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- Upgrade Vs. Aspiration - Mobile Banking
Upgrade vs Aspiration - Mobile Banking Kullanım & İstatistikleri
Get safe and easy mobile banking all in one place!
● Track the cash back rewards you've earned on your Upgrade Card and Upgrade Debit Card with Upgrade Shopping4
● Manage your Upgrade accounts online – Make payments and check your balance
● Monitor your credit score - Get notified of any change in your credit report or score
Share your feedback at mobile_app_feedback@upgrade.com
1: Rewards Checking Plus customers who set up monthly direct deposits (https://www.upgrade.com/deposits/active-account/) of $1,000 or more earn 2% cash back on common everyday expenses at convenience stores, drugstores, restaurants and bars - including deliveries - and gas stations, as well as recurring payments on utilities and monthly subscriptions including phone, cable, TV and other streaming services, and 1% cash back on all other debit card purchases. 2% cash back is limited to $500 in rewards per calendar year; after $500, customers earn 1% cash back on all eligible debit card purchases for the remainder of the year. Rewards Checking Plus accounts with less than $1,000 in monthly direct deposits 60 days after account opening will earn 1% cash back on common everyday expenses and 0.50% cash back on all other eligible debit card purchases. Some limitations apply. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information.
2: Early direct deposit requires set up of recurring electronic direct deposit from your employer, payroll, or benefits provider and is limited to direct deposits under $5000. Early access to direct deposit funds depends on the timing in which we receive notice of impending direct deposit, which is generally up to two days before the scheduled deposit date.
3: Purchases accrue unlimited 1.5% cash back when you pay them back. Certain limitations apply. See website for full Upgrade Cash Back Rewards Program details.
4: With Upgrade Shopping powered by Dosh® you accrue cash back on qualifying purchases at participating merchants. For the current list of participating merchants and offers available to you, go to Upgrade Shopping on your account dashboard and click on offers or shop in store to claim rewards. Participating merchants and offer terms may be changed from time to time without notice. Please see website for full Upgrade Shopping Program terms and details.
Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early.
All loans, Personal Credit Lines, and checking and savings accounts are provided by Upgrade's bank partners (https://www.upgrade.com/bank-partners/). Upgrade Visa® Cards and Upgrade Visa® Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc. Upgrade, Inc. (NMLS #1548935) holds the following state licenses (upgrade.com/State-Licenses) and does business under the following DBAs (https://www.upgrade.com/dba). Upgrade is a financial technology company, not a bank (https://upgrade.zendesk.com/hc/en-us/articles/115005202407--Is-Upgrade-a-bank-).
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Kullanım Sıralaması
#1,482
Invest in the Planet: Earn up to 3.00% APY while fighting climate change! (5)
SPEND & SAVE ACCOUNT
• Sign up to start spending, saving, and investing with a conscience
• Fund the planting of a tree with every purchase you make (1)
• Feel good knowing your deposits will not fund fossil fuel exploration or production (6)
• Unlimited withdrawals at over 55,000+ Allpoint ATMs
• Earn up to 3.00% APY. Terms & Conditions apply (5)
• Get paid up to 2 days early (4)
DISCLAIMERS
The Aspiration Spend & Save accounts are checking and savings accounts offered through Coastal Community Bank, Member FDIC. Approved deposit accounts are FDIC insured up to $250,000 per depositor. For balances greater than $250,000, Coastal will Sweep the excess funds to one or more FDIC-insured depository institutions in their Sweep network (each a “Bank”) up to $250,000 per Bank. With five Banks available through the Coastal Community Bank Insured Bank Deposit Program (aspiration.com/2024-deposit-account-agreement#page=45), Deposits are FDIC-insured up to $1.25 million per depositor. This amount is subject to change at any time. Visit fdic.gov.
Aspiration Debit Cards are issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard® International Incorporated. Aspiration is under separate ownership from any other named entity. Aspiration is not a bank.
An affiliate, Aspiration Fund Adviser, LLC is an SEC registered investment adviser.
1.When opting into Aspiration's Plant Your Change Service, we round up Aspiration Debit Card transactions to the next whole dollar amount and transfer the excess to your Plant Your Change Service Account. For details, visit our Plant Your Change FAQ (www.aspiration.com/plant-your-change-FAQ).
2. Mission Financial Partners, LLC and its affiliates are committed to "All Extra Services Provided at Cost," meaning that we'll only charge you what it costs us to provide the extra service (such as a wire transfer), and not a penny more. Besides these at-cost service charges, customers may make an optional contribution via the Pay What Is Fair (PWIF) program. Proceeds from the PWIF program are recorded monthly in aggregate and donations are made to nonprofit partners selected by Aspiration within 12 months.
3. Aspiration’s Cash Back program is subject to change at any time and without notice, including reversal of rewards for abuse, fraud, and other illicit activity. Cash Back rewards are generally credited on the first day of each calendar month. For additional Cash Back details, visit aspiration.com/cash-back-faq.
4. Aspiration’s early direct deposit of funds service is not guaranteed, is subject to payor’s support and the timing of payor’s payment instruction, and is based on a comparison of our policy (www.aspiration.com/funds-availability-policy) of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Aspiration generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
5. The Aspiration Save Account’s up to 3.00% Annual Percentage Yield (APY) is variable and accurate as of September 2024. Rates are subject to change. To earn 1.00% APY (3.00% APY if customer is enrolled in Aspiration Plus) interest on Aspiration Save Account balances up to and including $10,000.00 in any calendar month, customer must have settled debit card transactions of $500.00 or more, monthly, on their Aspiration debit card. Additional terms apply. Visit our Terms (www.aspiration.com/spendandsavedisclosure) & APY FAQ (www.aspiration.com/APY-FAQ) for details.
6. Aspiration’s Program Banks have formally committed that customer deposits will not be used for lending to oil and gas exploration, production or transportation, or coal mining.
Visit aspiration.com/policies for additional terms and conditions of services.
© Copyright 2024 Mission Financial Partners, LLC
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Kullanım Sıralaması
#3,986
Upgrade ile Aspiration - Mobile Banking için sıralama karşılaştırması
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Aspiration - Mobile Banking#3,986
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Upgrade VS.
Aspiration - Mobile Banking
Ocak 17, 2025