. Investing accounts are not FDIC insured or bank guaranteed. Investing involves the risk of loss. More info at albrt.co/disclosures. Credit score calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits at albrt.co/id-ins. Address: 440 N Barranca Ave #3801, Covina, CA 91723 No customer support available at this address. Visit www.albert.com for customer support details. Not affiliated with personal finance budget apps such as Rocket Money, Everydollar, Monarch Money, Quicken Simplifi, Pocketguard, Copilot or Nerdwallet.